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Short Term Special Events
 
 
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Phone 1-817-339-2017
Fax 1-224-572-5709
Claims 1-800-237-2917
 
 
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This program is for those who are hosting/organizing an event.  Concessionaires, entertainers and/or vendors
click here for coverage.


 

This insurance program has been specifically designed for the organizers of short term special events that meet the following criteria:

 
  • Maximum total attendance is 3,000 or less.
  • Maximum number of consecutive event days (not including set-up or tear down) is 10.
  • Event is held at a single location.
  • Event location must be held in the U.S.
 
       
 
Eligible Operations
 
 
- Achievement Celebration - Fundraising/Benefit/Charity Event
- After prom parties (school sponsored event only) - Gaming Event/Contest (i.e. chess, video game, cornhole)
- Anniversary Party - Grad Night In (school sponsored only)
- Auction - Graduation Ceremony
- Award Presentation/Banquet - Graduation Party
- Baby Shower - Grand Opening Event
- Bake Sale - Holiday Celebration
- Ball/Dance - Housewarming Party
- Banquet - Job Fair/Expo
- Baptism - Lecture/Workshop
- Bar/Bat Mitzvah - Magic Show
- Billiard Event/Tournament - Memorial Service
- Bingo Event (for fundraising/charity only) - Picnic (no water activities)
- Birthday Party  - Poetry Reading
- Book Signing - Private Dinner/Lunch
- Bridal Shower - Prom/School Dance
- Business Meeting - Quinceanera
- Car Wash (for fundraising/charity only) - Recital (dance/music)
- Casino Game/Gambling Event (for fundraising/charity only) - Reunion
 - Club Meeting - School Band/Drill Team Competition
- Comedy Show - School Carnival (no rides)
- Conference - Seminar
- Convention - Show (i.e. craft, fashion, home)
- Corporate Private Party - Speaking Engagement
- Debutante Ball/Pageant - Stage Play/Musical (no concerts)
- Estate/Yard/Garage/Consignment Sale - Talent Show (children only)
- Engagement Party - Tradeshow/Exposition
- Farmers Market - Wedding Ceremony
- Festival - Wedding (one location only)
​-​Film Screening​-​Wedding Reception
-​First Communion​-​Wedding Rehearsal Dinner
​-​Flea Market/Swap Meet​-​Wedding Shower
 
 

Ineligible for this program:

Certain event types are not eligible for coverage by this program. We reserve the right to decline any request for coverage.
The ineligible event types include, but are not limited to the following (and are excluded from coverage):
 
- Activist Rally/March/Protest - Dance Competition*
- Aircraft Show/Event* - Easter Egg Hunt (one location - paper application only)
- Alcohol Tasting Event (paper application only) - Events involving any motorized vehicle(s) in, or while in
- Animal Obedience Training practice for, or while being prepared for, or while qualifying for,
- Animal Show (paper application only) or while testing for any racing, speed, demolition, distance
- Any event held on airport premises* or stunting activity
​-Any event honoring national and/or local celebrities or​-Film/Photo Shoot
professional athletes* - Food Eating Contest
- Any event and/or concert involving rap, hip-hop, - Fraternity/Sorority Event
heavy metal/screamo or techno/electronic - Geocaching Event
- Any event involving water activities* - Gun/Knife Show
- Any event lasting more than 10 consecutive days* - Haunted Attraction/Event
- Any event taking place at multiple locations* - Health Fair/Exposition
- Any event taking place outside of the United States - Maze (corn/hay/fence)
- Any event with more than 12,000 in total attendance - Parade (and any event involving a parade)*
(total attendance=number of event days x attendance per day)* - Political Event*
​-Athletic Event/Competition (or any event involving​-Pumpkin Chunkin Event
athletic/sports activities)* - Rave
​-Balloon Festival​-Religious Revival/Crusade (paper application only)
​-Battle Re-enactment*-Religious Service (paper application only)
​-Beer/Wine Festival (paper application only)​-​Retreat (or any event with an overnight exposure)*
-​​Bonfire​-Rodeo*
​-​Car/Truck/Motorcycle/RV/Boat Show (paper application only)​-​Seance
​-​Christmas Tree Sale/Lot-​​Tailgate Event
​-​Circus​-​Tractor Pull*
​-​Color/Foam Party​-​Union Meeting
​-​Concert (paper application only)​-​Walk/Run Event*
         
*Please contact us for coverage options for these types of events.​ ​ ​ ​
 

Coverages Available & Program Highlights

 
Commercial General Liability
- Personal and Advertising Injury    
- Medical Expense    
- Damage To Premises Rented to You    
- Products-Completed Operations    
 

Notable Exclusions

 
- Abuse, molestation, harassment, or sexual conduct - Designated operations exclusion - those events listed
- Aircraft/hot air balloon - ownership, operation, as ineligible
maintenance or use - E-commerce consulting
- Airport - ownership, operation, maintenance or use - Events with over 3,000 in total attendance
- Amusement devices - the ownership, maintenance, - Events held at multiple locations
operation or use of: any mechanical or non-mechanical - Fireworks
  ride, slide or water slide, any inflatable recreational - Fungi or bacteria
  device, any bungee operation or equipment, any - Lead
  vertical device or equipment used for climbing  - either - Nuclear energy
  permanently affixed or temporarily erected, or dunk tank.   - Perfomers
  Amusement devices do not include any video or computer   - Petting zoos
  games or structures that are not designed to bounce on,   - Room and board liability
  slide on, ride on or tunnel through. - Saddle animal - ownership, operation, maintenance, use
- Animals - injury or death to any animal; injury, death loading or unloading of any saddle animal, including but
or property damage caused by any animal owned, not limited to, riding any saddle animal or riding on any
rented or hired by you vehicle which is drawn or powered by any animal
- Asbestos - Snowmobile
- Claims arising out of the operations of concessionaires,
exhibitors and vendors at your event
        
 
Preliminary Underwriting Information Required
 
The following information is required 10 business days prior to the desired effective date:
 
- Completed and signed enrollment form  
- Full premium payment by check or credit/debit card