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Dance Schools & Programs
Phone 1-800-318-7709
Fax 1-708-636-3915
Claims 1-800-237-2917
 
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This program is designed for U.S.-based dance schools and other organizations specializing in the instruction of performance and social dance.  Coverage provided includes important liability protection for the school or organization, including its employees and volunteers, for liability claims arising out of its operations.

For eligible dance schools or programs, your covered operations consist of premises, operations and activities involving registered participants for those activity(s) - under your direct supervision or organized by you - which have been reported, paid for and approved by the company along with any ancillary event or activity held directly with the activity(s) at your location(s) or at approved off-site locations on your behalf.

In addition, coverage can also be considered for birthday/social party(s), supervised by you and related to the above described operations and activities.


                     
                       
Eligible Operations
 
​-​Acro dance​-
​Irish
- Ballet - Jazz
- Ballroom - Latin
- Belly dancing - Modern
- Clogging - Salsa
- Contemporary- Scottish
- Country western  - Square
- Cultural/ethnic- Swing
- Flamenco- Tango
- Folk dancing - Tap
- Hawaiian-Tumbling (floor only, no gymnastics apparatus)
-Hip Hop-ZUMBA ®
 
Ineligible for this program:
                                      
-Acrobatic & circus skills training-Night clubs
-Ballroom rental facilities-Production companies
-Banquet & reception halls- Professional dance companies
-Cabarets -Professional touring companies
- Dance halls - Trampoline parks/facilities
​-​Discotheques
                             
Coverages Available & Program Highlights
                     
                                    

General Liability


Non-registered Member Activity Coverage

- Bodily Injury and Property Damage  (optional)
- Personal and Advertising Injury  
- Products-completed Operations
Equipment and Contents Coverage (optional)
-Professional Liability
-Medical Payments for Participants (excess)
Abuse & Molestation or Exploitation Defense Cost 
-Premises LiabilityReimbursement (optional)
-Hired Auto and Employers Nonowned Liability
(not available in IL, LA, UT, VT and WI)
Sexual Abuse & Sexual Molestation Liability (optional)
-Bodily Injury to Participants Liability
    
Notable Exclusions​ ​ ​ ​
      ​ ​ ​ ​
     ​ ​ ​ ​
-​​Abuse, molestation or exploitation
​-Salon services or indoor tanning
​-Any adult-themed parties/meetings/trips, including but not
​-Saunas, steam rooms, Jacuzzi, hot tubs, whirlpools or spas

limited to, parties/meetings/trips during which demonstration
​-Sexually transmitted diseases

of products and/or services used in the adult entertainment
​-Silica or silica-related dust
industry takes place
​-
Specified recreational activities - Aircraft/hot air balloon; 
​-
Asbestos
Airport; Amusement devices: The ownership, operation,
​-
Babysitting and/or childcare services

maintenance or use of any device or equipment a person rides
​-
Bodily injury to participants while in a hired auto or non-
for enjoyment, including, but not limited to: mechanical or
owned auto
non-mechanical ride, slide, or water slide (including any ski or
-​Cap on losses from certified acts of terrorism

tow when used in conjunction with a water slide); inflatable
​-
Commercial general liability standard exclusions
recreational device (unless reporte to, approved by us); or 

(CG0001 4/13 edition)
vertical device or equipment used for climbing, whether 
-​Communicable diseases
permanently affixed or temporarily erected. This exclusion does
-​Cryogenic chambers/therapy
not apply to video or computer games or any device that is
​-Cyber incident, data compromise and violation of statutes 
specifically designed for the training or instruction of the 

related to personal data

activity for which you are enrolled; Animals; Bungee; Dunk
​-Cycling (other than stationary)

tank; Haunted attraction; Performer (injury or death to any
​-Employment-related practices

performer or entertainer during any activity, event or 
​-Fireworks

exhibition including but not limited to any stunt, concert, show
​-Fungi or bacteria

or theatrical event. This exclusion does not apply to
​-Gymnastics/tumbling classes/programs (unless reported to,

participants in any activity, event or exhibition that are part of 

approved by us, and appropriate premium paid)
the designated operations for which you are enrolled)
​-Instruction/activity being held on or in open water
-​Rodeo
(e.g.: lakes, ponds, ocean)
​-Saddle animal
​-Lead
​-Snowmobile
​-Martial arts style consisting of: boxing (contact/sparring),
-​Sports rehabilitation services/therapy
​dim mak, haganah, kali/escrima, mixed martial arts, savate,
​-Swimming pools (unless reported to, and approved by us, and

​sayoc kali, thai boxing/muay thai, training programs for law
the appropriate premium paid)

​enforcement, public safety and military personnel, ultimate
​-
The sale or distribution of medicinal, herbal and/or nutritional
​fighting/extreme fighting/extreme/cage fighting and wrestling
​products
-​Massage therapy
-​​Those operations listed as ineligible
-​Medical, therapy or health care services
-​​Total pollution with a building heating, cooling & dehumidifying
​-
Multi-passenger vehicles
​equipment exception and hostile fire exception
-​Nuclear energy   -​​Unmanned aircraft
-​
​Operations related, in whole or in part, to performance as an
​-
​Use of projectile weapons including, but not limited to firearms

​exotic dancer or any similar occupation in the adult
​and tasers, and defense sprays

​entertainment industry
-​​Use of sharpened/bladed weapons
​-
​Parkour, obstacle course, ninja, free-running, tricking, urban

​gymnastics, extreme tumbling, or any similar type programs

​(unless reported and approved by us and premium paid)
 
 
Preliminary Underwriting Information Required
                                    
- Applications
- Coverage will be bound for your requested dates upon 
 receipt and approval for your completed enrollment 
form and payment.
 
  
 
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