| Eligible Operations |
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| - | Aikido | - | Kickboxing (cardio/fitness only) |
| - | Brazilian jiu jitsu | - | Kickboxing (contact/sparring) |
| - | Capoeira | - | Krav maga |
| - | Chi kun | - | Kung fu |
| - | Dim mak* | - | Mixed martial arts (ultimate/extreme/cage fighting) |
| - | Fitness boxing (non-contact) | - | Savate* |
| - | Goju-ryu | - | Sayoc kali* |
| - | Haganah* | - | Shaolinquan |
| - | Hapkido | - | Taekwondo |
| - | Jeet kune do | - | Tai Chi |
| - | Judo | - | Taijiquan |
| - | Jiu Jitsu | - | Tang soo do |
| - | Kali/escrima* | - | Thai boxing/muay thai* |
| - | Karate | - | Wushu |
| - | Kenjitsu | | |
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| Karate includes various styles such as: Chito-ryu, Goju-ryu, Isshin-ryu, Shuri-ryu, Kyokushinkai, Seido juku, Keichu do, Keichu-ryu, Shorin-ryu, shotokan, Shito-ryu, Uechi-ryu, Wado-ryu and Yoshukai karate. |
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*Note: Coverage for these styles apply only to instruction/training type programs. Events/competitions/tournaments in which the insured's members participate with these styles are excluded and not covered under this program. |
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| If the style of martial arts that you instruct is not listed, please call us to inquire about eligibility. |
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| Ineligible for this program: | | |
| - | CrossFit Affiliate Owners and/or | - | The sport of wrestling |
| CrossFit programs/activities | - | Training programs for law enforcement officials, |
| - | The sport of boxing (contact/sparring) | | public safety and military personnel |
| | - | Trampoline parks/facilities |
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Coverages Available & Program Highlights |
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General Liability | Optional Coverages |
| - | Bodily Injury and Property Damage | - | Non-registered Member Activity Coverage |
| - | Contractual Liability | - | Abuse, Molestation, Harassment or Sexual Conduct |
| - | Personal and Advertising Injury | | Defense Cost Reimbursement |
| - | Products and Completed Operations | - | Hosted Tournament Coverage |
| - | Legal Liability to Participants | - | Birthday Party Coverage |
| - | Additional Insured Coverage for landlords included | - | Sexual Abuse or Sexual Molestation Liability |
| - | Coverage for off-site demonstrations, exhibitions and | - | Equipment and Contents (Inland Marine) |
| participation in tournaments conducted by others | | |
| included | |
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| - | Professional Liability | | |
| - | Medical Payments for Participants | | |
| - | Premises Liability | |
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| - | Hired Auto and Employers Nonowned Liability | | |
| (Not provided while in Hawaii) | | |
| - | Damage to Premises Rented to You | | |
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NEW Broadening Endorsement: Emergency Real Estate | | |
| Consultant Fee; Key Individual Replacement Cost; | | |
| Temporary Meeting space; Workplace Violence Counseling; | | |
| Identity Theft Exposure; Lease Cancellation Moving | | |
| Expense; Terrorism Travel Reimbursement | | |
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Notable Exclusions |
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| - | Abuse, molestation, harassment or sexual conduct | - | Nuclear energy liability |
| - | Acupuncture and acupressure | - | Parkour/free-running/tricking/urban gymnastics/extreme |
| - | Aircraft/hot air balloon | | tumbling, or any similar type programs - unless reviewed, |
| - | Airport | | approved and appropriate premium paid |
| - | Amusement devices - the ownership, operation, maintenance | - | Performers - injury or death to any performer or entertainer |
| | or use of: any mechanical or non-mechanical ride, slide or | | during any activity, event or exhibition, including but not |
| | waterslide, any inflatable recreational device, any bungee | | limited to any stunt, concert, show or theatrical event. |
| | operation or equipment, or dunk tank. Amusement devices | | This exclusion does not apply to participants in any activity, |
| | do not include any video or computer games or any device | | event or exhibition that are part of the designated operations |
| | that is specifically designed for the training or instruction | | for which you are enrolled |
| | of the activity for which you are enrolled | - | Rodeos |
| - | Animals - injury or death to, or injury, death or property | - | Saddle animals |
| | damage caused by animal owned, rented or hired by you | - | Sale or distribution of herbal, medicinal and/or |
| - | Asbestos | | nutritional products |
| - | Childcare/babysitting services | - | Salon services or indoor tanning |
| - | Climbing walls exceeding ten (10) feet with no safety | - | Snowmobiles |
| | harness system, unless reported/approved by us | - | Sports/rehabilitation services/therapy |
| - | Communicable diseases | - | Swimming pools, saunas, steam rooms, jacuzzis, hot tubs, |
| - | Cryogenic chambers/therapy | | whirlpools or spas (unless reviewed, approved and |
| - | Cycling (other than stationary) | | appropriate premium paid) |
| - | Employment-related practices | - | Those operations listed as ineligible |
| - | Fireworks | - | Tournaments or competitions involving the following styles: |
| - | Fungi or bacteria | | Muay Thai-Thai boxing, kali/escrima, Savate, Sayoc kali, |
| - | Gymnastics classes/programs - unless reported, approved | | Dim mak, Haganah, full contact and submission mixed martial |
| | and appropriate premium paid | | arts, including but not limited to: cage events, extreme |
| - | Haunted attractions | | fighting and ultimate fighting |
| - | Instruction/activity being held on or in open water | - | Transportation of athletes/participants |
| | (e.g.: lakes, ponds, ocean) | - | Use of projectile weapons including, but not limited to |
| - | Lead | | firearms and tasers, and defense sprays |
| - | Massage therapy | - | Use of sharpened/bladed weapons |
| - | Medical, therapy or health care services | - | Violation of statutes that govern e-mails, faxes, phone calls |
| - | Non-registered participants at events/tournaments hosted | | or other methods of sending materials or information |
| | by the named insured | | |
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Preliminary Underwriting Information Required |
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| - | Application | | |
| - | Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and payment |