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  Glossary | Buy On-line

This program is designed for the concessionaires, vendors and exhibitors who are selling, displaying, demonstrating or promoting their products or services, on a short term basis at special events, malls, shopping centers, tradeshows, consumer shows or a location that is away from any owned or long term leased premises.  The insured operations can be conducted from a kiosk, booth, cart, trailer, tent or an outdoor area.

Coverage is provided by a carrier rated A+ (Superior) by A.M. Best Company.

Eligible Operations
- Antique & collectible vendors - Home based wedding vendors (caterers, DJs, florists,
- Apparel & accessories ice sculptors, decorators, photographers/videographers-
- Arts & crafts vendors  single event option only)
- Auto/vehicle accessories (non-mechanical) -Kitchen or cookware accessories or appliances
 - Candles-Lawn & garden equipment or hardware sales
- Caterer (single event option only)-Literature distribution
- Celebrity, mascot or character appearances -Micro-reality race tracks
- Cleaning accessories & products  -Motorized equipment - static display
-Exercise equipment -Produce & floral vendors
-Food & drink concessionaires-Product demos
-Game trailers or booths-Product or service display exhibits
-Gift wrap booths-Souvenir sales
-Health & beauty products-Sports & camping equipment
   -Toys (for ages 5 and over)
-Vehicle/boat display - static only
Coverages Available & Program Highlights:    
General Liability Equipment & Contents
- Contractual Liability - $250-$2,500 Deductible (depends on limits)  
- Personal & Advertising Injury - General Liability coverage must be purchased in
- $300,000 Damage to Premises Rented to You  conjunction  with  the Equipment & Contents
- $5,000 Medical Payments -All items must be insured to 100% replacement cost
- Options available include: Single Event (one month or  value
  less), 3 Month Coverage, 6 Month Coverage  
and 12 Month Coverage
- Additional Insureds at no charge  
- No limit on number of shows during the 3-month, 6-month  
  and annual coverage periods  
- No charge for Certificates of Insurance  
- Discounted rates for multiple booths    
Risks Not Eligible Under This Program: (Including but not limited to)
- Alcoholic beverages - selling or furnishing- Nutritional/health supplements (selling)
- Animals- On-site installation/service/repair of products
​-​Art Exhibits - over 10 feet tall or occupying more than 100 sq ft-​​On-site equipment sales or rental
(unless reviewed and approved by the program administrator)-Oxygen/aromatherapy bar
- Auto parts (mechanical)- Paintball equipment/accessories
- Body piercing or permanent tattooing -Photographers (unless for a single event home-based
-Christmas tree retail lots ​wedding photographer)
​-Contractors (lighting, stage, sound, etc)​-Protective equipment or apparel
- ​Cryogenic chambers/therapy-Storefront operations
-E-commerce selling-Tobacco, Cannabis and Cannabis related products
- Fire safety equipment(including e-cigarettes/vapor products)
- Fireworks sales & displays- Toys (for ages 4 and under)
-Haunted attractions-Unmanned aircraft systems (e.g.: drones, RC aircrafts)
- Hot wax impressions- Vehicles in motion
-Leasing/rental operations-Watercraft exhibits on water
- Mazes (corn, hay, fence)- Weapon sales
- Medical testing -Weight-loss plans or products (selling)
-Motorsports activities -Wholesale business operations
​ ​ ​ ​
Notable Exclusions​ ​ ​ ​
​ ​ ​ ​
​-​Abuse, molestation, harassment or sexual conduct​-​Animals - injury or death to, or injury, death or property
​-​Aircraft/hot air balloon​damage caused by any animal owned, rented or hired by you
​-​Airport - the ownership, operation, maintenance, or use​-​Asbestos
​of any airfield or airport facility or premises. This exclusion​-​Employment-related practices
does not apply to concessionaires, exhibitors or vendors​​-​Fireworks
​selling, displaying, demonstrating or promoting their products​-​Fungi or bacteria
​or services at any airfield or airport facility or premises​-​Lead
​-​Amusement devices - the ownership, operation, maintenance,​-​Nuclear energy liability
​or use of: any mechanical or non-mechanical ride, slide, or​-​Performers
​waterslide, any inflatable recreational device, any bungee​-​Rodeos
​operation or equipment, any vertical device or equipment​-​Saddle animals
​used for climbing - either permanently affixed or temporarily​-​Snowmobiles
​erected, or dunk tank. Amusement devices do not include​-​Violation of statutes that govern e-mails, faxes, phone calls
​any video or computer games or structures that are not​or other methods of sending materials or information
​designed to bounce on, slide on, ride on, or tunnel through
Preliminary Underwriting Information Required
- Applications
- Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and