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Short Term Special Events
 
 
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Phone 1-800-328-2317
Fax 1-260-459-5502
Claims 1-800-237-2917
 
 
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This program is for those who are hosting/organizing an event.  Concessionaires, entertainers and/or vendors
click here for coverage.



This insurance program has been specifically designed for the organizers of short term special events that meet the following criteria:

  • Maximum total attendance is 3,000 or less.
  • Maximum number of consecutive event days (not including set-up or tear down) is 10.
  • Event is held at a single location.
  • Event location must be held in the U.S.

     

Eligible Operations
 
- After Prom Parties (school sponsored event only)
- Graduation ceremonies
- Auctions
- Grand openings
- Award Presentations
- Job fairs
- Ball/Dances
- Lectures/seminars/workshops
- Banquets
- Meetings
- Bar/Bat Mitzvahs
- Memorial services
- Bazaars
- Pageants
- Benefits
- Parties
- Billiard events/tournaments
- Picnics (no in or on water activities)
- Bingo games (for fundraising/charity only)
- Poet or Poetry Readings
- Book Signings
- Proms
- Card games/events (for charity/fundraising only)
- Quinceaneras
- Car Washes(for fundraising/charity only)
-Recitals (dance/music)
- Casino events (for fundraising/charity only)
 - Religious events
- Celebrations (holiday, new year)
-Reunions
- Chamber of commerce business events/mixers
- Sales (bake, charity, consignment, estate, garage)
- Charity events
- School band or drill team competitions
- Chess events
- School Carnival (no rides/inflatables)
- Christmas caroling (single location)
- Showers (baby, bridal, wedding)
- Christmas lighting ceremony
- Shows (animals-arena setting only, antique, art, baby,
-Conventions

business, collector, consumer, craft, fashion, flower, garden,
-Debuts or debutante balls

home, stage, wedding)
-Dinners, luncheons or showers
-Social gatherings or receptions
-Direct selling consultant parties
-
Speaking engagements
-Easter egg hunts (no egg drops from aircrafts)
-Talent searches/shows (children only)
-Farmers' markets
-Telethons
-Festivals
-Theatrical performances or musicals
-Film screening or showings
-Walking tours (garden, holiday, parade of homes, historical
-Flea markets or swap meets

sites) - single location
-Food Cooking Contests
-Wedding activities (rehearsal, ceremony or reception)






 
 

Ineligible for this program:

Certain event types are not eligible for coverage by this program. We reserve the right to decline any request for coverage.
The ineligible event types include, but are not limited to the following (and are excluded from coverage):
 
-Activist Rally/March/Protest-Fraternity or sorority events (except alumni association
- Aircraft Show/Event*

off-site events that have been approved by us
- Animal Obedience Training
- Geocaching events
- Any events incolving organized athletic events/competitions
-
Gun and/or knife shows
- Any event and/or concert involving rap, hip-hop,
-
Haunted attractions/events

heavy metal/screamo or techno/electronic
-
Health fairs/expositions
​-Any events held on an airport premises
​-Hunting, fishing and hiking events
-
Any event honoring national and/or local celebrities or
- Mazes (corn, hay or fence)

professional athletes
- Parades (or any event involving a parade)
-
Any event involving in or on water activities
-Political events (except private fundraising auctions,
-Battle reenactments
 
benefits, dances, dinners)
-Cannabis related events
Pumpkin chuckin events
-Christmas tree sales/lots
-Rodeos
-Cinematography or photography events for commercial
-Seances

use
-Shooting events/activities (skeet/trap/clay/guns)
-
Circuses
-Tailgating events (unless reported to and approved by us)
-Color party, foam party or raves
-Tractor pulls
​-
E-gaming
​-Union meetings
​-Food eating contests
​-Walks/running events











*Please contact us for coverage options for these types of events.​ ​ ​ ​
 

Coverages Available & Program Highlights

 
Commercial General Liability
- Personal and Advertising Injury    
- Medical Expense    
- Damage To Premises Rented to You    
- Products-Completed Operations    
 

Notable Exclusions

 
- Abuse, molestation or exploitation
- Sexually transmitted diseases
- Any event held at multiple locations (except for weddings)
-
Silica or silica-related dust
-
Any event held outside the U.S.
-Specified recreational vehicles and activities-
- Any event with over 3,000 in attendance

Aircraft/hot air balloon; Airport; Amusement devices: the
- Asbestos

ownership, operation, maintenance or use of any device
-
Cap on losses from certified acts of terrorism

or equipment a person rides for enjoyment, including
 -
Commercial general liability standard exclusions

but not limited to: mechanical or non-mechanical ride,
  (CG0001 4/13 edition)

slide or water slide (including any ski or tow when used in
-  Communicable diseases

conjunction with a water slide); inflatable recreational
-  Cyber incident, data compromise and violation of statutes

device; or vertical device or equipment used for climbing,
related to personal data
 
whether permanently affixed or temporarily erected. This
 -
E-commerce consulting
 
exclusion does not apply to video or computer games or
 -
Employment related practices

structures that are not designed to bounce on, slide on,
- Fireworks
ride on or tunnel through; Animals, Bungee; Dunk Tank;
-
Fungi or bacteria
Haunted attraction; Parade; Performer; Rodeo; Saddle
-
Lead
animal; Snowmobile
-Nuclear energy
-Total pollution with a building heating, cooling & humidifying
-Operations of concessionaires, exhibitors and/or vendors
equipment exception and hostile fire exception
at your event-
Unmanned aircraft
​-
​Petting zoos
-Room and board liability/overnight camping
 
Preliminary Underwriting Information Required
 
The following information is required 10 business days prior to the desired effective date:
 
- Completed and signed enrollment form

 

- Full premium payment by check or credit/debit card