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Eligible Operations |
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| - | Antique & collectible vendors | - | Home based wedding vendors (caterers, DJs, florists, |
| - | Apparel & accessories | | ice sculptors, decorators, photgraphers/videographers- |
| - | Arts & crafts vendors | | single event option only) |
| - | Auto/vehicle accessories (non-mechanical) | - | Kitchen or cookware accessories or appliances (no knives) |
| - | Candles | - | Lawn & garden equipment or hardware sales |
| - | Caterer (single event option only) | - | Literature distribution |
| - | Celebrity, mascot or character appearances | - | Micro-reality race tracks |
| - | Cleaning accessories & products | - | Motorized equipment - static display |
| - | Exercise equipment | - | Produce & floral vendors |
| - | Food & drink concessionaires | - | Product demos |
| - | Game trailers or booths | - | Product or service display exhibits |
| - | Gift wrap booths | - | Souvenir sales |
| - | Health & beauty products | - | Sports & camping equipment |
| | - | Toys (for ages 5 and over) |
| | - | Vehicle/boat display - static only |
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| Coverages Available & Program Highlights: | | |
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| General Liability | Equipment & Contents |
| - | Contractual Liability | - | $250-$2,500 deductible (depends on limits) |
| - | Personal & Advertising Injury | - | General Liability coverage must be purchased in |
| - | $300,000 Damage to Premises Rented to You | | conjunction with the Equipment & Contents |
| - | $5,000 Medical Payments | - | All items must be insured to 100% replacement cost |
| - | Options available include: Single Event (one month or | | value |
| | less), 3 Month Coverage, 6 Month Coverage | | |
| and 12 Month Coverage | | |
| - | Additional Insureds at no charge | | |
| - | No limit on number of shows during the 3-Month, 6-month | | |
| | and annual coverage periods | | |
| - | No charge for Certificates of Insurance | | |
| - | Discounted rates for multiple booths | | |
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Risks Not Eligible Under This Program: (Including but not limited to) |
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| - | Alcoholic beverages - selling or furnishing | - | Nutritional/health supplements (selling) |
| - | Animals | - | On-site installation/service/repair of products |
| - | Any games that involve person-to-person contact | - | On-site equipment sales or rental |
| - | Art Exhibits - over 10 feet tall or occupying more than 100 sq ft | - | Oxygen/aromatherapy bar |
| (unless reviewed and approved by the program administrator) | - | Paintball equipment/accessories |
| - | Auto parts (mechanical) | - | Photographers (unless for a single event home-based |
| - | Body piercing or permanent tattooing | | wedding photographer) |
| - | Christmas tree retail lots | - | Protective equipment or apparel |
| - | Contractors (lighting, stage, sound, etc) | - | Storefront operations |
| - | Cryogenic chambers/therapy | - | Tobacco, Cannabis, and Cannabis related products |
| - | E-commerce selling | | (including e-cigarettes/vapor products) |
| - | Fire safety equipment | - | Toys (for ages 4 and under) |
| - | Fireworks sales & displays | - | Unmanned aircraft systems (e.g.: drones, RC aircrafts) |
| - | Haunted attractions | - | Use of and/or sales of weapons (such as: guns, axes, knives, |
| - | Hot wax impressions | | swords, tasers, defense sprays) |
| - | Leasing/rental operations | - | Vehicles in motion |
| - | Mazes (corn, hay, fence) | - | Watercraft exhibits on water |
| - | Medical testing | - | Weight-loss plans or products (selling) |
| - | Motorsports Activities | - | Wholesale business operations |
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| Notable Exclusions |
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| - | Abuse, molestation, harassment or sexual conduct | - | Animals - injury or death to, or injury, death or property |
| - | Aircraft/hot air balloon | | damage caused by any animal owned, rented or hired by you |
| - | Airport - the ownership, operation, maintenance, or use | - | Asbestos |
| | of any airfield or airport facility or premises. This exclusion | - | Communicable Diseases |
| | does not apply to concessionaires, exhibitors or vendors | - | Employment-related practices |
| | selling, displaying, demonstrating or promoting their products | - | Fireworks |
| | or services at any airfield or airport facility or premises | - | Fungi or bacteria |
| - | Amusement devices - the ownership, operation, maintenance | - | Lead |
| | or use of: any mechanical or non-mechanical ride, slide, or | - | Nuclear energy liability |
| | waterslide, any inflatable recreational device, any bungee | - | Performers |
| | operation or equipment, any vertical device or equipment | - | Rodeos |
| | used for climbing - either permanently affixed or temporarily | - | Saddle animals |
| | erected, or dunk tank. Amusement devices do not include | - | Snowmobile |
| | any video or computer games or structures that are not | - | Violation of statutes that govern e-mails, faxes, phone calls |
| | designed to bounce on, slide on, ride on, or tunnel through | | or other methods of sending materials or information |
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| Preliminary Underwriting Information Required |
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| - | Applications | | |
| - | Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and |
| | payment |