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Achievement Celebration |
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Fundraising/Benefit/Charity Event |
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After prom parties (school sponsored event only) |
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Gaming Event/Contest (i.e. chess, video game, cornhole) |
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Anniversary Party |
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Grad Night In (school sponsored only) |
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Auction |
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Graduation Ceremony |
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Award Presentation/Banquet |
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Graduation Party |
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Baby Shower |
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Grand Opening Event |
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Bake Sale |
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Holiday Celebration |
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Ball/Dance |
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Housewarming Party |
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Banquet |
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Job Fair/Expo |
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Baptism |
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Lecture/Workshop |
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Bar/Bat Mitzvah |
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Magic Show |
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Billiard Event/Tournament |
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Memorial Service |
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Bingo Event (for fundraising/charity only) |
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Picnic (no water activities) |
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Birthday Party |
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Poetry Reading |
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Book Signing |
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Private Dinner/Lunch |
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Bridal Shower |
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Prom/School Dance |
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Business Meeting |
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Quinceanera |
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Car Wash (for fundraising/charity only) |
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Recital (dance/music) |
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Casino Game/Gambling Event (for fundraising/charity only) |
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Reunion |
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Club Meeting |
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School Band/Drill Team Competition |
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Comedy Show |
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School Carnival (no rides) |
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Conference |
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Seminar |
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Convention |
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Show (i.e. craft, fashion, home) |
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Corporate Private Party |
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Speaking Engagement |
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Debutante Ball/Pageant |
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Stage Play/Musical (no concerts) |
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Estate/Yard/Garage/Consignment Sale |
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Talent Show (children only) |
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Engagement Party |
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Tradeshow/Exposition |
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Farmers Market |
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Wedding Ceremony |
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Festival |
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Wedding (one location only) |
| - | Film Screening | - | Wedding Reception |
| - | First Communion | - | Wedding Rehearsal Dinner |
| - | Flea Market/Swap Meet | - | Wedding Shower |
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Ineligible for this program: |
| Certain event types are not eligible for coverage by this program. We reserve the right to decline any request for coverage. |
| The ineligible event types include, but are not limited to the following (and are excluded from coverage): |
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Activist Rally/March/Protest |
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Dance Competition* |
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Aircraft Show/Event* |
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Easter Egg Hunt (one location - paper application only) |
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Alcohol Tasting Event (paper application only) |
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Events involving any motorized vehicle(s) in, or while in |
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Animal Obedience Training |
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practice for, or while being prepared for, or while qualifying for, |
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Animal Show (paper application only) |
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or while testing for any racing, speed, demolition, distance |
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Any event held on airport premises* |
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or stunting activity |
| - | Any event honoring national and/or local celebrities or | - | Film/Photo Shoot |
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professional athletes* |
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Food Eating Contest |
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Any event and/or concert involving rap, hip-hop, |
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Fraternity/Sorority Event |
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heavy metal/screamo or techno/electronic |
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Geocaching Event |
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Any event involving water activities* |
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Gun/Knife Show |
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Any event lasting more than 10 consecutive days* |
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Haunted Attraction/Event |
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Any event taking place at multiple locations* |
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Health Fair/Exposition |
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Any event taking place outside of the United States |
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Hunting, fishing and hiking events |
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Any event with more than 12,000 in total attendance |
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Maze (corn/hay/fence) |
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(total attendance=number of event days x attendance per day)* |
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Parade (and any event involving a parade)* |
| - | Athletic Event/Competition (or any event involving | - | Political Event* |
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athletic/sports activities)* |
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Pumpkin Chunkin Event |
| - | Balloon Festival | - | Rave |
| - | Battle Re-enactment* | - | Religious Revival/Crusade (paper application only) |
| - | Beer/Wine Festival (paper application only) | - | Religious Service (paper application only) |
| - | Bonfire | - | Retreat (or any event with an overnight exposure)* |
| - | Cannabis related events | - | Rodeo* |
| - | Car/Truck/Motorcycle/RV/Boat Show (paper application only) | - | Seance |
| - | Christmas Tree Sale/Lot | - | Tailgate Event |
| - | Circus | - | Tractor Pull* |
| - | Color/Foam Party | - | Union Meeting |
| - | Concert (paper application only) | - | Walk/Run Event* |
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| *Please contact us for coverage options for these types of events. |
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Coverages Available & Program Highlights |
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| Commercial General Liability |
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Personal and Advertising Injury |
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Medical Expense |
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Damage To Premises Rented to You |
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Products-Completed Operations |
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Abuse, molestation, harassment, or sexual conduct |
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Designated operations exclusion - those events listed |
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Aircraft/hot air balloon - ownership, operation, |
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as ineligible |
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maintenance or use |
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E-commerce consulting |
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Airport - ownership, operation, maintenance or use |
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Events with over 3,000 in total attendance |
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Amusement devices - the ownership, maintenance, |
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Events held at multiple locations |
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operation or use of: any mechanical or non-mechanical |
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Fireworks |
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ride, slide or water slide, any inflatable recreational |
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Fungi or bacteria |
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device, any bungee operation or equipment, any |
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Lead |
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vertical device or equipment used for climbing - either |
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Nuclear energy |
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permanently affixed or temporarily erected, or dunk tank. |
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Perfomers |
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Amusement devices do not include any video or computer |
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Petting zoos |
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games or structures that are not designed to bounce on, |
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Room and board liability |
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slide on, ride on or tunnel through. |
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Saddle animal - ownership, operation, maintenance, use |
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Animals - injury or death to any animal; injury, death |
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loading or unloading of any saddle animal, including but |
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or property damage caused by any animal owned, |
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not limited to, riding any saddle animal or riding on any |
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rented or hired by you |
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vehicle which is drawn or powered by any animal |
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Asbestos |
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Snowmobile |
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Claims arising out of the operations of concessionaires, |
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exhibitors and vendors at your event |
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| - | Communicable Diseases | | |
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| Preliminary Underwriting Information Required |
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| The following information is required 10 business days prior to the desired effective date: |
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Completed and signed enrollment form |
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Full premium payment by check or credit/debit card |
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