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Amateur Sports - Teams, Leagues & Associations
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  Glossary | Buy On-line


This program has been designed for U.S.-based teams, leagues, clubs and associations conducting youth or adult amateur sports activities. Coverage provided under this program includes important liability protection for the organization, including its employees and volunteers, for liability claims arising out of its operations. For eligible sports and age groups reported, covered operations consist of your scheduled, sanctioned, approved, organized and supervised practices, try-outs, clinics, games, play-offs and tournaments in which you participate or host. In addition, coverage is provided for your registrations, meetings, concession stand operations, parades in which you participate, picnics, award banquets and ceremonies and incidental fund-raising activities involving the sale of products, coupons, raffle tickets and services, such as; car washes, bake sales and coin drops for those sports and age groups reported to us.

Eligible Operations

Operations providing instruction, practice, and competition in the following sports and age groups are eligible for this program, with coverage to be provided based on Class A or Class B classifications.

Class A Sports
-Box Lacrosse-Lacrosse (age 20 & over)
-Broomball-Roller hockey (inline)
-Diving-Umpire/referee associations for Class A sports
-Dodgeball-Water hockey (age 20 & over)
-Gymnastics-Water Polo (age 20 & over)
-Ice Hockey-Weightlifting (age 20 & over)
​-​Inline Hockey​-​Wrestling (age 20 & over)
​-​Inline Skating (speed)
Class B Sports
-Baton twirling-Team handball
-Dance team (age 19 & over)-Track & field
-Drill team (age 19 & under)-Ultimate frisbee
-Flag/touch football-Umpire/referee associations for Class B sports
-Golf-Water polo (age 19 & under)
-Kickball-Weightlifting (age 19 & under)
Class C Sports​ ​ ​ ​
​-​Cheerleading (age 19 & under)​-​Soccer (age 19 & under)
​-​Deck/floor/street hockey​-​Tackle & contact football (age 19 & under)
​-​Field hockey​-​Umpire/referee associations for Class C sports
​-​Lacrosse (age 19 & under)​-​Water hockey (age 19 & under)
​-​Roller hockey (quad)​-​Wrestling (age 19 & under)

Ineligible Operations

-BMX/Stunt Cycling-Mixed martial arts
-Boating Activities/Sports-Open water sports/activities
-Cheerleading (age 20 & over)-Shooting Sports
​-​Dance team (age 20 & over)-​​Skiing (snow or water)
-Drill team (age 20 & over)-Soccer (age 20 & over)*
-Equestrian-Strength & Conditioning
- Gymnastics/cheer/dance-Surfing
-Inline extreme/stunt/aggressive/free-style skating-Tackle and Contact Football (age 20 & over)
-Intercollegiate/Interscholastic Teams, Leagues and 
​*Contact us regarding our new program designed specifically for adult soccer teams, leagues and associations.

Sports Groups that are affiliated with the following organizations are Not eligible for this program.

-American Amateur Baseball Congress/AABC-Dixie Youth Baseball
-American Youth Football-Pop Warner                         
-Babe Ruth/Cal Ripken Baseball- Soccer Association for Youth, USA (SAY Soccer)
-Babe Ruth Softball-U.S. Youth Soccer Association
-Dixie Boys Baseball-USA Water Polo
-Dixie Softball-World Adult Kickball Association (WAKA®)

Coverages Available

Commercial General LiabilityOptional Coverages Available
-Bodily Injury & Property Damage-Directors' and Officers' Liability including Employment
-Contractual Liability Practices Liability and NEW Cyber Privacy and Client
-Personal & Advertising Injury Identity Theft endorsement
-Medical Expense (other than participants) -Equipment and Contents (Inland Marine)
-Damage To Premises Rented to You -Hosted Tournament Coverage
-Products-Completed Operations -Premises Liability for Sports Fields
-Legal Liability to Participants (not available for all sports)-Abuse, Molestation, Harassment or Sexual Conduct Defense
-Professional Liability (not available for all sports) Cost Reimbursement Coverage
-Medical Payments for Participants (not available for all sports)-Sexual Abuse of Sexual Molestation Liability
-Hired Auto and Employers Nonownership Liability (not                      
 provided while in Hawaii) 

Program Features

Owners of premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage.
Coverage can be provided to tournaments you host that include participants that are not registered members of your organization. An additional fee will apply.

Notable Exclusions

-24-hour premises liability-Fungi or bacteria
-Abuse, Molestation, harassment or sexual conduct-Haunted Attractions
-All operations listed as ineligible-Lead
-Amusement Devices (e.g.: rides, slides, inflatables,-Non-rostered participants at tournaments
bungees, climbing walls, or dunk tanks)hosted by the insured
-Asbestos-Operation, ownership, or management of any athletic field
-Baby-Sitting/Child Care Servicesor facility, other than while being used for covered activities
-Carnivals/Festivals-Outside vendors/concessionaires in conjunction with your
-Cryogenic chambers/therapy-Sport Events/Activities involving participants in sports other
-Employment-Related Practicesthan those reported and for whom a premium has been paid
-Events involving Gambling (e.g.: bingo, casino nights,-Transportation of Athletes/Participants
poker, Texas hold'em tournaments)-Violation of statutes that govern e-mails, faxes, phone calls
-Events where alcohol is furnished or servedor other methods of sending materials or information

Underwriting Information Required

The following information is required 10 business days prior to the desired effective date:
-Completed and signed enrollment form
-Full payment by check or credit/debit card

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