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Martial Arts Schools & Programs
Phone 1-866-674-1234
Fax 1-866-352-1401
Claims 1-800-237-2917
 
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  Glossary | Buy On-line
                      

                           

 
Program Description
This insurance program is specifically designed for U.S.-based martial arts schools and other organizations specializing in the instruction of martial arts.  For eligible martial arts schools or programs, coverage extends to the ownership, maintenance or use of the premise(s) reported to the Company as well as to your "Covered Operations".  Covered Operations consist of those operations and activities at your location involving registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.  As well as, off-site competitions, demonstrations, parades and fundraising activities, directly associated with those operations and activities at your location involving registered members/participants that are under your direct supervision, or organized by you; and ancillary events or activities at off-site locations involving registered members/participants under your direct supervision, or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid. 

 
In addition, coverage can be considered for birthday/social parties at your premises that are under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; as well as for, activities involving non-registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; and tournaments or competitions hosted by you under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.
    
       
Eligible Operations
 
-Aikido-Kickboxing (cardio/fitness only)
-Brazilian jiu jitsu-Kickboxing (contact/sparring)
-Capoeira-Krav maga
-Chi kun-Kung fu
-Dim mak *-Mixed martial arts (ultimate/extreme/cage fighting) *
-Fitness boxing (non-contact) -Savate *
-Goju-ryu-Sayoc kali *
-Haganah *-Shaolingquan
-Hapkido-Taekwondo
-Jeet kune do-Tai Chi
-Judo-Taijiquan
-Jiu Jitsu-Tang soo do
-Kali/escrima *-Thai boxing/muay thai *
-Karate-Wushu
-Kenjitsu
                                      

Karate includes various styles such as:  Chito-ryu, Goju-ryu, Isshin-ryu, Shuri-ryu, Kyokushinkai, Seido juku, Keichu do, Keichu-ryu, Shorin-ryu, Shotokan, Shito-ryu, Uechi-ryu, Wado-ryu and Yoshukai Karate

                 

*Note:  Coverage for these styles apply only to instruction/training type programs.  Events/competitions/tournaments in which the insured's members participate with these styles are excluded and not covered under this program.

    
If the style of martial arts that you instruct is not listed, please call us to inquire about eligibility.
    
Ineligible for this program:  
-Boxing (contact/sparring)-Training programs for law enforcement officials,
​-​CrossFit Affiliate Owners and/or​public safety and military personnel
 CrossFit programs/activities-Trampoline parks/facility
-Wrestling
 
Coverages Available & Program Highlights
 
General Liability Non-Registered Member Activity Coverage (optional)
-Bodily Injury and Property Damage 
-Contractual Liability Abuse & Molestation Defense Cost Reimbursement 
-Personal and Advertising Injury  (optional)
-Products and Completed Operations 
-Legal Liability to Participants Hosted Tournament Coverage  (optional)
-Additional Insured Coverage for landlords included 
-Coverage for off-site demonstrations, exhibitions and Equipment and Contents Coverage  (optional)
 participation in tournaments conducted by others included -Business Income with Extra Expense-Actual Loss Sustained
-Professional Liability -Money and Securities Coverage
-Medical Payments to Participants-Valuable Papers and Records Coverage
-Premises Liability 
-Hired Auto and Employers Nonowned Liability   Birthday Party Coverage  (optional)
(not provided in Hawaii) 
-Damage to Premises Rented to You Sexual Abuse or Sexual Molestation Liability (optional)
 
​ ​ ​ ​
Notable Exclusions​ ​ ​ ​
​ ​ ​ ​
​-​Abuse, molestation, harassment or sexual conduct​-​Nuclear energy liability
​-​Acupuncture and acupressure​-​Parkour/free-running/tricking/urban gymnastics/extreme
​-​Aircraft/hot air balloon​tumbling, or any similar type programs - unless reviewed,
​-​Airport​approved and appropriate premium paid
​-​Amusement devices - the ownership, operation, maintenance​-​Performers - injury or death to any performer or entertainer
​or use of: any mechanical or non-mechanical ride, slide, or ​during any activity, event or exhibition, including but not
​waterslide, any inflatable recreational device, any bungee​limited to any stunt, concert, show or theatrical event.
​operation or equipment, or dunk tank. Amusement devices​This exclusion does not apply to participants in any activity,
​do not include any video or computer games or any device ​event or exhibition that are part of the designated operations
​that is specifically designed for the training or instruction​for which you are enrolled
​of the activity for which you are enrolled​-​Rodeos
​-​Animals - injury or death to, or injury, death or property ​-​Saddle animals
​damage caused by any animal owned, rented or hired by you​-​Sale or distribution of herbal, medicinal and/or
​-​Asbestos​nutritional products
​-​Childcare/babysitting services​-​Salon services or indoor tanning
​-​Climbing walls exceeding ten (10) feet with no safety​-​Snowmobiles
​harness system, unless reported/approved by us​-​Sports/rehabilitation services/therapy
​-​Communicable diseases​-​Swimming pools, saunas, steam rooms, jacuzzis, hot tubs,
​-Cryogenic chambers/therapy​whirlpools or spas (unless reviewed, approved and
​-​Cycling (other than stationary)​appropriate premium paid)
​-​Employment-related practices​-​Those operations listed as ineligible
​-​Fireworks​-​Tournaments or competitions involving the following styles:
​-​Fungi or bacteria​Muay Thai-Thai boxing, kali/escrima, Savate, Sayoc kali,
​-​Gymnastics classes/programs - unless reported, approved​Dim mak, Haganah, full contact and submission mixed martial
​and appropriate premium paid​arts, including but not limited to: cage events, extreme
​-​Haunted attractions​fighting and ultimate fighting
​-​Instruction/activity being held on or in open water​-​Transportation of athletes/participants
​(e.g.: lakes, ponds, ocean)​-​Use of projectile weapons including, but  not limited to
​-​Lead​firearms and tasers, and defense sprays
​-​Massage therapy​-Use of sharpened/bladed weapons
​-​Medical, therapy or health care services​-​Violation of statutes that govern e-mails, faxes, phone calls
​-​Non-registered participants at events/tournaments hostedor other methods of sending materials or information​
​by the named insured
 
 
 
Preliminary Underwriting Information Required
 
-Application  
-Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and payment
 
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