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Short Term Special Events
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Phone 1-800-955-1991
Fax 1-913-327-0201
Claims 1-800-237-2917
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This program is for those who are hosting/organizing an event.  Concessionaires, entertainers and/or vendors
click here for coverage.


This insurance program has been specifically designed for the organizers of short term special events that meet the following criteria:

  • Maximum total attendance is 3,000 or less.
  • Maximum number of consecutive event days (not including set-up or tear down) is 10.
  • Event is held at a single location.
  • Event location must be held in the U.S.
Eligible Operations
- Achievement Celebration - Fundraising/Benefit/Charity Event
- After Prom Parties (school sponsored event only) - Gaming Event/Contest (i.e. chess, video game, cornhole)
- Anniversary Party - Grad Night In (school sponsored only)
- Auction - Graduation Ceremony
- Award Presentation/Banquet - Graduation Party
- Baby Shower - Grand Opening Event
- Bake Sale - Holiday Celebration
- Ball/Dance - Housewarming Party
- Banquet - Job Fair/Expo
- Baptism - Lecture/Workshop
- Bar/Bat Mitzvah - Magic Show
- Billiard Event/Tournament - Memorial Service
- Bingo Event (for fundraising/charity only) - Picnic (no water activities)
- Birthday Party  - Poetry Reading
- Book Signing - Private Dinner/Lunch
- Bridal Shower - Prom/School Dance
- Business Meeting - Quinceanera
- Car Wash (for fundraising/charity only) - Recital (dance/music)
- Casino Game/Gambling Event (for fundraising/charity only) - Reunion
- Club Meeting - School Band/Drill Team Competition
- Comedy Show - School Carnival (no rides)
- Conference - Seminar
- Convention - Show (i.e. craft, fashion, home)
- Corporate Private Party - Speaking Engagement
- Debutante Ball/Pageant - Stage Play/Musical (no concerts)
- Estate/Yard/Garage/Consignment Sale - Talent Show (children only)
- Engagement Party - Tradeshow/Exposition
- Farmers Market - Wedding Ceremony
- Festival - Wedding (one location only)
 - Film Screening - Wedding Reception
​-First Communion​-​Wedding Rehearsal Dinner
- Flea Market/Swap Meet - Wedding Shower
​-​Food Cooking Contest

Ineligible for this program:

Certain event types are not eligible for coverage by this program. We reserve the right to decline any request for coverage.
The ineligible event types include, but are not limited to the following (and are excluded from coverage):
- Activist Rally/March/Protest - Dance Competition*
- Aircraft Show/Event* - Easter Egg Hunt (one location - paper application only)
- Alcohol Tasting Event (paper application only) - Events involving any motorized vehicle(s) in, or while in
- Animal Obedience Training   practice for, or while being prepared for, or while qualifying
- Animal Show (paper application only)   for, or while testing for any racing, speed, demolition,
- Any event held on airport premises*   distance or stunting activity
​-Any event honoring national and/or local celebrities or ​-Film/Photo Shoot
  professional athletes* -
- Any event and/or concert involving rap, hip-hop, -
  heavy metal/screamo or techno/electronic - Geocaching Event 
- Any event involving water activities* -
- Any event lasting more than 10 consecutive days*  -
- Any event taking place at multiple locations* -
- Any event taking place outside of the United States -
- Any event with more than 12,000 in total attendance -
(total attendance=number of event days x attendance -
  per day)* - Political Event*
​-Athletic Event/Competition (or any event involving​-
athletic/sports activities)*​-
​-Balloon Festival*-Religious Revival/Crusade (paper application only)
​-Battle Re-enactment*​-Religious Service (paper application only)
​-​Beer/Wine Festival (paper application only)​-​Retreat (or any event with an overnight exposure)* 
​-Cannabis related events​-Seance
​-​Car/Truck/Motorcycle/RV/Boat Show (paper application only)​-​Tailgate Event
​-​Christmas Tree Sale/Lot​-​Tractor Pull*
​-​Circus​-​Union Meeting
​-​Color/Foam Party-​​Walk/Run Event*
​-​Concert (paper application only)​        
*Please contact us for coverage options for these types of events.​ ​ ​ ​

Coverages Available & Program Highlights

Commercial General Liability
- Personal and Advertising Injury    
- Medical Expense    
- Damage To Premises Rented to You    
- Products-Completed Operations    

Notable Exclusions

- Abuse molestation, harassment, or sexual conduct - Designated operations exclusion-those events listed
- Aircraft/hot air balloon - ownership, operation, as ineligible
maintenance or use - E-commerce consulting
- Airport - ownership, operation, maintenance or use - Events held at multiple locations
- Amusement devices - the ownership, maintenance, - Events with over 3,000 in total attendance
operation or use of: any mechanical or non-mechanical - Fireworks
  ride, slide, or water slide, any inflatable recreational - Fungi or bacteria
  device, any bungee operation or equipment, any - Lead
  vertical device or equipment used for climbing - either - Nuclear energy
  permanently affixed or temporarily erected, or dunk tank. - Performers
Amusement devices do not include any video or  - Petting zoos
  computer games or structures that are not designed  - Room and board liability
  to bounce on, slide on, ride on or tunnel through. - Saddle animals - ownership, operation, maintenance, use
- Animals - injury or death to any animal; injury, death loading or unloading of any saddle animal, including but
or property damage caused by any animal owned, not limited to, riding any saddle animal or riding on any
rented or hired by you vehicle which is drawn or powered by any animal
- Asbestos - Snowmobile
- Claims arising out of the operations of concessionaires,
exhibitors and vendors at your event
​-​Communicable Diseases
Preliminary Underwriting Information Required
The following information is required 10 business days prior to the desired effective date:
- Completed and signed enrollment form
- Full premium payment by check or credit/debit card