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Martial Arts Schools & Programs
Phone 1-408-286-1111
Fax 1-408-217-2383
Claims 1-800-237-2917
 
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  Glossary | Buy On-line
                  

                        
 
 
Program Description
This insurance program has been specifically designed for U.S.-based martial arts schools and other organizations specializing in the instruction of martial arts.  For eligible martial arts schools or programs, coverage extends to the ownership, maintenance or use of the premise(s) reported to the Company as well as to your "Covered Operations".  Covered Operations consist of those operations and activities at your locations involving registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.  As well as, off-site competitions, demonstrations, parades and fundraising activities, directly associated with those operations and activities at your location involving registered members/participants that are under your direct supervision, or organized by you; and ancillary events or activities at off-site locations involving registered members/participants under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid. 
 
In addition, coverage can be considered for birthday/social parties at your premises that are under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; as well as for activities involving non-registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; and tournaments or competitions hosted by you under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.
 

 
Eligible Operations
 
-Aikido
-Kickboxing (cardio/fitness only)
-Brazilian jiu jitsu
-Kickboxing (contact/sparring)
-Capoeira-Krav maga
-Chi kun-Kung fu
-Dim mak*
-Mixed martial arts (ultimate/extreme/cage fighting)*
-Fitness boxing (non-contact) -Savate*
-Goju-ryu
-Sayoc kali*
-Haganah*
-Shaolinquan
-Hapkido
-Taekwondo
-Jeet kune do
-Tai Chi
-Judo
-Taijiquan
-Jiu Jitsu
-Tang soo do
-Kali/escrima*
-Thai boxing/muay thai*
-Karate
-Wushu
-Kenjitsu
                       
Karate includes various styles such as:  Chito-ryu, Goju-ryu, Isshin-ryu, Shuri-ryu, Kyokushinkai, Seido juku, Keichu do, Keichu-ryu, Shorin-ryu, Shotokan, Shito-ryu, Uechi-ryu, Wado-ryu and Yoshukai karate 
                  
*Note:  Coverage for these styles apply only to instruction/training type programs.  Events/competitions/tournaments in which the insured's members participate with these styles are excluded and not covered under this program.
                       
If the style of martial arts that you instruct is not listed, please call us to inquire about eligibility.
    
Ineligible for this program:  
-The sport of boxing (contact/sparring)
-Training programs for law enforcement officials,
-
The sport of wrestling
public safety and military personnel​
 

-Trampoline parks/facility


 
Coverages Available & Program Highlights
 
General Liability Non-Registered Member Activity Coverage
-Bodily Injury and Property Damage (optional)
-Contractual Liability 
-Personal and Advertising Injury   Abuse & Molestation or Exploitation Defense Cost 
-Products and Completed Operations  Reimbursement (optional)
-
Bodily Injury to Participants Liability
 
-Additional Insured Coverage for landlords included  Hosted Tournament Coverage (optional) 
-Coverage for off-site demonstrations, exhibitions and  
 participation in tournaments conducted by others included  Birthday Party Coverage (optional)
-Professional Liability
  
-Medical Payments for Participants  Sexual Abuse or Sexual Molestation Liability (optional)
-Premises Liability
 
-Hired Auto and Employers Nonowned Liability   Equipment and Contents Coverage (optional) 
(not available in IL, LA, UT, VT and WI)-Business Income with Extra Expense-Actual Loss Sustained
-Damage to Premises Rented to You-Money and Securities Coverage
- NEW Broadening Endorsement:  Emergency Real Estate-Valuable Papers and Records Coverage
Consultant Fee;  Key Individual Replacement Cost;
Temporary Meeting space;  Workplace Violence Counseling;
Identity Theft Exposure; Lease Cancellation Moving
Expense; Terrorism Travel Reimbursement
​ ​ ​ ​
Notable Exclusions​ ​ ​ ​
​ ​ ​ ​
-​​Abuse, molestation or exploitation
-​Specified recreational vehicles and activities - Aircraft/hot air
​-​Acupuncture and acupressure
balloon, Airport, Amusement device: the ownership, operation,
​-Asbestos
maintenance or use of any device or equipment a person rides
​-Bodily Injury to participants while in a hired auto or non-owned
for enjoyment, including, but not limited to: mechanical or

​auto
​non-mechanical ride, slide or water slide (including any ski or
​-Cap on losses from certified acts of terrorism

tow when used in conjunction with a water slide), inflatable
-​Childcare/babysitting services
recreational device, or vertical device or equipment used for
-​Climbing walls exceeding ten (10) feet with no safety harness
climbing, whether permanently affixed or temporarily erected.
system, unless reported to and approved by us
This exclusion does not apply to video or computer games, or
-​Commercial general liability standard exclusions
any device that is specifically designed for the training or 
(CG0001 4/13 edition)
instruction of the activity for which you are enrolled, Animal,
-​Communicable diseases

Bungee, Dunk tank, Haunted attractions, Performer (injury
​-Crossfit® affiliate owners and/or CrossFit® programs/activities

or death to any performer or entertainer during any activity,
-​Cryogenic chambers/therapy

event or exhibition including but not limited to any stunt, 
​-Cyber incident, data compromise, and violation of statutes
concert, how or theatrical event. This exclusion does not apply

related to personal data

to participants in any activity, event or exhibition that are part
​-Cycling (other than stationary)

of the designated operations for which you are enrolled) Rodeo,
-​Employment related practices

Saddle animal, Snowmobile
​-Fireworks
​-Sports rehabilitation services/therapy
​-Fungi or bacteria
​-
Swimming pools
​-​Instruction/activity being held on or in open water
​-
​The sale or distribution of herbal, medicinal and/or

​(e.g.: lakes, ponds, ocean)

nutritional products
​-Lead
​-Those operations listed as ineligible
​-Massage therapy
​-
Total pollution with a building heating, cooling & dehumidifying
​-Medical, therapy or health care services

equipment exception and hostile fire exception
-​Multi passenger vehicles
-​​Tournaments or competitions involving the following styles:
​-Non-registered participants at events/tournaments hosted
​Muay Thai-Thai boxing, kali/escrima, Savate, Sayoc kali,

by the named insured

​Dim mak, Haganah, full contact and submission mixed martial
​-
Nuclear energy

​arts, including but not limited to: cage events, extreme
​-Parkour, obstacle course, ninja, free-running, tricking, urban
​fighting and ultimate fighting

gymnastics, extreme tumbling or any similar type programs
​-Unmanned aircraft
​-Salon services or indoor tanning
​-Use of projectile weapons including, but not limited to
​-Saunas, steam rooms, jacuzzis, hot tubs, whirlpools or spas
firearms and tasers, and defense sprays
​-
Sexually transmitted disease
​-
Use of sharpened/bladed weapons
-​​Silica or silica-related dust
 
 
 
Preliminary Underwriting Information Required
 
-Application  
-Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and payment
 
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