This program is designed for U.S.-based dance schools and other organizations specializing in the instruction of
performance and social dance.  Coverage provided includes important liability protection for the school or organization,
including its employees and volunteers, for liability claims arising out of its operations.

For eligible dance schools or programs, coverage extends to the ownership, maintenance or use of the premise(s) reported
to the Company as well as to your "Covered Operations".  Covered Operations consist of those operations and activities at
your locations involving registered members/participants, under your direct supervision or organized by you, that have
been reported to and approved by the Company, and for which the applicable premium has been paid.  As well as, off-site
competitions, demonstrations, parades and fundraising activities, directly associated with those operations and activities at
your location involving registered members/participants that are under your direct supervision, or organized by you; and
ancillary events or activities at off-site locations involving registered members/participants under your direct-supervision, or
organized by you, that have been reported to and approved by the Company, and for which the applicable premium has
been paid.

In addition, coverage can be considered for birthday/social parties at your premises that are under your direct supervision
or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has
been paid; as well as for activities involving non-registered members/participants, under your direct supervision or
organized by you, that have been reported to and approved by the Company, and for which the applicable premium has
been paid.

Coverage is provided by a carrier rated A+ (Superior) by A.M. Best Company.