| - |
After prom parties (school-sponsored event only)
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- |
Graduation ceremonies
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| - |
Auctions
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Grand openings
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| - |
Award presentations
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Job fairs
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| - |
Ball/Dances
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- |
Lectures/seminars/workshops
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| - |
Banquets
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- |
Meetings
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| - |
Bar mitzvah or bat mitzvah
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- |
Memorial services
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| - |
Bazaars
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Pageants
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| - |
Benefits
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- |
Parties
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| - |
Billiard events/tournaments
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- |
Picnics (no in or on water activities)
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| - |
Bingo games (for fundraising/charity only)
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- |
Poet or poetry readings
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| - |
Book Signings
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Proms
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| - |
Card games/events (for charity/fundraising only)
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Memorial Service
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| - |
Car/motorcycle/RV/boat shows - static display only**
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Quinceaneras
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| - |
Car Washes (for charity/fundraising only)
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Recitals (dance, music)
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| - |
Casino Events (for charity/fundraising only)
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Religious events
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| - |
Celebrations (holiday, new year)
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Reunions
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| - |
Chamber of commerce business events/mixers
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Sales (bake, charity, consignment, estate, garage)
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| - |
Charity events
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School band or drill team competitions
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| - |
Chess events
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School carnivals (no rides/inflatables)
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| - |
Christmas caroling (single location)
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Showers (baby, bridal, wedding)
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| - |
Christmas lighting ceremony
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Shows (animals-area setting only, antique, art, baby,
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| - |
Concerts - other than rap, hip-hop, heavy metal/screamo or
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business, collector, consumer, craft, fashion, flower, garden,
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techno/electronic (call for approval)**
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|
home, stage, wedding)
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| - |
Conventions
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Social gatherings or receptions
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| - |
Debuts or debutante balls
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Speaking engagements
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| - |
Dinners, luncheons or showers
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Talent searches/shows - children only
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| - |
Direct selling consultant parties
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Telethons
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| - |
Easter egg hunts (no egg drops from aircrafts)
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Theatrical performances or musicals
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| - |
Farmers' markets
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- |
Walking tours (garden, holiday, parade of homes, historical
|
| - | Festivals
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| sites) - single location
|
| - | Film screening or showings
| -
| Wedding activities (rehearsal, ceremony or reception)
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| - | Flea markets or swap meets
|
|
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-
| Food cooking contests
| | |
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|
Ineligible for this program: |
| Certain event types are not eligible for coverage by this program. We reserve the right to decline any request for coverage. |
| The ineligible event types include, but are not limited to the following (and are excluded from coverage): |
| |
| - |
Activist rallies/marches/protests
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- |
Fraternity or sorority events (except alumni association
|
| - |
Aircraft shows/events
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off-site events that have been approved by us)
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| - |
Animal obedience training
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Geocaching events
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| - |
Any events involving organized athletic events/competitions
|
-
|
Gun and/or knife shows
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| - |
Any events and/or concerts - involving rap, hip-hop,
|
-
|
Haunted attractions/events
|
|
heavy metal/screamo or techno/electronic
|
-
|
Health fairs/expositions
|
| - | Any events held on an airport premises
| - | Hunting, fishing and hiking events
|
-
|
Any events honoring national and/or local celebrities or
|
- |
Mazes (corn, hay, or fence)
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|
professional athletes
|
- |
Parades (or any event involving a parade)
|
-
|
Any events involving in or on water activities
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- |
Political events (except private fundraising auctions,
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| - |
Battle reenactments
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|
benefits, dances, dinners)
|
| - |
Cannabis related events
|
- |
Pumpkin chuckin events
|
| - |
Christmas tree sales/lots
|
- |
Rodeos
|
| - |
Cinematography or photography events for commercial use
|
- |
Seances
|
| - |
Circuses
|
- |
Shooting events/activities (skeet/trap/clay/guns)
|
-
|
Color party, foam party or raves
|
- |
Tailgating events (unless reported to and approved by us)
|
| - | E-gaming
| - | Tractor pulls
|
-
|
Food eating contests
|
- |
Union meetings
|
|
| - | Walks/running events*
|
|
| - |
|
|
|
|
|
| *Please contact us for coverage options for these types of events. |
| |
|
Coverages Available & Program Highlights |
| |
| Commercial General Liability |
| - |
Personal and Advertising Injury |
|
|
| - |
Medical Expense |
|
|
| - |
Damage To Premises Rented to You |
|
|
| - |
Products-Completed Operations |
|
|
| |
|
|
| |
| - |
Abuse, molestation, harassment or exploitation
|
- |
Sexually transmitted disease
|
| - |
Any event held at multiple locations (except for weddings)
|
-
|
Silica or silica-related dust
|
-
|
Any event held outside the U.S.
|
- |
Specified recreational vehicles and activities-
|
| - |
Any event with over 3,000 in attendance
|
|
Aircraft/hot air balloon; Airport; Amusement devices: The
|
| - |
Asbestos
|
|
ownership, operation, maintenance or use of any device
|
-
|
Cap on losses from certified acts of terrorism
|
|
or equipment a person rides for enjoyment, including,
|
-
|
Commercial general liability standard exclusions
|
|
but not limited to: mechanical or non-mechanical ride, slide,
|
| |
(CG0001 4/13 edition)
|
|
or water slide (including any ski or tow when used in
|
-
|
Communicable disease
|
|
conjunction with a water slide); inflatable recreational
|
| - |
Cyber incident, data compromise, and violation of statutes
|
|
device; or vertical device or equipment used for climbing,
|
| |
related to personal data
|
|
whether permanently affixed or temporarily erected. This
|
-
|
E-commerce consulting
|
|
exclusion does not apply to video games or computer
|
-
|
Employment related practices
|
|
games or structures that are not designed to bounce on,
|
| - |
Fireworks
|
|
slide on, ride on or tunnel through; Animals; Bungee;
|
-
|
Fungi or bacteria
|
|
Dunk tank; Haunted attraction; Parade; Performer; Rodeo;
|
-
|
Lead
|
|
Saddle animal; Snowmobile
|
| - |
Nuclear energy
|
- |
Total pollution with a building heating, cooling & dehumidifying
|
| - |
Operations of concessionaires, exhibitors and/or vendors
|
|
equipment exception and hostlie fire exception
|
|
at your event
|
-
|
Unmanned aircraft
|
| - | Petting zoos
| | |
-
|
Room and board liability/overnight camping |
|
|
| |
| Preliminary Underwriting Information Required |
| |
| The following information is required 10 business days prior to the desired effective date: |
| |
| - |
Completed and signed enrollment form |
|
|
| - |
Full premium payment by check or credit/debit card |
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