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This program is designed to provide coverage on a short term basis for a single amateur sports tournament or event. Coverage provided
under this program includes important liability coverage for the U.S.-based organizations conducting the event(s), including the employees
and volunteers, for liability claims arising out of its operations. Coverage is also included for ancillary activities (banquets, concerts, awards
ceremonies) that are for those participants in your sports tournament(s)
or event(s). 
Eligible Operations

An amateur sports tournament or event that meets all of the following criteria is eligible to submit an enrollment form for coverage under
this program:

  • Maximum number of participants is 2,500, per event
  • Maximum spectator attendance per day is 7,500
  • Maximum number of event days (including practice days) is 14 days (not including set-up and tear down)
  • The sport activity being conducted falls into one of the listed eligible classes:
    Class 1:
    Bowling, Dance, Golf, Tennis, Volleyball
    Class 2: Baseball, Kickball, Softball
    Class 3: Basketball, Flag or Touch Football, On-Shore Fishing, Racquetball, Swimming
    Class 4: Cheerleading (age 19 & under), Deck/floor/street hockey, Field hockey, Flex FootballTM (age 19 & under), 
    Lacrosse (age 19 & under), Roller hockey (quad), Soccer (age 19 & under), Tackle & Contact Football (age 19 & under),
    Water hockey (age 19 & under), Wrestling (age 19 & under)
    Class 5:  Box lacrosse, Cheerleading (age 20 & over), Diving, Dodgeball, Gymnastics, Ice Hockey, In-line hockey, Inline skating (speed/racing), 
    Lacrosse (age 20 & over), Martial Arts,  Soccer (age 20 & over), Speed/racing skating (ice), Water hockey (age 20 & over) 
Ineligible Operations
  • College or university level championship events
  • CrossFit® events/activities
  • Events involving animals other than service animals
  • Glow runs/color runs/similar type events or runs
  • Highland games
  • Mud runs/warrior runs/zombie runs/obstacle course runs/urbanathons (competitions, exhibitions or footraces that involve man-made
    obstacle courses, man-made mud pits, man-made slippery slopes, wall climbs, or other similar man-made obstacles)
  • Professional sports events, tryouts and training camps/clinics
  • Sanctioned USA Hockey tournaments & events
  • 100% Virtual events/activities

  • Events in the following sport categories (Note: This is not a complete listing of ineligible sports):
- Adventure race- Mountain Biking and/or hiking
- BMX Biking- Open water events
- Boxing
- Rugby
- Cycling
- Skateboarding
- Endurance races
- Skiing (snow or water)
- Equestrian
- Snowboarding
Flex FootballTM (age 20 & over)
- Inline (extreme/stunt/aggressive/free-style) skating- Tackle and contact football (over age 19)
- Kite Surfing - Triathlons & Duathlons
-Marathons (26.2 miles or more)-Wrestling (age 20 & over)
-Mixed martial arts

Note:  if your sport is not listed, contact us for the appropriate classification.

Coverages Available

Commercial General Liability
- Bodily Injury & Property Damage  
- Personal & Advertising Injury
- Medical Expense (other than participants)  
- Damage To Premises Rented to You (Fire Legal Liability)   
- Products-completed Operations    
- Legal Liability to Participants (not available for all sports)    
- Medical Payments for Participants (not available for all sports)    

Program Features

Owners of premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium
charge or fees for certificates of insurance evidencing this coverage.

Notable Exclusions

- 24-hour premises liability
- Communicable diseases
- Abuse, molestation, harassment or sexual conduct
Cryogenic chambers/therapy
​Aircraft/hot air balloon
​Employment-related practices
​Events that last more than 14 days (not including set-up and
- Amusement devices (the ownership, operation, maintenance or 
tear-down), unless reported, approved and the appropriate

​use of: any mechanical or non-mechanical ride, slide or water slide,
​premium has been paid

​any inflatable recreational device, any bungee operation or equipment,

​any vertical device or equipment used for climbing-either permanently
​Fungi or bacteria

​affixed or temporarily erected, or dunk tank. Amusement devices do 
-​​Haunted attractions
not include any video or computer games)
-Heavy metal/screamo, electronic/techno, rap, hip-hop concert/shows
- Ancillary activities that require a separate admission charge- Lead
and are open to the public (unless optional coverage is purchased-
Legal liability to participants for professional athletes and

​attendance must be 3,000 or less)
​celebrity participants
​Animals (injury or death to, or injury, death or property damage
​Medical payments for participants for professional athletes and

​caused by any animal owned, rented or hired by you)
​celebrity participants
- Asbestos
-Nuclear energy liability
​Athletic or sports participants in: Box lacrosse, Broomball,
​Operation, ownership or management of any athletic facility or

​Cheerleading (age 20 & over), Diving, Dodgeball, Drill/majorette
​field, other than while being used for covered activities

team (age 20 & over), Gymnastics, Hurling, Ice hockey, Inline hockey,
​-Operations of independent concessionaires, exhibitors and

Inline skating (speed/racing), Judo, Karate, Lacrosse (age 20 & over),

vendors at your event

Martial arts, Powerlifting (age 20 & over), Ringette, Roller hockey (inline),
- Performers

Soccer (age 20 & over), Speed/racing skating (ice), Taekwondo, Takraw,

Water hockey (age 20 & over), Water polo (age 20 & over), 
Room and board liability

Weightlifting (age 20 & over)
​Saddle animals
Commercial general liability standard exclusions

​(CG0001 4/13 edition)
-​​Those operations listed as ineligible

-​Violation of statutes that govern e-mails, faxes, phone calls

​or other methods of sending materials or information

Underwriting Information Required

The following information is required 10 business days prior to the desired effective date:
- Completed and signed enrollment form  
- Full Payment by check or credit/debit card