| - |
Achievement Celebration |
- |
Fundraising/Benefit/Charity Event |
| - |
After Prom Parties (school sponsored event only) |
- |
Gaming Event/Contest (i.e. chess, video game, cornhole) |
| - |
Anniversary Party |
- |
Grad Night In (school sponsored only) |
| - |
Auction |
- |
Graduation Ceremony |
| - |
Award Presentation/Banquet |
- |
Graduation Party |
| - |
Baby Shower |
- |
Grand Opening Event |
| - |
Bake Sale |
- |
Holiday Celebration |
| - |
Ball/Dance |
- |
Housewarming Party |
| - |
Banquet |
- |
Job Fair/Expo |
| - |
Baptism |
- |
Lecture/Workshop |
| - |
Bar/Bat Mitzvah |
- |
Magic Show |
| - |
Billiard Event/Tournament |
- |
Memorial Service |
| - |
Bingo Event (for fundraising/charity only) |
- |
Picnic (no water activities) |
| - |
Birthday Party |
- |
Poetry Reading |
| - |
Book Signing |
- |
Private Dinner/Lunch |
| - |
Bridal Shower |
- |
Prom/School Dance |
| - |
Business Meeting |
- |
Quinceanera |
| - |
Car Wash (for fundraising/charity only) |
- |
Recital (dance/music) |
| - |
Casino Game/Gambling Event (for fundraising/charity only) |
- |
Reunion |
| - |
Club Meeting |
- |
School Band/Drill Team Competition |
| - |
Comedy Show |
- |
School Carnival (no rides) |
| - |
Conference |
- |
Seminar |
| - |
Convention |
- |
Show (i.e. craft, fashion, home) |
| - |
Corporate Private Party |
- |
Speaking Engagement |
| - |
Debutante Ball/Pageant |
- |
Stage Play/Musical (no concerts) |
| - |
Estate/Yard/Garage/Consignment Sale |
- |
Talent Show (children only) |
| - |
Engagement Party |
- |
Tradeshow/Exposition |
| - |
Farmers Market |
- |
Wedding Ceremony |
| - |
Festival |
- |
Wedding (one location only) |
| - |
Film Screening |
- |
Wedding Reception |
| - | First Communion | - | Wedding Rehearsal Dinner |
| - |
Flea Market/Swap Meet |
- |
Wedding Shower |
| - |
Food Cooking Contest |
|
|
| |
| |
|
Ineligible for this program: |
| Certain event types are not eligible for coverage by this program. We reserve the right to decline any request for coverage. |
| The ineligible event types include, but are not limited to the following (and are excluded from coverage): |
| |
| - |
Activist Rally/March/Protest |
- |
Dance Competition* |
| - |
Aircraft Show/Event* |
- |
Easter Egg Hunt (one location - paper application only) |
| - |
Alcohol Tasting Event (paper application only) |
- |
Events involving any motorized vehicle(s) in, or while in |
| - |
Animal Obedience Training |
|
practice for, or while being prepared for, or while qualifying |
| - |
Animal Show (paper application only) |
|
for, or while testing for any racing, speed, demolition, |
| - |
Any event held on airport premises* |
|
distance or stunting activity |
| - |
Any event honoring national and/or local celebrities or |
- |
Film/Photo Shoot |
| |
professional athletes* |
- |
Food Eating Contest |
| - |
Any event and/or concert involving rap, hip-hop, |
- |
Fraternity/Sorority Event |
|
heavy metal/screamo or techno/electronic |
- |
Geocaching Event |
| - |
Any event involving water activities* |
- |
Gun/Knife Show |
| - |
Any event lasting more than 10 consecutive days* |
- |
Haunted Attraction/Event |
| - |
Any event taking place at multiple locations* |
- |
Health Fair/Exposition |
| - |
Any event taking place outside of the United States |
- |
Hunting, fishing and hiking events |
| - |
Any event with more than 12,000 in total attendance* |
- |
Maze (corn/hay/fence) |
|
(total attendance=number of event days x attendance per day) |
- |
Parade (and any event involving a parade)* |
| - | Athletic Event/Competition (or any event involving | - | Political Event* |
| | athletic/sports activities)* | - | Pumpkin Chunkin Event |
| - | Balloon Festival* | - | Rave |
| - | Battle Re-enactment* | - | Religious Revival/Crusade (paper application only) |
| - | Beer/Wine Festival (paper application only) | - | Religious Service (paper application only) |
| - | Bonfire | - | Retreat (or any event with an overnight exposure)* |
| - | Cannabis related events | - | Rodeo* |
| - | Car/Truck/Motorcycle/RV/Boat Show (paper application only) | - | Seance |
| - | Christmas Tree Sale/Lot | - | Tailgate Event |
| - | Circus | - | Tractor Pull* |
| - | Color/Foam Party | - | Union Meeting |
| - | Concert (paper application only) | - | Walk/Run Event* |
| | | | |
| *Please contact us for coverage options for these types of events. |
| |
|
Coverages Available & Program Highlights |
| |
| Commercial General Liability |
| - |
Personal and Advertising Injury |
|
|
| - |
Medical Expense |
|
|
| - |
Damage To Premises Rented to You |
|
|
| - |
Products-Completed Operations |
|
|
| |
|
|
| |
| - |
Abuse, molestation, harassment, or sexual conduct |
- |
Designated operations exclusion - those events |
| - |
Aircraft/hot air balloon - ownership, operation, |
|
listed as ineligible |
|
maintenance or use |
- |
E-commerce consulting |
| - |
Airport - ownership, operation, maintenance or use |
- |
Events held at multiple locations |
| - |
Amusement devices - the ownership, maintenance, |
- |
Events with over 3,000 in total attendance |
|
operation or use of: any mechanical or non-mechanical |
- |
Fireworks |
| |
ride, slide, or water slide, any inflatable recreational |
- |
Fungi or bacteria |
| |
device, any bungee operation or equipment, any |
- |
Lead |
| |
vertical device or equipment used for climbing - either |
- |
Nuclear energy |
| |
permanently affixed or temporarily erected, or dunk tank. |
- |
Performers |
|
Amusement devices do not include any video or |
- |
Petting zoos |
| |
computer games or structures that are not designed |
- |
Room and board liability |
| |
to bounce on, slide on, ride on or tunnel through. |
- |
Saddle animals - Ownership, operation, maintenance, use |
| - |
Animals - injury or death to any animal; injury, death |
|
loading or unloading of any saddle animal, including but |
|
or property damage caused by any animal owned, |
|
not limited to, riding any saddle animal or riding on any |
|
rented or hired by you |
|
vehicle which is drawn or powered by any animal |
| - |
Asbestos |
- |
Snowmobile |
| - |
Claims arising out of the operations of concessionaires, |
|
|
|
exhibitors and vendors at your event |
|
|
| - |
Communicable Diseases |
|
|
| |
| Preliminary Underwriting Information Required |
| |
| The following information is required 10 business days prior to the desired effective date: |
| |
| - |
Completed and signed enrollment form |
|
|
| - |
Full premium payment by check or credit/debit card |
|
|