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Fax 1-803-256-4017
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This program is designed for U.S.-based dance schoolsl and other organizations specializing in the instruction of
performance and social dance.  Coverage provided includes important liability protection for the school or organization,
including its employees and volunteers, for liability claims arising out of its operations.

For eligible dance schools or programs, coverage extends to the ownership, maintenance or use of the premise(s) reported
to the Company as well as to your "Covered Operations".  Covered Operations consist of those operations and activities at
your locations involving registered members/participants, under your direct supervision or organized by you, that have
been reported to and approved by the Company, and for which the applicable premium has been paid.  As well as, off-site
competitions, demonstrations, parades and fundraising activities, directly associated with those operations and activities at
your location involving registered members/participants that are under your direct supervision, or organized by you; and
ancillary events or activities at off-site locations involving registered members/participants under your direct-supervision, or
organized by you, that have been reported to and approved by the Company, and for which the applicable premium has
been paid.

In addition, coverage can be considered for birthday/social parties at your premises that are under your direct supervision
or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has
been paid; as well as for activities involving non-registered members/participants, under your direct supervision or
organized by you, that have been reported to and approved by the Company, and for which the applicable premium has
been paid.

Coverage is provided by a carrier rated A+ (Superior) by A.M. Best Company.
                               

Eligible Operations
 
-Acro dance-Irish
-Ballet-Jazz
-Ballroom-Latin
-Belly dancing-Modern
-Clogging-Salsa
-Contemporary-Scottish
-Country western-Square
-Cultural/ethnic-Swing
-Flamenco-Tango
-Folk dancing - Tap
-Hawaiian- ZUMBA ®
-Hip hop
 
Ineligible for this program:
-Acrobatic & circus skills training-Night clubs
-Ballroom rental facilities-Production companies
-Banquet & reception halls-Professional dance companies
-Cabarets-Professional touring companies
-Dance halls-Trampoline parks/facilities
-Discotheques
 

Coverages Available & Program Highlights

  
   
General Liability  Non-Registered Member Activity Coverage (optional)
-Bodily Injury and Property Damage  
-Personal and Advertising Injury Equipment and Contents Coverage
-Products and Completed Operations(optional)
-Professional Liability 
   -Medical Payments for ParticipantsAbuse & Molestation Defense Cost Reimbursement
   -Premises Liability(optional)
   -Hired Auto and Employers Nonowned Liability
 (not provided while in Hawaii) Sexual Abuse & Sexual Molestation Liability (optional)
    -Legal Liability to Participants
  ​ ​ ​
Notable Exclusions
​ ​ ​ ​
​-​Abuse, molestation, harassment or sexual conduct​ ​-​Massage therapy
​-​Aircraft/hot air balloon​-​Medical, therapy or health care services
​-​Airport​-​Nuclear energy liability
​-​Amusement devices - the ownership, operation, maintenance​-​Operations related, in whole or in part, to performance
​or use of: any mechanical or non-mechanical device, and​as an exotic dancer, or any similar occupation in the adult
​equipment used for climbing - either permanently affixed​entertainment industry
​or temporarily erected, or dunk tank.  Amusement devices​-​Parkour/free-running/tricking/urban gymnastics/extreme
​do not include any video or computer games or structures​tumbling or any similar type of activities/programs unless
​that are not designed to bounce on, slide on, ride on, or​reviewed, approved and appropriate premium paid
​tunnel through​-​Performers - injury or death to any performer or entertainer
​-Animals - injury or death to any animal; injury, death or​during any activity, event or exhibition including but not
​property damage caused by any animal owned, rented or​limited to any stunt, concert, show or theatrical event.
​hired by you​This exclusion does not apply to participants in any activity,
​-​Asbestos​event or exhibition that are part of the designated
​-​Babysitting and/or childcare services​operations for which you are enrolled
​-​Communicable Diseases​-​​Rodeos
​-​Cryogenic chambers/therapy​-​Saddle animals
​-​Cycling (other than stationary)​-​Salon services or indoor tanning
​-​Employment-related practices​-​Snowmobile
​-​Fireworks​-​Sports/rehabilitation services/therapy
​-​Fungi or bacteria​-​Swimming pools, saunas, steam rooms, jacuzzis, hot tubs,
​-​Gymnastics classes/programs (unless reported, approved​whirlpools or spas (unless reviewed, approved and
​and appropriate premium paid)​appropriate premium paid)
​-​Haunted attractions​-​Transportation of athletes/participants
​-​Instruction/activity being held on or in open water​-​Sale or distribution of herbal, medicinal and/or
​(e.g.: lakes, ponds, ocean)​nutritional products
​-​Lead​-​Violation of statutes that govern e-mails, faxes, phone calls
​-​Martial arts style consisting of: boxing (contact/sparring),​or other methods of sending materials or information
​dim mak, haganah, kali/escrima, mixed martial arts, savate,
​sayoc kali, thai boxing/muay thai, training programs for law
​enforcement, public safety and military personnel, ultimate
​fighting/extreme fighting/extreme/cage fighting or wrestling
 
Preliminary Underwriting Information Required
-Applications  
-Coverage will be bound for your requested dates upon    
 receipt and approval of your completed enrollment   
 form and payment.