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Amateur Sports - Teams, Leagues & Associations
 
 
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Phone 1-800-328-2317
Fax 1-260-459-5502
Claims 1-800-237-2917
 
 
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This program is designed for U.S.-based teams, leagues, clubs and associations conducting youth or adult amateur sports activities.
Coverage provided under this program includes important liability protection for the organization, including its employees and volunteers,
for liability claims arising out of its operations. For eligible sports and age groups reported to K&K, covered operations consist of your scheduled,
sanctioned, approved, organized and supervised practices, try-outs, clinics, games, play-offs and tournaments in which you participate. In
addition, coverage is provided for your concession stand operations, parades in which you participate, picnics, award banquets and ceremonies
and incidental fund-raising activities involving the sale of products, coupons, raffle tickets and services, such as; car washes, bake sales and coin drops.

Eligible Operations

Operations providing instruction, practice, and competition in the following sports and age groups are eligible for this program, with coverage to be
provided based on Class A or Class B classifications.

Class A Sports
-Box Lacrosse
-Lacrosse (age 20 & over)
-Broomball
-Roller hockey (inline)
-Diving
-Umpire/referee associations for Class A sports
-Dodgeball
-Water hockey (age 20 & over)
​-
Flex FootballTM (age 20 & over)
Water Polo (age 20 & over)
-Gymnastics-Weightlifting (age 20 & over)
-Ice Hockey-​Wrestling (age 20 & over)
​-​Inline Hockey

​-​Inline Skating (speed)
 
Class B Sports
-Baseball/T-ball-Softball
-Basketball-Swimming
-Cricket
-Team handball
-Dance team (age 19 & under)
-Tennis
-Drill team (age 19 & under)
-Track & field
-Flag/touch football
-Ultimate frisbee
-Frisbee
-Umpire/referee associations for Class B sports
-Golf
-Volleyball
-Kickball
-Water polo (age 19 & under)
-Pickleball
-Weightlifting (age 19 & under)
-Running

     
Class C Sports​ ​ ​ ​
​-​Cheerleading (age 19 & under)
-​​Soccer (age 19 & under)
​-​Deck/floor/street hockey
​-​Tackle & contact football (age 19 & under)
​-​Field hockey
​-​Umpire/referee associations for Class C sports
​-
Flex FootballTM (age 19 & under)
​-
​Water hockey (age 19 & under)
​-​Lacrosse (age 19 & under)​-​Wrestling (age 19 & under)
​-​Roller hockey (quad)


 

Ineligible Operations

 
-BMX/Stunt Cycling
-Mixed martial arts
-Boating Activities/sports-Open water sports/activities
-Boxing
-Rugby
-Cheerleading (age 20 & over)
-Shooting Sports
-Cycling
-Skateboarding
​-​Dance team (age 20 & over)
-​​Skiing (snow or water)
-Drill team (age 20 & over)
-Soccer (age 20 & over)*
-Equestrian-Strength & Conditioning
- Gymnastics/cheer/dance/martial arts studios-Surfing
-Inline extreme/stunt/aggressive/free-style skating
-Tackle and Contact Football (age 20 & over)
-Intercollegiate/Interscholastic Teams, Leagues, and -
Umpire/referee associations involved in any ineligible
Associationssports operations

​    
​*Contact us regarding our new program designed specifically for adult soccer teams, leagues and associations.
 

Sports Groups that are affiliated with the following organizations are Not eligible for this program but may contact our Sports Unit.

-American Legion Baseball
-Soccer Association for Youth, USA (SAY Soccer)
-Babe Ruth/Cal Ripken Baseball
-U.S. Youth Soccer Association                 
-Babe Ruth Softball
-World Adult Kickball Association (WAKA®)
-Pop Warner


 

Coverages Available

 
Commercial General LiabilityOptional Coverages Available
-Bodily Injury & Property Damage-Directors' and Officers' Liability including Employment
-Medical Payments for Participants (not available for all sports)
 Practices Liability
-Personal & Advertising InjuryHosted Tournament Coverage
-Medical Expense (other than participants) -Equipment and Contents (Inland Marine)
-Damage To Premises Rented to You 

-Products-Completed Operations

-Legal Liability to Participants (not available for all sports)
-Professional Liability (not available for all sports) 
-Hired Auto and Employers Nonownership Liability
(not provided while in Hawaii)                      
 
 
 

Program Features

 
Owners of premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium
charge or fees for certificates of insurance evidencing this coverage.
 
Coverage can be provided to tournaments you host that include participants that are not registered members of your organization. An additional fee will apply.
 

Notable Exclusions

 
-24-hour premises liability
-Cryogenic chambers/therapy
-Abuse, Molestation, harassment or sexual conduct
-Employment related practices
-​
​Aircraft/hot air balloon
-​​Events involving gambling (e.g.: bingo, casino nights, poker,
​-
​Airport
​Texas hold'em tournaments)
-Amusement devices (The ownership, operation, maintenance or
-Events where alcoholic beverages are furnished or served by

use of: any mechanical or non-mechanical ride, slide or water

you, your employees or your "volunteer workers"
slide, any inflatable recreational device, any bungee
-
Fireworks

operation or equipment, any vertical device or equipment
-Fungi or bacteria

used for climbing-either permanently affixed or temporarily
-
Gymnastics studios

erected, or dunk tank. Amusement devices do not include any
-Haunted attractions

video or computer games or any device that is specifically
​-
Intercollegiate & Interscholastic teams, leagues and associations

designed for the training or instruction of the activity for which
-Lead

you are enrolled)
-
Martial arts studios
​-
​Animals (injury or death to, or injury, death or property damage
​-
​Non-rostered participants at tournaments hosted by the enrolled

​caused by any animal owned, rented or hired by you)
​member (unless optional coverage is purchased)
​-
​Asbestos
-​​Nuclear energy liability
​-
​Athletic or sports participants in: Box lacrosse, Broomball, 
​-
​Operation, ownership or management of any athletic facility

​Diving, Dodgeball, Flex FootballTM (age 20 & over),  
​or field, other than while being used for covered activities

Ggymnastics, Hurling, Ice hockey, Inline hockey, Inline
​-
​Operations of independent concessionaires/vendors in 

​skating (speed), Judo, Karate, Lacrosse (age 20 & over),
​conjunction with your organization

​Martial arts, Powerlifting (age 20 & over), Ringette, Roller
​-
​Performers

​hockey (inline), Taekwondo, Takraw, Umpire/referee association
​-
​Rodeos

​for Class A Sports, Water hockey (age 20 & over), Water polo
-​​Saddle animals

​(age 20 & over), Weightlifting (age 20 & over), Wrestling
​-
​Snowmobile

​(age 20 & over)
​-
​Sports events/activities involving participants in sports other
​-
​Babysitting/child care services
​than those reported and for whom premium has been paid
-​
​Carnivals/festivals
-​​Those operations listed as ineligible
-
Cheer and dance studios
-Transportation of Athletes/Participants
-commercial general liability standard exclusions
-Violation of statutes that govern e-mails, faxes, phone calls
(CG0001 4/13 edition)
or other methods of sending materials or information
-Communicable diseases
​-Concerts


 

Underwriting Information Required

 
The following information is required 10 business days prior to the desired effective date:
-Completed and signed enrollment form
-Full payment by check or credit/debit card
 
 
 
 
 

NOW AVAILABLE - Buy Coverage On-line!