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Martial Arts Schools & Programs
Phone 1-800-318-7709
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Claims 1-800-237-2917
 
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Program Description
This insurance program is specifically designed for U.S.-based martial arts schools and other organizations specializing in the instruction of This insurance program has been specifically designed for U.S.-based martial arts schools and other organizations specializing in the instruction of martial arts. For eligible martial arts schools or programs, coverage extends to the ownership, maintenance or use of the premise(s) reported to the Company as well as to your "Covered Operations".  Covered Operations consist of those operations and activities at your locations involving registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.  As well as, off-site competitions, demonstrations, parades and fundraising activities, directly associated with those operations and activities at your location involving registered members/participants that are under your direct supervision, or organized by you; and ancillary events or activities at off-site locations involving registered members/participants under your direct supervision, or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.


In addition, coverage can be considered for birthday/social parties at your premises that are under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; as well as for, activities involving non-registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; and tournaments or competitions hosted by you under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.

                  
 
Eligible Operations
 
-Aikido-Kickboxing (cardio/fitness only)
-Brazilian jiu jitsu
-Kickboxing (contact/sparring)
-Capoeira-Krav maga
-Chi kun
-Kung fu
-Dim mak *
-Mixed martial arts (ultimate/extreme/cage fighting) *
-Fitness boxing (non-contact) -Savate *
 -Goju-ryu
 -Sayoc kali *
-Haganah *
-Shaolinquan
-Hapkido-Taekwondo
-Jeet kune do-Tai Chi
-Judo
-Taijiquan
-Jujitsu-Tang soo do
-Kali/escrima
-Thai boxing/muay thai *
-Karate-Wushu
-Kenjitsu
                    

Karate includes various styles such as:  Chito-ryu, Goju-ryu, Isshin-ryu, Shuri-ryu, Kyokushinkai, Seido juku, Keichu do, Keichu-ryu, Shorin-ryu, Shotokan, Shito-ryu, Uechi-ryu, Wado-ryu and Yoshukai karate

*Note:  Coverage for these styles apply only to instruction/training type programs.  Events/competitions/tournaments in which the insured's members participate with these styles are excluded and not covered under this program.

If the style of martial arts that you instruct is not listed, please contact us to inquire about eligibility.

    
Ineligible for this program:  
-The sport of boxing (contact/sparring)
-Training programs for law enforcement officials,
-
The sport of wrestling

​public safety and military personnel


-
Trampoline parks/facilities


 
Coverages Available & Program Highlights
 
General Liability Non-Registered Member Activity Coverage (optional)
-Bodily Injury and Property Damage 
-Contractual Liability Abuse & Molestation or Exploitation Defense Cost 
-Personal and Advertising Injury Reimbursement (optional)
-Products and Completed Operations  
-Bodily Injury to Participants Liability
Hosted Tournament Coverage  (optional)
-Additional Insured Coverage for landlords included 
-Coverage for off-site demonstrations, exhibitions and Birthday Party Coverage  (optional)
participation in tournaments conducted by others included 
Professional Liability  Equipment and Contents Coverage (optional)
-Medical Payments for Participants

Premises Liability

Sexual Abuse or Sexual Molestation Liability
-Hired Auto and Employers Nonowned Liability

(optional) 
(Not available in IL, LA, UT, VT and WI)              
-Damage to Premises Rented to You 
- NEW Broadening Endorsement: Emergency Real Estate 
​Consultant Fee; Key Individual Replacement Cost;
​Termporary Meeting space; Workplace Violence Counseling;
​Identity Theft Exposure; Lease Cancellation Moving
​Expense; Terrorism Travel Reimbursement
   ​ ​ ​ ​
Notable Exclusions​ ​ ​ ​
   ​ ​ ​ ​
-​​Abuse, molestation or exploitation
​-Specified recreational vehicles and activities - Aircraft/hot air
​-​Acupuncture and acupressure
balloon, Airport, Amusement device: The ownership, operation,
​-Asbestos
maintenance or use of any device or equipment a person rides
​-Bodily Injury to participants while in a hired auto or non-owned
for enjoyment, including, but not limited to: mechanical or

auto

non-mechanical ride, slide or water slide (including any ski or
​-
Cap on losses from certified acts of terrorism
tow when used in conjunction with a water slide), inflatable
​-
Childcare/babysitting services
recreational device, or vertical device or equipment used for 
-​Climbing walls exceeding ten (10) feet with no safety harness
climbing, whether permanently affixed or temporarily erected.
system, unless reported to and approved by us
This exclusion does not apply to video or computer games, or
​-
Commercial general liability standard exclusions
any device that is specifically designed for the training or 
(CG0001 4/13 edition)

instruction of the activity for which you are enrolled, Animal, 
​-Communicable diseases

Bungee, Dunk tank, Haunted attractions, Performer (injury or
​-
Crossfit® affiliate owners and/or CrossFit® programs/activities

death to any performer or entertainer during any activity, event
​-Cryogenic chambers/therapy
or exhibition including but not limited to any stunt, concert, show
​-Cyber incident, data compromise, and violation of statutes

or theatrical event. This exclusion does not apply to participants

related to personal data

in any activity, event or exhibition that are part of the designated
​-
Cycling (other than stationary)

operations for which you are enrolled) Rodeo, Saddle animal,
​-Employment related practices

Snowmobile
​-Fireworks
-​Sports rehabilitation services/therapy
​-Fungi or bacteria
​-
Swimming pools
​-Instruction/activities held on or in open water
​-​The sale or distribution of herbal, medicinal and/or nutritional

(e.g.: lakes, ponds, ocean)

products
​-Lead
​-
Those operations listed as ineligible
​-Massage therapy
-​Total pollution with a building heating, cooling & dehumidifying
-​Medical, therapy or health care services
equipment exception and hostile fire exception
​-Multi passenger vehicles
-​​Tournaments or competitions involving the following styles:
​-Non-registered participants at events/tournaments hosted by

​muay thai-thai boxing, kali/escrima, savate, sayoc kali, dim mak,
the named insured

haganah, full contact and submission mixed martial arts, 
​-Nuclear energy
including but not limited to: cage events, extreme fighting and
​-​Parkour, obstacle course, ninja, free-running, tricking, urban

ultimate fighting

​gymnastics, extreme tumbling or any similar type programs
​-Unmanned aircraft
​-​Salon services or indoor tanning
​-
Use of projectile weapons including but not limited to firearms
-​​Saunas, steam rooms, jacuzzis, hot tubs, whirlpools or spas
​and tasers, and defense sprays
-​
​Sexually transmitted disease
​-
​Use of sharpened/bladed weapons
-​
​Silica or silica-related dust


 
 
Preliminary Underwriting Information Required
 
-Application  
-Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and payment
 
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