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This program is designed for U.S.-based dance schools and other organizations specializing in the instruction of performance and social dance.  Coverage provided includes important liability protection for the school or organization, including its employees and volunteers, for liability claims arising out of its operations.

For eligible dance schools or programs, coverage extends to the ownership, maintenance or use of the premise(s) reported to the Company as well as to your "Covered Operations".  Covered Operations consist of those operations and activities at your locations involving registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.  As well as, off-site competitions, demonstrations, parades and fundraising activities, directly associated with those operations and activities at your location involving registered members/participants that are under your direct supervision, or organized by you; and ancillary events or activities at off-site locations involving registered members/participants under your direct-supervision, or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.

In addition, coverage can be considered for birthday/social parties at your premises that are under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; as well as for activities involving non-registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.

Coverage is provided by a carrier rated A+ (Superior) by A.M. Best Company.
                               

 
Eligible Operations
 
​-​Acro dance/tumbling
-Ballet-Irish
-Ballroom-Jazz
-Belly dancing-Latin
-Clogging-Modern
-Contemporary-Salsa
-Country western-Scottish
-Cultural/ethnic-Square
-Flamenco-Swing
-Folk dancing-Tango
-Hawaiian - Tap
-Hip Hop-ZUMBA ®
 
Ineligible for this program:
-Acrobatic & circus skills training-Night clubs
-Ballroom rental facilities-Production companies
-Banquet & reception halls-Professional dance companies
-Cabarets-Professional touring companies
-Dance halls-Trampoline parks/facilities
​-​Discotheques
 

Coverages Available & Program Highlights

  
   
General Liability  Non-Registered Member Activity Coverage (optional)
-Bodily Injury and Property Damage  
-Personal and Advertising Injury Equipment and Contents Coverage
-Products and Completed Operations(optional)
-Professional Liability 
   -Medical Payments for ParticipantsAbuse & Molestation Defense Cost Reimbursement
   -Premises Liability(optional)
   -Hired Auto and Employers Nonowned Liability
 (not provided while in Hawaii) Sexual Abuse & Sexual Molestation Liability (optional)
    -Legal Liability to Participants
 
    
Notable Exclusions
​   
​-​Abuse, molestation, harassment or sexual conduct​-​Massage therapy
​-​Aircraft/hot air balloon​-​Medical, therapy or health care services
​-​Airport​-​Nuclear energy liability
​-​Amusement devices - the ownership, operation, maintenance​-​Operations related, in whole or in part, to performance
​or use of: any mechanical or non-mechanical ride, slide or​as an exotic dancer or any similar occupation in the adult
​waterslide, any inflatable recreational device, any bungee​entertainment industry
​operation or equipment, any vertical device or equipment​-​Parkour/free-running/tricking/urban gymnastics/extreme
​used for climbing - either permanently affixed or temporarily​tumbling or any similar type activities/programs unless
​erected, or dunk tank.  Amusement devices do not include ​reviewed, approved and appropriate premium paid
​any video or computer games or structures that are not​-​Performers - injury or death to any performer or
​designed to bounce on, slide on, ride on, or tunnel through​entertainer during any activity, event or exhibition
​-​Animals - injury or death to any animal; injury, death or​including but not limited to any stunt, concert, show
​property damage caused by any animal owned, rented or​or theatrical event. This exclusion does not apply to
​hired by you​participants in any activity, event or exhibition that
​-​Asbestos​are part of the designated operations for which you
​-​Babysitting and/or childcare services​are enrolled
​-​Cryogenic chambers/therapy​-​Rodeos
​-​Cycling (other than stationary)​-​Saddle animals
​-​Employment-related practices​-​Salon services or indoor tanning
​-​Fireworks​-​Snowmobile
​-​Fungi or bacteria​-​Sports/rehabilitation services/therapy
​-​Gymnastics classes/programs  (unless reported, approved​-​Swimming pools, saunas, steam rooms, jacuzzis, hot tubs,
​and appropriate premium paid)​whirlpools or spas (unless reviewed, approved and
​-​Haunted attractions​appropriate premium paid)
​-​Instruction/activity being held on or in open water​-​Transportation of athletes/participants
​(e.g.: lakes, ponds, ocean)​-​Sale or distribution of herbal, medicinal and/or
​-​Lead​nutritional products
​-​Martial arts style consisting of: boxing (contact/sparring), ​-​Violation of statutes that govern e-mails, faxes, phone calls
​dim mak, haganah, kali/escrima, mixed martial arts, savate,​or other methods of sending materials or information
​sayoc kali, thai boxing/muay thai, training programs for law
​enforcement, public safety and military personnel, ultimate
​fighting/extreme fighting/extreme/cage fighting and wrestling
​        
Preliminary Underwriting Information Required
​      
    
-Applications  
-Coverage will be bound for your requested dates upon    
 receipt and approval of your completed enrollment   
 form and payment.