Skip navigation links
Customer Service
Contact Us
Summit Insurance Services
First time users must register in order to save their Quotes & Applications: Register here
Select a Category
Outfitters and Guides
Martial Arts
Activity and Social Clubs
Amateur Sports - Teams, Leagues & Associations
E-mail this page  | Print this page
Phone 1-800-550-5029
Fax 1-678-205-8041
Claims 1-800-237-2917
Ask us a Question/E-mail


This program is designed for U.S.-based teams, leagues, clubs and associations conducting youth or adult amateur sports activities.
Coverage provided under this program includes important liability protection for the organization, including its employees and volunteers, for
liability claims arising out of its operations. For eligible sports and age groups reported, covered operations consist of your scheduled,
sanctioned, approved, organized and supervised practices, try-outs, clinics, games, play-offs and tournaments in which you participate or host.
In addition, coverage is provided for your registrations, meetings, concession stand operations, parades in which you participate, picnics, award
banquets and ceremonies and incidental fund-raising activities involving the sale of products, coupons, raffle tickets and services, such as; car
washes, bake sales and coin drops for those sports and age groups reported to us.

Eligible Operations

Operations providing instruction, practice, and competition in the following sports and age groups are eligible for this program, with coverage to be
provided based on Class A or Class B classifications.


-Amateur Sports Recreational Adult/Youth Leagues


Amateur Sports Recreational Teams
-Amateur Sports Instructional Programs


Class A Sports
-Box Lacrosse
-Lacrosse (age 20 & over)
-Broomball-Roller hockey (inline)
-Umpire/referee associations for Class A sports
-Water hockey (age 20 & over)
Flex FootballTM (age 20 & over)
Water Polo (age 20 & over)
-Gymnastics-Weightlifting (age 20 & over)
-Ice Hockey-​Wrestling (age 20 & over)
​-​Inline Hockey

​-​Inline Skating (speed)
Class B Sports
-Team handball
-Dance team (age 19 & under)
-Drill team (age 19 & under)
-Track & field
-Flag/touch football
-Ultimate frisbee
-Umpire/referee associations for Class B sports
-Water polo (age 19 & under)
-Weightlifting (age 19 & under)
Class C Sports​ ​ ​ ​
​-​Cheerleading (age 19 & under)-​​Soccer (age 19 & under)
​-​Deck/floor/street hockey​-​Tackle & contact football (age 19 & under)
​-​Field hockey
​-​Umpire/referee associations for Class C sports
Flex FootballTM (age 19 & under)
​Water hockey (age 19 & under)
​-​Lacrosse (age 19 & under)​-​Wrestling (age 19 & under)
​-​Roller hockey (quad)


Ineligible Operations

-BMX/Stunt Cycling
-Mixed martial arts
-Boating activities/sports
-Open water sports/activities
-Cheerleading (age 20 & over)
-Shooting Sports
​-​Dance team (age 20 & over)​-​Skiing (snow or water)
-Drill team (age 20 & over)-Soccer (age 20 & over)*
-Equestrian-Strength & Conditioning
- Gymnastics/cheer/dance/martial arts studios-Surfing
-Inline extreme/stunt/aggressive/free-style skating-Tackle and Contact Football (age 20 & over)
-Intercollegiate/Interscholastic Teams, Leagues, and -
Umpire/referee associations involved with any ineligible
Associationssports operations
​*Contact us regarding our new program designed specifically for adult soccer teams, leagues and associations.

Sports Groups that are affiliated with the following organizations are Not eligible for this program.

-American Legion Baseball
-Soccer Association for Youth, USA (SAY Soccer)
-Babe Ruth/Cal Ripken Baseball
-U.S. Youth Soccer Association                  
-Babe Ruth Softball
-World Adult Kickball Association (WAKA®)
-Pop Warner


Coverages Available

Commercial General LiabilityOptional Coverages Available
-Bodily Injury & Property Damage-Directors' and Officers' Liability including Employment
-Medical Payments for Participants (not available for all sports)Practices Liability
-Personal & Advertising Injury -
Hosted Tournament Coverage
-Medical Expense (other than participants) -Equipment and Contents (Inland Marine)
-Damage To Premises Rented to You 

-Products-Completed Operations

-Legal Liability to Participants (not available for all sports)
-Hired Auto and Employers Nonownership Liability (not
provided while in Hawaii)
Professional Liability (not available for all sports)

Program Features

Owners of premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium
charge or fees for certificates of insurance evidencing this coverage.
Coverage can be provided to tournaments you host that include participants that are not registered members of your organization. An additional fee will apply.

Notable Exclusions

-24-hour premises liability
-Employment-related practices
-Abuse, Molestation, harassment or sexual conduct
-Events involving gambling (e.g.: bingo, casino nights, poker,
​Aircraft/hot air balloon
​Texas hold'em tournaments)
​Events where alcoholic beverages are furnished or served by
-Amusement devices (the ownership, operation, maintenance or

you, your employees or you "volunteer workers"

use of: any mechanical or non-mechanical ride, slide or water
slide, any inflatable recreational device, any bungee operation
Fungi or bacteria

​or equipment, any vertical device or equipment used for
​Gymnastics studios

​climbing-either permanently affixed or temporarily erected,
​Haunted attractions

​or dunk tank. Amusement devices do not include any video
-​​Intercollegiate & Interscholastic teams, leagues and associations

​or computer games or any device that is specifically designed for

​the training or instruction of the activity for which you are enrolled)
-​​Martial arts studios
​Animals (injury or death to, or injury, death or property damage
​Non-rostered participants at tournaments hosted by the enrolled

​caused by any animal owned, rented or hired by you)
​member (unless optional coverage is purchased)
​Nuclear energy liability
​Athletic or sports participants in: Box lacrosse, Broomball,
Operation, ownership, or management of any athletic facility or

Diving, Dodgeball, Flex FootballTM (age 20 & over), Gymnastics,

field, other than while being used for covered activities

​Hurling, Ice hockey, Inline hockey, Inline skating (speed), Judo,
​Operations of independent concessionaires/vendors in 

​Karate, Lacrosse (age 20 & over), Martial arts, Powerlifting (age 20 &
​conjunction with your organization

​over), Ringette, Roller hockey (inline), Taekwondo, Takraw, Umpire/

​referee association for Class A Sports, Water hockey (age 20 & over),

​Water polo (age 20 & over), Weightlifting (age 20 & over), Wrestling
​Saddle animals

​(age 20 & over)

Baby-Sitting/Child Care Services
Sport Events/Activities involving participants in sports other

than those reported and for whom a premium has been paid
​-Cheer and dance studios
-​Those operations listed as ineligible
-Commercial general liability standard exclusions
-Transportation of Athletes/Participants

(CG0001 4/13 edition)
Violation of statutes that govern e-mails, faxes, phone
-Communicable diseases

calls or other methods of sending materials or information

Cryogenic chambers/therapy


Underwriting Information Required

The following information is required 10 business days prior to the desired effective date:
-Completed and signed enrollment form
-Full payment by check or credit/debit card

NOW AVAILABLE - Buy Coverage On-line!