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Martial Arts Schools & Programs
 
 
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Phone 1-817-339-2017
Fax 1-224-572-5709
Claims 1-800-237-2917
 
 
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Program Description
This insurance program has been specifically designed for U.S.-based martial arts schools and other organizations specializing in the instruction of martial arts.  For eligible martial arts schools or programs, coverage extends to the ownership, maintenance or use of the premise(s) reported to the Company as well as to your "Covered Operations".  Covered Operations consist of those operations and activities at your locations involving registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.  As well as, off-site competitions, demonstrations, parades and fundraising activities, directly associated with those operations and activities at your location involving registered members/participants that are under your direct supervision, or organized by you; and ancillary events or activities at off-site locations involving registered members/participants under your direct supervision, or organized by you, that have been reported and approved by the Company, and for which the applicable premium has been paid.
 
In addition, coverage can be considered for birthday/social parties at your premises that are under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; as well as for, activities involving non-registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; and tournaments or competitions hosted by you under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.
 

 
Eligible Operations
 
-Aikido-Kickboxing (cardio/fitness only)
-Brazilian jiu jitsu-Kickboxing (contact/sparring)
-Capoeira-Krav maga
-Chi kun-Kung fu
-Dim mak*-Mixed martial arts (ultimate/extreme/cage fighting)*
-Fitness boxing (non-contact)-Savate*
-Goju-ryu-Sayoc kali*
-Haganah*-Shaolinquan
-Hapkido-Taekwondo
-Jeet kune do-Tai Chi
-Judo-Taijiquan
-Jiu Jitsu-Tang soo do
-Kali/escrima*-Thai boxing/muay thai*
-Karate-Wushu
 -Kenjitsu   
                                              
Karate includes various styles such as:  Chito-ryu, Goju-ryu, Isshin-ryu, Shuri-ryu, Kyokushinkai, Seido juku, Keichu do, Keichu-ryu, Shorin-ryu, Shotokan, Shito-ryu, Uechi-ryu, Wado-ryu and Yoshukai karate
                                  
*Note:  Coverage for these styles apply only to instruction/training type programs.  Events/competitions/tournaments in which the insured's members participate with these styles are excluded ad not covered under this program.
                                       
If the style of martial arts that you instruct is not listed, please call our office to inquire about eligibility.
    
Ineligible for this program:  
-The sport of boxing (contact/sparring)
-Training programs for law enforcement officials,
-
The sports of wrestling

​public safety and military personnel 
 

-
Trampoline parks/facilities



 
Coverages Available & Program Highlights
 
General LiabilityOptional Coverages
-Bodily Injury and Property Damage -   Non-Registered Member Activity Coverage
-Personal and Advertising Injury     -   Hosted Tournament Coverage
​-​Products and Completed Operations ​ -Birthday Party Coverage​
-
Bodily Injury to Participants Liability
 -Sexual Abuse or Sexual Molestation Liability
-Additional Insured Coverage for landlords included-Equipment and Contents (Inland Marine)
-Coverage for off-site demonstrations, exhibitions and ​  -
Abuse Molestation or Exploitation Defense Cost Reimbursement    
participation in tournaments conducted by others 
included                           
Professional Liability 
-Medical Payments to Participants                           
-Premises Liability
-Hired Auto and Employers Nonowned Liability 
                            
(not available in IL, LA, UT, VT and WI)
-Damage to Premises Rented to You
-NEW Broadening Endorsement:  Emergency Real
Estate Consultant Fee; Key Individual Replacement
Cost; Temporary Meeting Space; Workplace                       
Violence Counseling; Identity Theft Exposure;  
 Lease Cancellation Moving Expense; Terrorism 
Travel Reimbursement
​ ​ ​ ​
Notable Exclusions
​ ​ ​ ​
​-​Abuse, molestation or exploitation
​-Specified recreational vehicles and activities - Aircraft/hot-air
​-​Acupuncture and acupressure

balloon, Airport, Amusement device: The ownership, operation,
​-Asbestos
maintenance or use of any device or equipment a person rides
​-Bodily Injury to participants while in a hired auto or
for enjoyment, including, but not limited to: mechanical or 

​non-owned auto
​-non-mechanical ride, slide, or water slide (including any ski or tow
​-
Cap on losses from certified acts of terrorism
when used in conjunction with a water slide), inflatable recreational
​-
Childcare/babysitting services
device, or vertical device or equipment used for climbing, whether 
​-
Climbing walls exceeding ten (10) feet with no safety 
permanently affixed or temporarily erected. This exclusion does
harness system, unless reported to and approved by us
not apply to video games or computer games, or any device
-
Commercial general liability standard exclusions
that is specifically designated for the training or instruction of the
(CG0001 4/13 edition)

activity for which you are enrolled, Animal, Bungee, Dunk tank,
​-Communicable diseases

Haunted attractions, Performer (injury or death to any performer
​-
Crossfit® affiliate owners and/or CrossFit® 

or entertainer during any activity, event or exhibition including but not 

programs/activities
limited to any stunt, concert, show or theatrical event. This exclusion
​-Cryogenic chambers/therapy

does not apply to participants in any activity, event or exhibition
​-Cyber incident, data compromise, and violation of statutes

that are part of the designated operations for which yo uare enrolled)
related to personal data

Rodeo, Saddle animal, Snowmobile
​-Cycling (other than stationary)
​-Sports rehabilitation services/therapy
​-Employment related practices
​-
Swimming pools
​-Fireworks
​-
The sale or distribution of medicinal, herbal and/or nutritional products
​-Fungi or bacteria
​-​Those operations listed as ineligible
​-Instruction/activities held on or in open water
-​​Tournaments or competitions involving the following styles:

(e.g.: lakes, ponds, ocean)
​Muay-Thai-Thai boxing, kali/escrima, Savate, Sayoc kali,
​-Lead
​Dim mak, Haganah, full contact and submission mixed martial
​-
Massage therapy
​arts, including but not limited to: cage events, extreme
​-Medical, therapy or health care services
​fighting and ultimate fighting
​-​Instruction/activity being held on or in open water
​-Total pollution with a building heating, cooling & dehumidifying
​(e.g.: lakes, ponds, ocean)
equipment exception and hostile fire exception
​-​Lead​-
Unmanned aircraft
​-​Massage therapy​-Use of projectile weapons including, but not limited to firearms
​-​Medical, therapy or health care services
and tasers, and defense sprays
​-Multi passenger vehicles
​-
Use of sharpened/bladed weapons
​-
Non-registered participants at events/tournaments hosted 

​by the named insured
​-
​Nuclear energy
​-
​Parkour, obstacle course, ninja, free-running, tricking, 

​urban gymnastics, extreme tumbling or any similar type

​programs
​-
​Salon services or indoor tanning
​-
​Saunas, steam rooms, jacuzzis, hot tubs, whirlpools

​or spas
​-
​Sexually transmitted disease
​-
​Silica or silica-related dust
 
Underwriting/Qualifying Factors (Including but not limited to)
 
-$750 minimum account premium
  
 
Preliminary Underwriting Information Required
 
-Application  
-Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and payment
 
NOW AVAILABLE - Buy Coverage On-line!