This insurance program is specifically designed for U.S.-based martial arts schools and other organizations specializing in the instruction of martial arts.  For eligible martial arts schools or programs, coverage extends to the ownership, maintenance or use of the premise(s) reported to the Company as well as to your "Covered Operations".  Covered Operations consist of those operations and activities at your location involving registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.  As well as, off-site competitions, demonstrations, parades and fundraising activities, directly associated with those operations and activities at your location involving registered members/participants that are under your direct supervision, or organized by you; and ancillary events or activities at off-site locations involving registered members/participants under your direct supervision, or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid. 

In addition, coverage can be considered for birthday/social parties at your premises that are under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; as well as for, activities involving non-registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; and tournaments or competitions hosted by you under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.
    

Eligible Operations   - Aikido - Kickboxing (cardio/fitness only) - Brazilian jiu jitsu - Kickboxing (contact/sparring) - Capoeira - Krav maga - Chi kun - Kung fu - Dim mak * - Mixed martial arts (ultimate/extreme/cage fighting) * - Fitness boxing (non-contact)  - Savate * - Goju-ryu - Sayoc kali * - Haganah * - Shaolingquan - Hapkido - Taekwondo - Jeet kune do - Tai Chi - Judo - Taijiquan - Jiu Jitsu - Tang soo do - Kali/escrima * - Thai boxing/muay thai * - Karate - Wushu - Kenjitsu                                        Karate includes various styles such as:  Chito-ryu, Goju-ryu, Isshin-ryu, Shuri-ryu, Kyokushinkai, Seido juku, Keichu do, Keichu-ryu, Shorin-ryu, Shotokan, Shito-ryu, Uechi-ryu, Wado-ryu and Yoshukai Karate                   *Note:  Coverage for these styles apply only to instruction/training type programs.  Events/competitions/tournaments in which the insured's members participate with these styles are excluded and not covered under this program.         If the style of martial arts that you instruct is not listed, please call us to inquire about eligibility.         Ineligible for this program:     - The sport of boxing (contact/sparring) - Training programs for law enforcement officials, - The sport of wrestling ​ ​public safety and military personnel   - Trampoline parks/facility   Coverages Available & Program Highlights   General Liability Non-Registered Member Activity Coverage (optional) - Bodily Injury and Property Damage   - Contractual Liability   Abuse & Molestation or Exploitation Defense Cost   - Personal and Advertising Injury    Reimbursement (optional) - Products and Completed Operations  - Bodily Injury to Participants Liability Hosted Tournament Coverage  (optional) - Additional Insured Coverage for landlords included   - Coverage for off-site demonstrations, exhibitions and Equipment and Contents Coverage  (optional)   participation in tournaments conducted by others included   - Professional Liability   Birthday Party Coverage  (optional) - Medical Payments to Participants - Premises Liability   Sexual Abuse or Sexual Molestation Liability (optional) - Hired Auto and Employers Nonowned Liability   (not available in IL, LA, UT, VT and WI)   - Damage to Premises Rented to You   ​ ​ ​ ​ Notable Exclusions​ ​ ​ ​ ​ ​ ​ ​ ​- ​Abuse, molestation or exploitation ​- Specified recreational vehicles and activities - Aircraft/hot air ​- ​Acupuncture and acupressure ​ balloon, Airport, Amusement device: The ownership, operation, ​- Asbestos ​ maintenance or use of any device or equipment a person rides ​- Bodily Injury to participants while in a hired auto or non-owned ​ for enjoyment, including, but not limited to: mechanical or ​ auto ​ non-mechanical ride, slide or water slide (including any ski or -​ Cap on losses from certified acts of terrorism ​ tow when used in conjunction with a water slide), inflatable -​ Childcare/babysitting services ​ recreational device, or vertical device or equipment used for -​ Climbing walls exceeding ten (10) feet with no safety harness ​ climbing, whether permanently affixed or temporarily erected. ​ system, unless reported to and approved by us ​ This exclusion does not apply to video or computer games,  -​ Commercial general liability standard exclusions ​ or any device that is specifically designed for the training or ​ (CG0001 4/13 edition) ​ instruction of the activity for which you are enrolled, Animal, ​- Communicable diseases ​ Bungee, Dunk tank, Haunted attraction, Performer (injury or -​ Crossfit® affiliate owners and/or CrossFit® programs/activities ​ death to any performer or entertainer during any activity, ​- Cryogenic chambers/therapy ​ event or exhibition including but not limited to any stunt, ​- Cyber incident, data compromise, and violation of statutes ​ concert, show or theatrical event. This exclusion does not ​ related to personal data ​ apply to participants in any activity, event or exhibition that are ​- ​Cycling (other than stationary) ​ part of the designated operations for which you are enrolled), ​- ​Employment-related practices ​ Rodeo, Saddle animal, Snowmobile ​- Fireworks ​- Sports rehabilitation services/therapy ​- ​Fungi or bacteria ​- Swimming pools ​- ​Instruction/activity being held on or in open water ​- The sale or distribution of medicinal, herbal and/or nutritional ​(e.g.: lakes, ponds, ocean) ​ products ​- Lead ​- ​Those operations listed as ineligible ​- ​Massage therapy ​- Total pollution with a building heating, cooling & dehumidifying ​- ​Medical, therapy or health care services ​ equipment exception and hostile fire exception ​- Multi passenger vehicles ​- ​Tournaments or competitions involving the following styles: ​- ​Non-registered participants at events/tournaments hosted ​ ​Muay Thai-Thai boxing, kali/escrima, Savate, Sayoc kali, ​ ​by the named insured ​ ​Dim mak, Haganah, full contact and submission mixed martial ​- Nuclear energy ​ ​arts, including but not limited to: cage events, extreme ​- ​Parkour, obstacle course, ninja, free-running, tricking, urban ​fighting and ultimate fighting ​ gymnastics, extreme tumbling or any similar type programs ​- Unmanned aircraft ​- Salon services or indoor tanning ​- ​Use of projectile weapons including, but  not limited to ​- Saunas, steam rooms, jacuzzis, hot tubs, whirlpools or spas ​ ​​firearms and tasers, and defense sprays ​- ​Sexually transmitted disease -​ ​Use of sharpened/bladed weapons ​- ​Silica or silica-related dust ​ ​   ​     Preliminary Underwriting Information Required   - Application     - Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and payment

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