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Short Term Special Events
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Phone 1-913-754-5617
Fax 1-913-327-0201
Claims 1-800-237-2917
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This program is for those who are hosting/organizing an event.  Concessionaires, entertainers and/or vendors
click here for coverage.


This insurance program has been specifically designed for the organizers of short term special events that meet the following criteria:

  • Maximum total attendance is 3,000 or less.
    (If the attendance is over 3,000 for an event, please click on the Application & Printable Documents link above for a 
    printable PDF application)
  • Maximum number of consecutive event days (not including set-up or tear down) is 10.
  • Event is held at a single location.
  • Event location must be held in the U.S.
Eligible Operations
- After Prom Parties (school sponsored event only)
- Graduation ceremonies
- Auctions
- Grand openings
- Award Presentations
- Job fairs
- Ball/Dances
- Lectures/seminars/workshops
- Banquets
- Meetings
- Bar mitzvah or bat mitzvah - Memorial Service
- Bazaars - Pageants
- Benefits
- Parties
- Billiard events/Tournaments
- Picnics (no in or on water activities)
- Bingo games (for fundraising/charity only) - Poet or poetry readings
- Book Signings
- Proms
- Card games/events (for charity/fundraising only)
- Quinceaneras
- Car/motorcycle/RV/boat shows - static display only**
- Recitals (dance, music)
- Car Washes (for fundraising/charity only)  - Religious events
- Casino Events (for fundraising/charity only)
- Reunions
- Celebrations (holiday, new year) -
Sales (bake, charity, consignment, estate, garage)
- Chamber of commerce business events/mixers -
School band or drill team competitions
- Charity events
- School carnivals (no rides/inflatables)
- Chess events
- Showers (baby, bridal, wedding)
- Christmas caroling (single location) -
Shows (animal-arena setting only, antique, art, baby,
- Christmas lighting ceremony
business, collector, consumer, craft, fashion, flower, garden,
- Concerts - other than rap, hip-hop, heavy metal/screamo or
home, stage, wedding)

techno/electronic (call for approval)** - Social gatherings or receptions
- Conventions -
Speaking engagements
- Debuts or debutante balls - Talent searches/shows - children only
- Dinners, luncheons or showers -
- Direct selling consultant parties -
Theatrical performances or musicals
- Easter egg hunts (no egg drops from aircrafts) -
Walking tours (garden, holiday, parade of homes, historical
- Farmers' markets
sites) - single location
 - Festivals -
Wedding activities' (rehearsal, ceremony or reception)
​-Film screening or showings
- Flea Markets or Swap Meets

​-​Food Cooking Contests
 **Available for consideration with a paper application.

Ineligible for this program:

Certain event types are not eligible for coverage by this program. We reserve the right to decline any request for coverage.
The ineligible event types include, but are not limited to the following (and are excluded from coverage):
- Activist rallies/marches/protests - Fraternity or sorority events (except alumni association
- Aircraft shows/events
off-site events that have been approved by us)
- Animal obedience training - Geocaching events
- Any events involving organized athletic events/competitions Gun and/or knife shows
- Any events and/or concerts - involving rap, hip-hop,   -  Haunted atractions/events

heavy metal/screamo or techno/electronic  -
Health fairs/expositions
​-Any events hold on an airport premises​-Hunting, fishing and hiking events
Any events honoring national and/or local celebrities or -

professional athletes -
 - Any events involving in or on water activities - Political events (except private fundraising auctions,
- Battle reenactments
- Cannabis related events  -
- Christmas tree sales/lots -
- Cinematography or photography events for commercial use -
- Circuses -
Color party, foam party or raves -
E-gaming - Tractor pulls
​-Food eating contests​-



Coverages Available & Program Highlights

Commercial General Liability
- Personal and Advertising Injury    
- Medical Expense    
- Damage To Premises Rented to You    
- Products-Completed Operations    

Notable Exclusions

- Abuse molestation or exploitation - Sexually transmitted disease
- Any event held at multiple locations (except for weddings) -
Silica or silica-related dust
Any event held outside the U.S. - Specified recreational vehicles and activities - 
- Any event with over 3,000 in attendance
Aircraft/hot air balloon; Airport; Amusement devices: The
- Asbestos
ownership, operation, maintenance or use of any device
Cap on losses from certified acts of terrorism
or equipment a person rides for enjoyment, including,
Commercial general liability standard exclusions
but not limited to: mechanical or non-mechanical ride, 
  (CG0001 4/13 edition)
slide, or water slide (including any ski or tow when used in
Communicable diseases
conjunction with a water slide); inflatable recreational
Cyber incident, data compromise, and violation of statutes
device; or vertical device or equipment used for climbing,
related to personal data   whether permanently affixed or tempolrarily erected. This
E-commerce consulting   exclusion does not apply to video games or computer games
Employment related practices
or structures that are not designed to bounce on, slide on,
- Fireworks ride on or tunnel through; Animals,;Bungee; Dunk tank; 
Fungi or bacteria Haunted attraction; Parade; Performer; Rodeo; Saddle
Lead animal; Snowmobile
- Nuclear energy - Total pollution with a building heating, cooling & 
- Operations of concessionaires, exhibitors and/or vendors dehumidifying equipment exception and hostile fire exception
at your event -
Unmanned aircraft
​-Petting zoos
​Room and board liability/overnight camping

Preliminary Underwriting Information Required
The following information is required 10 business days prior to the desired effective date:
- Completed and signed enrollment form
- Full premium payment by check or credit/debit card