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Baseball |
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| Lacrosse |
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Basketball |
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Racquetball |
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Baton twirling |
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Road Running |
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Bowling |
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Soccer |
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Cheerleading |
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Softball |
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Cross Country |
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Swimming |
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Dance** |
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Table Tennis |
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Fencing |
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Tennis |
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Figure skating |
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Track & field |
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Football |
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Tumbling (floor only, no gymnastic apparatus) |
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Golf |
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Volleyball |
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Hockey |
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Wrestling |
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| * If your risk doesn't fit the eligibility of this program, please contact us. |
| **For instruction of dance only, please visit our dance instructor page. |
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Ineligible for this program: |
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Certain operations are not eligible for coverage by this program. We reserve the right to decline any request for coverage. The ineligible operations include, but are not limited to the following (and are excluded from coverage): |
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Certified athletic trainers |
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Instructors under the age of 18 |
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Coaching of organized competitive athletic teams |
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Instructor's employment as an exempt or a non-exempt |
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employee of a school, university or college |
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| Instruction of the following activities: |
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Canoeing |
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Lifeguarding |
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Cycling |
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Martial Arts |
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Diving |
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Rowing |
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Equestrian |
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Scuba diving |
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Gymnastics |
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Skiing |
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Kayaking |
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Surfing |
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Liability Coverage |
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General liability coverage protects you if you are legally obligated to pay damages for bodily injury to others and for damage to the property of others resulting from your sports-related skills instruction. The policy also provides coverage (professional liability) for wrongful acts (breach of duty, neglect, error, omission, misstatement or a misleading statement in the discharge of sports-related skills instruction) that occur as a result of your instruction. |
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| General Liability |
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Bodily Injury & Property Damage |
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Professional Liability |
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Products-completed Operations |
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Damage to Premises Rented to You |
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Personal and Advertising Injury |
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Medical Expense Limit (other than participants) |
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Legal Liability to Participants |
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Abuse, molestation, harassment, or sexual abuse |
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Operation, ownership or management of a commercial |
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Amusement devices (e.g. rides, slides, inflatables, |
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sports facility |
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climbing walls. bungees, and dunk tanks) |
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Physicals/stress testing |
| - | Cryogenic chambers/therapy | - | Physical therapy, massage or salon services |
| - | Cycling (other than stationary) | - | Sale or distribution of herbal, medicinal and/or |
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Employment-related practices |
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nutritional products |
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Instruction/activities being held on or in open water |
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Those operations listed as ineligible |
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(e.g.: lakes, ponds, ocean) |
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Violation of statutes that govern e-mails, faxes, phone calls |
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Medical, therapy or health care services |
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or other methods of sending materials or information |
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