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Short Term Special Events
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Phone 1-800-550-5029
Fax 1-678-205-8041
Claims 1-800-237-2917
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This program is for those who are hosting/organizing an event.  Concessionaires, entertainers and/or vendors
click here for coverage.

This insurance program has been specifically designed for the organizers of short term special events that meet the following criteria:

  • Maximum total attendance is 3,000 or less.
  • Maximum number of consecutive event days (not including set-up or tear down) is 10.
  • Event is held at a single location.
  • Event location must be held in the U.S.


Eligible Operations
- After Prom Parties (school sponsored event only)
- Graduation ceremonies
- Auctions
- Grand openings
- Award Presentations
- Job Fairs
- Ball/Dances
- Lectures/seminars/workshops
- Banquets
- Meetings
- Bar mitzvah or bat mitzvah
- Memorial Services
- Bazaars
- Pageants
- Benefits
- Parties
- Billiard Events/Tournaments
- Picnics (no in or on water activities)
- Bingo games (for fundraising/charity only)
- Poet or poetry readings
- Book signings
- Proms
- Card games/events (for charity/fundraising only)
- Quinceaneras
- Car Washes (for fundraising/charity only)
- Recitals (dance/music)
- Casino events (for fundraising/charity only)
 - Religious events
- Celebrations (holiday, new year)
- Reunions
- Chamber of commerce business events/mixers
- Sales (bake, charity, consignment, estate, garage)
- Charity events
- School band or drill team competitions
- Chess events
- School carnivals (no rides/inflatables)
- Christmas caroling (single location)
- Showers (baby, bridal, wedding)
- Christmas lighting ceremony
- Shows (animals-arena setting only, antique, art, baby,
- Conventions

business, collector, consumer, craft, fashion, flower, garden,
- Debuts or debutante balls

home, stage, wedding)
- Dinners, luncheons or showers
- Social gatherings or receptions
- Direct selling consultant parties
- Speaking engagements
- Easter egg hunts (no egg drops from aircrafts)
- Talent searches/shows - children only
- Farmers' markets
- Telethons
- Festivals
- Theatrical performances or musicals
- Film Screening or showings
- Walking tours (garden, holiday, parade of homes, historical
- ​Flea Markets/Swap Meets

sites - single location
- Food Cooking Contests
- Wedding activities' (rehearsal, ceremony or reception)


Ineligible for this program:

Certain event types are not eligible for coverage by this program. We reserve the right to decline any request for coverage.
The ineligible event types include, but are not limited to the following (and are excluded from coverage):
- Activist Rallies/Marches/Protests
- Fraternity or sorority events (except alumni
- Aircraft Shows/Events

association off-site events that have been approved by us)
- Animal Obedience Training
- Geocaching events
- Any events involving organized athletic events/competitions
Gun and/or knife shows
- Any events and/or concerts - involving rap, hip-hop,
Haunted attractions/events

heavy metal/screamo or techno/electronic
Health fairs/expositions
- Any events held on an airport premises
- Hunting, fishing and hiking events
Any events honoring national and/or local celebrities or
- Mazes (corn, hay or fence)

professional athletes
- Parades (or any event involving a parade)
Any events involving in or on water activities
 - Political events (except private fundraising auctions,
- Battle reenactments
benefits, dances, dinners)
- Cannabis related events
- Pumpkin chuckin events
- Christmas tree sales/lots
- Rodeos
- Cinematography or photography events for commercial use
- Seances
- Circuses
- Shooting events/activities (skeet/trap/clay/guns)
Color party, foam party or raves
- Tailgating events (unless reported to and approved by us)
​-Tractor pulls
Food eating contests
​-Union meetings

​-Walks/running events*

*Please contact us for coverage options for these types of events.​ ​ ​ ​

Coverages Available & Program Highlights

Commercial General Liability
- Personal and Advertising Injury    
- Medical Expense    
- Damage To Premises Rented to You    
- Products-Completed Operations    

Notable Exclusions

- Abuse, molestation exploitation
- Sexually transmitted disease
- Any event held at multiple locations (except for weddings)
Silica or silica-related dust
Any event held outside the US
- Specified recreational vehicles and activities - 
- Any event with over 3,000 in attendance

Aircraft/hot air balloon; Airport; Amusement devices: the
- Asbestos

ownership, operation, maintenance or use of any device
Cap on losses from certified acts of terrorism

or equipment a person rides for enjoyment, including,
Commercial general liability standard exclusions

but not limited to: mechanical or non-mechanical ride, 
  (CG0001 4/13 edition)

slide, or water slide (including any ski or tow when used in
Communicable disease

conjunction with a water slide); inflatable recreational 
  -   Cyber incident, data compromise, and violation of statutes

device; or vertical device or equipment used for climbing, 
related to personal data
whether permanently affixed or temporarily erected. This
E-commerce consulting
exclusion does not apply to video or computer games
  -   Employment related practices

or structures that are not designed to bounce on, slide on,
- Fireworks

ride on or tunnel through; Animals; Bungee; Dunk tank;
Fungi or bacteria
Haunted attraction; Parade; Performer; Rodeo; Saddle 
Animal; Snowmobile
- Nuclear energy
- Total pollution with a building heating, cooling & dehumidifying
- Operations of concessionaires, exhibitors and/or vendors
equipment exception and hostile fire exception
at your event -
Unmanned aircraft
- Petting zoos
​Room and board liability/overnight camping
Preliminary Underwriting Information Required
The following information is required 10 business days prior to the desired effective date:
- Completed and signed enrollment form
- Full premium payment by check or credit/debit card