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Short Term Special Events
Phone 1-800-318-7709
Fax 1-708-636-3915
Claims 1-800-237-2917
 
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  Glossary | Buy On-line

 
This program is for those who are hosting/organizing an event.  Concessionaires, entertainers and/or vendors
click here for coverage.


 

This insurance program has been specifically designed for the organizers of short term special events that meet the following criteria:

  • Maximum total attendance is 3,000 or less.
  • Maximum number of consecutive event days (not including set-up or tear down) is 10.
  • Event is held at a single location.
  • Event location must be held in the U.S.
 
Eligible Operations
 
- After Prom Parties (school sponsored event only)
- Graduation ceremonies
- Auctions
- Grand openings
- Award Presentations
- Job fairs
- Ball/Dances
- Lectures/seminars/workshops
- Banquets
- Meetings
- Bar mitzvah or bat mitzvah
- Memorial services
- Bazaars
- Pageants
- Benefits
- Parties
- Billiard events/tournaments
- Picnics (no in or on water activities)
- Bingo games (for fundraising/charity only)
- Poet or poetry readings
- Book signings
- Proms
- Card games/events (for charity/fundraising only)
- Quinceaneras
- Car/motorcycle/RV/boat shows - static display only**
- Recitals (dance, music)
- Car washes (for fundraising/charity only)
 - Religious events
- Casino events (for fundraising/charity only)
- Reunions
- Celebrations (holiday, new year)
- Sales (bake, charity, consignment, estate, garage)
- Chamber of commerce business events/mixers
- School band or drill team competitions
- Charity events
- School carnival (no rides/inflatables)
- Chess events
- Showers (baby, bridal, wedding)
- Christmas caroling (single location)
- Shows (animals-area setting only, antique, art, baby,
- Christmas lighting ceremony

business, collector, consumer, craft, fashion, flower, garden
- Concerts - other than rap, hip-hop, heavy metal/screamo or

home, stage, wedding)

techno/electronic (call for approval)**
- Social gatherings or receptions
- Conventions
- Speaking engagements
- Debuts or debutante balls
- Talent searches/shows (children only)
- Dinners, luncheons or showers
- Telethons
- Direct selling consultant parties
- Theatrical performances or musicals
- Easter egg hunts (no egg drops from aircrafts)
- Walking tours (garden, holiday, parade of homes, historical
- Farmers' markets

sites) - single location
- Festivals
- Wedding activities' (rehearsal, ceremony or reception)
-​Film screening or showings


​-​Flea Markets or swap meets


- Food cooking contests
 
 
 

Ineligible for this program:

Certain event types are not eligible for coverage by this program. We reserve the right to decline any request for coverage.
The ineligible event types include, but are not limited to the following (and are excluded from coverage):
 
- Activist rallies/marches/protests
- Fraternity or sorority events (except alumni association
- Aircraft shows/events

off-site events that have been approved by us)
- Animal obedience training
- Geocaching events
- Any events involving organized athletic events/competitions
-
Gun and/or knife shows
- Any events and/or concerts - involving rap, hip-hop,
-
Haunted attractions/events

heavy metal/screamo or techno/electronic
-
Health fairs/expositions
​-Any events held on an airport premises
​-Hunting, fishing and hiking events
-
Any events honoring national and/or local celebrities or
- Mazes (corn, hay or fence)

professional athletes
- Parades (or any event involving a parade)
-
Any events involving in or on water activities
- Political events (except private fundraising auctions,
- Battle reenactments
 
benefits, dances, dinners)
- Cannabis related events
- Pumpkin chuckin events
- Christimas tree sales/lots
- Rodeos
- Cinematography or photography events for commercial use
- Seances
- Circuses
- Shooting events/activities (skeet/trap/clay/guns)
-
Color party, foam party or raves
- Tailgating events (unless reported to and approved by us)
​-E-gaming
​-Tractor pulls
-
Food eating contests
- Union meetings


-
Walk/running events*




*Please contact us for coverage options for these types of events.​ ​ ​ ​
 

Coverages Available & Program Highlights

 
Commercial General Liability
- Personal and Advertising Injury    
- Medical Expense    
- Damage To Premises Rented to You    
- Products-Completed Operations    
 

Notable Exclusions

 
- Abuse molestation or exploitation
- Sexually transmitted diseases
- Any event held at multiple locations (except for weddings)
-
Silica or silica-related dust
-
Any event held outside the U.S.
- Specified recreational vehicles and activities - 
- Any event with over 3,000 in attendance

Aircraft/hot air balloon; Airport; Amusement devices: The
- Asbestos

ownership, operation, maintenance or use of any device
-
Cap on losses from certified acts of terrorism

or equipment a person rides for enjoyment, including, 
 -
Commercial general liability standard exclusions

but not limited to: mechanical or non-mechanical ride, slide,
  (CG0001 4/13 edition)

or water slide (including any ski or tow when used in
 -
Communicable disease

conjunction with a water slide); inflatable recreational
  -   Cyber incident, data compromise, and violation of statutes

device; or vertical device or equipment used for climbing,
related to personal data
 
whether permanently affixed or temporarily erected. This
 -
E-commerce consulting
 
exclusion does not apply to video or computer games or
  -   Employment related practices

structures that are not designed to bounce on, slide on, ride on
- Fireworks
or tunnel through; Animals; Bungee; Dunk tank; Haunted 
-
Fungi or bacteria
attraction; Parade; Performer; Rodeo; Saddle animal;
-
Lead
Snowmobile
- Nuclear energy
- Total pollution with a building heating, cooling & dehumidifying
- Operations of concessionaires, exhibitors and/or vendors
equipment exception and hostile fire exception
at your event
-
Unmanned aircraft
- Petting zoos
​-
​Room and board liability/overnight camping
 
Preliminary Underwriting Information Required
 
The following information is required 10 business days prior to the desired effective date:
 
- Completed and signed enrollment form
- Full premium payment by check or credit/debit card