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This program is designed for U.S.-based dance schools and other organizations specializing in the instruction of
performance and social dance.  Coverage provided includes important liability protection for the school or organization,
including its employees and volunteers, for liability claims arising out of its operations.  
For eligible dance schools or programs, coverage extends to the ownership, maintenance or use of the premise(s) reported to the Company as well as to your "Covered Operations".  Covered Operations consist of those operations and activities at your locations involving registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.  As well as, off-site competitions, demonstrations, parades and fundraising activities, directly associated with those operations and activities at your location involving registered members/participants that are under your direct supervision, or organized by you; and ancillary events or activities at off-site locations involving registered members/participants under your direct-supervision, or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.

In addition, coverage can be considered for birthday/social parties at your premises that are under your direct supervision
or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has
been paid; as well as for activities involving non-registered members/participants, under your direct supervision or
organized by you, that have been reported to and approved by the Company, and for which the applicable premium has
been paid.

Coverage is provided by a carrier rated A (Excellent) by A.M. Best Company.

Eligible Operations
​-​Acro dance-​​Irish
-Belly dancing-Modern
-Country western-Square
-Folk dancing-Tap
-Hawaiian - Tumbling (floor only, no gymnastics apparatus)
-Hip Hop-ZUMBA ®
Ineligible for this program:
-Acrobatic & circus skills training-Night clubs
-Ballroom rental facilities-Production companies
-Banquet & reception halls-Professional dance companies
-Cabarets-Professional touring companies
-Dance halls-Trampoline parks/facilities

Coverages Available & Program Highlights

General Liability
-Bodily Injury and Property Damage     -Non-registered Member Activity Coverage
-​Personal and Advertising Injury​  
​     -​Equipment and Contents (Inland Marine)
-Products and Completed Operations     -Abuse, Molestation or Exploitation 
-Professional Liability Defense Cost Reimbursement Coverage
   ​-Medical Payments for Participants (excess)     -
​Sexual Abuse or Sexual Molestation Liability
    -Premises Liability
    -Hired Auto and Employers Nonowned Liability

 (not available in IL, LA, UT, VT and WI)

    -Bodily Injury to Participants Liability
Notable Exclusions
​   -​Abuse, molestation or exploitation (unless reported to,  -  -  ​Salon services or indoor tanning
approved by us, and the appropriate premium paid
  ​-Saunas, steam rooms, Jacuzzi, hot tubs, whirlpools or spas
   ​-Any adult-themed parties/meetings/trips, including but not
​  -Sexually transmitted diseases
limited to, parties/meetings, trips during which demonstration​  -Silica or silica-related dust
of products and/or services used in the adult entertainment​  -
Specified recreational activities - Aircraft/hot air balloon; 
industry takes placeAirport; Amusement devices: The ownership, operation,
​   -
Asbestos  -
maintenance or use of any device or equipment a person
​   -
Babysitting and/or childcare servicesrides for enjoyment, including, but not limited to: 
​   -
Bodily injury to participants while in a hired auto or non-owned
mechanical or non-mechanical ride, slide, or water slide
auto(including any ski or tow when used in conjunction with a 
​   -
Cap on losses from certified acts of terrorism
water slide); inflatable recreational device (unless reported
​   -Commercial general liability standard exclusions to, approved by us); or vertical device or equipment used
(CG0001 4/13 edition)
for climbing, whether permanently affixed or temporarily
​   -
Communicable disease
erected. This exclusion does not apply to video or 
​   -Cryogenic chambers/therapycomputer games or any device that is specifically 
   ​-Cyber incident, data compromise and violation of statutesdesignated for the training or instruction of the activity

related to personal data

for which you are enrolled; Animals; Bungee; Dunk tank; 
​   -Cycling (other than stationary)Haunted attraction; Performer (injury or death to any 
   ​-Employment-related practicesperformer or entertainer during any activity, event or
   ​-Fireworksexhibition including but not limited to any stunt, concert,
   ​-Fungi or bacteriashow or theatrical event. This exclusion does not apply to
​   -Gymnastics/tumbling classes/programs (unless reported to,participants in any activity, event or exhibition that are 

approved by us, and appropriate premium paid)
part of the designated operations for which you are 
​   -
Instruction/activity being held on or in open water

(e.g.: lakes, ponds, ocean)
​  -Rodeo
​   -Lead​  -Saddle animal
​   -
​Martial arts style consisting of: boxing (contact/sparring),

​dim mak, haganah, kali/escrima, mixed martial arts, savate,
  ​-Sports rehabilitation services/therapy

​sayoc kali, thai boxing/muay thai, training programs for law
​  -Swimming pools (unless reported to, and approved by us,
​enforcement, public safety and military personnel, ultimate
and the appropriate premium paid)
​fighting/extreme fighting/extreme/cage fighting and wrestling
​  -
​The sale or distribution of medicinal, herbal and/or
​   -
Massage therapy
​nutritional products
​   -
​Medical, therapy or health care services
​  -
​Those operations listed as ineligible
​   -
​Multi-passenger vehicles
​  -
​Total pollution with a building heating, cooling and
​   -
​Nuclear energy
​dehumidifying equipment exception and hostile fire 
​   -
Operations related, in whole or in part, to performance

​as an exotic dancer or any similar occupation in the adult
​  -
​Unmanned aircraft

​entertainment industry
​  -
​Use of projectile weapons including, but not limited to
​   -
​Parkour, obstacle course, ninja, free-running, tricking, urban
​firearms and tasers, and defense sprays

​gymnastics, extreme tumbling, or any similar type programs
​  -
​Use of sharpened/bladed weapons
​(unless reported to, approved by us and appropriate premium 

Preliminary Underwriting Information Required
-Coverage will be bound for your requested dates upon    
 receipt and approval of your completed enrollment   
 form and payment.