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Amateur Sports - Teams, Leagues & Associations
Phone 1-408-286-1111
Fax 1-408-217-2383
Claims 1-800-237-2917
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This program has been designed for U.S.-based teams, leagues, clubs and associations conducting youth or adult amateur sports activities. Coverage provided under this program includes important liability protection for the organization, including its employees and volunteers, for liability claims arising out of its operations. For eligible sports and age groups reported, covered operations consist of your scheduled, sanctioned, approved, organized and supervised practices, try-outs, clinics, games, play-offs and tournaments in which you participate or host. In addition, coverage is provided for your concession stand operations, parades in which you participate, picnics, award banquets and ceremonies and incidental fund-raising activities involving the sale of products, coupons, raffle tickets and services, such as; car washes, bake sales and coin drops for those sports and age groups reported to us.

Eligible Operations

Operations providing instruction, practice, and competition in the following sports and age groups are eligible for this program, with coverage to be provided based on Class A or Class B classifications.

Class A Sports
-Box Lacrosse-Lacrosse (age 20 & over)
-Broomball-Roller hockey (inline)
-Diving-Umpire/referee associations for Class A sports
-Water hockey (age 20 & over)
Flex FootballTM (age 20 & over)
-​Water polo (age 20 & over)
-Weightlifting (age 20 & over)
-Ice hockey-​Wrestling (age 20 & over)
​-​Inline hockey

​-​Inline skating (speed)
Class B Sports
-Team handball
-Dance team (age 19 & under)
-Drill team (age 19 & under)
-Track & field
-Flag/touch football
-Ultimate frisbee
-Umpire/referee associations for Class B sports
-Water polo (age 19 & under)
-Weightlifting (age 19 & under)
Class C Sports​ ​ ​ ​
​-​Cheerleading (age 19 & under)
​-​Soccer (age 19 & under)
​-​Deck/floor/street hockey
​-​Tackle & contact football (age 19 & under)
​-​Field hockey
​-​Umpire/referee associations for Class C sports
Flex FootballTM (age 19 & under)
​Water hockey (age 19 & under)
​-​Lacrosse (age 19 & under)​-​Wrestling (age 19 & under)
​-​Roller hockey (quad)


Ineligible Operations

-BMX/Stunt Cycling
-Mixed martial arts
-Boating activities/sports-Open water sports/activities
-Cheerleading (age 20 & over)-Shooting Sports
​-​Dance team (age 20 & over)-​​Skiing (snow or water)
-Drill team (age 20 & over)-Soccer (age 20 & over)*
-Equestrian-Strength & Conditioning
- Gymnastics/cheer/dance/martial arts studios-Surfing
-Inline extreme/stunt/aggressive/free-style skating-Tackle and Contact Football (age 20 & over)
-Intercollegiate/Interscholastic Teams, Leagues and -
Umpire/referee associations involved with any ineligible
Associationssports operations
​*Contact us regarding our new program designed specifically for adult soccer teams, leagues and associations.

Sports Groups that are affiliated with the following organizations are Not eligible for this program.

-American Legion Baseball
-Soccer Association for Youth, USA (SAY Soccer)
-Babe Ruth/Cal Ripken Baseball
-U.S. Youth Soccer Association          
-Babe Ruth Softball
-World Adult Kickball Association (WAKA®)
-Pop Warner


Coverages Available

Commercial General LiabilityOptional Coverages Available
-Bodily Injury & Property Damage-Directors' and Officers' Liability including Employment
-Medical Payments for Participants (not available for all sports) Practices Liability 
-Personal & Advertising Injury 
-Medical Expense (other than participants)-Equipment and Contents (Inland Marine)
-Damage To Premises Rented to You -Hosted Tournament Coverage
-Products-Completed Operations

-Legal Liability to Participants (not available for all sports)
-Professional Liability (not available for all sports) 
-Hired Auto and Employers Nonownership Liability (not
provided while in Hawaii)                      

Program Features

Owners of premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage.
Coverage can be provided to tournaments you host that include participants that are not registered members of your organization. An additional fee will apply.

Notable Exclusions

-24-hour premises liability-Employment-related practices
-Abuse, Molestation, harassment or sexual conduct-Events involving gambling (e.g.: bingo, casino nights, poker,
-Aircraft/hot air balloon

Texas hold'em tournaments)
-​​Events where alcoholic beverages are furnished or served by
-Amusement Devices (the ownership, operation, maintenance

you, your employees or your "volunteer workers"
or use of: any mechanical or non-mechanical ride, slide or

​water slide, any inflatable recreational device, any bungee
-​​Fungi or bacteria

​operation or equipment, any vertical device or equipment used
​Gymnastics studios

​for climbing-either permanently affixed or temporarily erected,
-​​Haunted attractions

​or dunk tank. Amusement devices do not include any video
​Intercollegiate & Interscholastic teams, leagues & associations

​or computer games or any device that is specifically designed

​for the training or instruction of the activity for which you are
-​​Martial arts studios

​Non-rostered participants at tournaments hosted by the 
-Animals (injury or death to, or injury, death or property 

enrolled member (unless optional coverage is purchased)

damage caused by any animal owned, rented or hired by you)
Nuclear energy liability
-​​Operation, ownership or management of any athletic facility
​Athletic or sports participants in: Box lacrosse, Broomball,
​or field, other than while being used for covered activities

​Diving, Dodgeball, Flex FootballTM (age 20 & over),
​Operations of independent concessionaires/vendors in 

Gymnastics, Hurling, Ice hockey, Inline hockey, Inline skating
​conjunction with your organization

​(speed), Judo, Karate, Lacrosse (age 20 & over), Martial arts,

​Powerlifting (age 20 & over), Ringette, Roller hockey (inline),

​Taekwondo, Takraw, Umpire/referee association for Class A
-​​Saddle animals

​Sports, Water hockey (age 20 & over), Water polo (age 20 &

​over), Weightlifting (age 20 & over), Wrestling (age 20 & over)
-Babysitting/child care services
-Sport Events/Activities involving participants in sports other 
than those reported and for whom a premium has been paid
-Cheer and dance studios
-Those operations listed as ineligible
-Commercial general liability standard exclusions
Transportation of Athletes/Participants

(CG0001 4/13 edition)
-Violation of statutes that govern e-mails, faxes, phone calls
-Communicable disease

or other methods of sending materials or information

-Cryogenic chambers/therapy


Underwriting Information Required

The following information is required 10 business days prior to the desired effective date:
-Completed and signed enrollment form
-Full payment by check or credit/debit card

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