- | After Prom Parties (school sponsored event only)
| - | Graduation ceremonies
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- | Auctions
| - | Grand openings
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- | Award Presentations
| - | Job fairs
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- | Ball/Dances
| - | Lectures/seminars/workshops
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- | Banquets
| - | Meetings
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- | Bar/Bat Mitzvahs
| - | Memorial services
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- | Bazaars
| - | Pageants
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- | Benefits
| - | Parties
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- | Billiard events/tournaments
| - | Picnics (no in or on water activities)
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- | Bingo games (for fundraising/charity only)
| - | Poet or Poetry Readings
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- | Book Signings
| - | Proms
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- | Card games/events (for charity/fundraising only)
| - | Quinceaneras
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- | Car Washes(for fundraising/charity only)
| - | Recitals (dance/music)
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- | Casino events (for fundraising/charity only)
| - | Religious events
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- | Celebrations (holiday, new year)
| - | Reunions
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- | Chamber of commerce business events/mixers
| - | Sales (bake, charity, consignment, estate, garage)
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- | Charity events
| - | School band or drill team competitions
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- | Chess events
| - | School Carnival (no rides/inflatables)
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- | Christmas caroling (single location)
| - | Showers (baby, bridal, wedding)
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- | Christmas lighting ceremony
| - | Shows (animals-arena setting only, antique, art, baby,
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- | Conventions
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| business, collector, consumer, craft, fashion, flower, garden,
|
- | Debuts or debutante balls
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| home, stage, wedding)
|
- | Dinners, luncheons or showers
| - | Social gatherings or receptions
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- | Direct selling consultant parties
| -
| Speaking engagements
|
- | Easter egg hunts (no egg drops from aircrafts)
| - | Talent searches/shows (children only)
|
- | Farmers' markets
| - | Telethons
|
- | Festivals
| - | Theatrical performances or musicals
|
- | Film screening or showings
| - | Walking tours (garden, holiday, parade of homes, historical
|
- | Flea markets or swap meets
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| sites) - single location
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- | Food Cooking Contests
| - | Wedding activities (rehearsal, ceremony or reception)
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Ineligible for this program: |
Certain event types are not eligible for coverage by this program. We reserve the right to decline any request for coverage. |
The ineligible event types include, but are not limited to the following (and are excluded from coverage): |
|
- | Activist Rally/March/Protest | - | Fraternity or sorority events (except alumni association
|
- | Aircraft Show/Event*
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| off-site events that have been approved by us
|
- | Animal Obedience Training
| - | Geocaching events
|
- | Any events incolving organized athletic events/competitions
| -
| Gun and/or knife shows
|
- | Any event and/or concert involving rap, hip-hop,
| -
| Haunted attractions/events
|
| heavy metal/screamo or techno/electronic
| -
| Health fairs/expositions
|
- | Any events held on an airport premises
| - | Hunting, fishing and hiking events
|
-
| Any event honoring national and/or local celebrities or
| - | Mazes (corn, hay or fence)
|
| professional athletes
| - | Parades (or any event involving a parade)
|
-
| Any event involving in or on water activities
| - | Political events (except private fundraising auctions,
|
- | Battle reenactments
|
| benefits, dances, dinners)
|
- | Cannabis related events
| | Pumpkin chuckin events
|
- | Christmas tree sales/lots
| - | Rodeos
|
- | Cinematography or photography events for commercial
| - | Seances
|
| use
| - | Shooting events/activities (skeet/trap/clay/guns)
|
-
| Circuses
| - | Tailgating events (unless reported to and approved by us)
|
- | Color party, foam party or raves
| - | Tractor pulls
|
-
| E-gaming
| - | Union meetings
|
- | Food eating contests
| - | Walks/running events
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*Please contact us for coverage options for these types of events. |
| |
Coverages Available & Program Highlights |
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Commercial General Liability |
- | Personal and Advertising Injury | | |
- | Medical Expense | | |
- | Damage To Premises Rented to You | | |
- | Products-Completed Operations | | |
|
|
|
- | Abuse, molestation or exploitation
| - | Sexually transmitted diseases
|
- | Any event held at multiple locations (except for weddings)
| -
| Silica or silica-related dust
|
-
| Any event held outside the U.S.
| - | Specified recreational vehicles and activities-
|
- | Any event with over 3,000 in attendance
|
| Aircraft/hot air balloon; Airport; Amusement devices: the
|
- | Asbestos
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| ownership, operation, maintenance or use of any device
|
-
| Cap on losses from certified acts of terrorism
|
| or equipment a person rides for enjoyment, including
|
-
| Commercial general liability standard exclusions
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| but not limited to: mechanical or non-mechanical ride,
|
| (CG0001 4/13 edition)
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| slide or water slide (including any ski or tow when used in
|
- | Communicable diseases
|
| conjunction with a water slide); inflatable recreational
|
- | Cyber incident, data compromise and violation of statutes
|
| device; or vertical device or equipment used for climbing,
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| related to personal data
|
| whether permanently affixed or temporarily erected. This
|
-
| E-commerce consulting
|
| exclusion does not apply to video or computer games or
|
-
| Employment related practices
|
| structures that are not designed to bounce on, slide on,
|
- | Fireworks
| | ride on or tunnel through; Animals, Bungee; Dunk Tank;
|
-
| Fungi or bacteria
| | Haunted attraction; Parade; Performer; Rodeo; Saddle
|
-
| Lead
| | animal; Snowmobile
|
- | Nuclear energy
| - | Total pollution with a building heating, cooling & humidifying
|
- | Operations of concessionaires, exhibitors and/or vendors
| | equipment exception and hostile fire exception
|
| at your event | -
| Unmanned aircraft
|
-
| Petting zoos
| | |
- | Room and board liability/overnight camping
| | |
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Preliminary Underwriting Information Required |
|
The following information is required 10 business days prior to the desired effective date: |
|
- | Completed and signed enrollment form | | |
- | Full premium payment by check or credit/debit card | | |
| | | |