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Concessionaires, Exhibitors & Vendors
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This program is designed for the concessionaires, vendors and exhibitors who are selling, displaying, demonstrating or promoting their products or services, on a short term basis at special events, malls, shopping centers, tradeshows, consumer shows, or a location that is away from any owned or long term leased premises.  The insured operations can be conducted from a kiosk, booth, cart, trailer, tent or an outdoor area.
Coverage is provided by a carrier rated A+ (Superior) by A.M. Best Company.
Eligible Operations
-Antiques & collectibles
-Home based wedding vendors (caterers, DJs, florists,
-Apparel & accessories
ice sculptors, decorators, photographers/videographers-
-Arts & crafts
single event option only)
-Auto/vehicle accessories (non-mechanical)-Kitchen or cookware accessories or appliances (no knives)
-Lawn & garden equipment
-Caterer (single event option only)-Literature distribution
-Celebrity, mascot or character appearances-Micro-reality race tracks
-Cleaning accessories & products-Motorized equipment - static display
-Exercise equipment-Product demonstrations
-Product or service displays
-Food, drink or produce sales
-Souvenir sales
-Game trailers or booths
-Sports or camping equipment
-Gift wrap booths
-Toys (for ages 5 and over)
Hardware sales
-Vehicle/boat display- static only
Health & beauty products

Coverages Available & Program Highlights:  
General LiabilityEquipment & Contents
-Contractual Liability-$250-$2,500 deductible (depends on limits)
-Personal & Advertising Injury-General Liability coverage must be purchased in
-$300,000 Damage to Premises Rented to Youconjunction with the Equipment & Contents
-$5,000 Medical Payments-All items must be insured to 100% replacement
-Options available include: Single Event (one month or cost value
 less), 3 Month Coverage, 6 Month Coverage
and 12 Month Coverage
-Additional Insureds at no charge 
-No limit on number of shows during the 3-month, 6-month
 and annual coverage periods 
-No charge for Certificates of Insurance
-Discounted rates for multiple booths 
Risks Not Eligible Under This Program: (Including but not limited to)
-Alcoholic beverages - selling or furnishing-Nutritional/health supplements (selling)
-Animals-On-site installation/service/repair of products
-Any games that involve person-to-person contact-On-site equipment sales or rental
-Art displays over 10 feet tall or occupying more than 100 sq ft-Oxygen/aromatherapy bar
(unless reviewed and approved by the program administrator)-Paintball equipment/accessories
-Auto parts (mechanical)-Photographers (unless for a single event home-based
​-Body piercing or permanent tattooing​photographer)
-Christmas tree retail lots-Protective equipment or apparel
-Contractors (lighting, stage, sound, etc.)-Storefront operations
-​Cryogenic chambers/therapy-Tobacco, Cannabis, and Cannabis related products
-E-commerce selling(including e-cigarettes/vapor products)
-Fire safety equipment-Toys (for ages 4 and under)
-Fireworks sales & displays-Unmanned aircraft systems (e.g.: drones, RC aircrafts)
-Haunted attractions-Use of and/or sales of weapons (such as: guns, axes, knives,
-​​Hot wax impressions​swords, tasers, defense sprays)
-Leasing/rental operations-Vehicles in motion
-Mazes (corn, hay, fence)-Watercraft exhibits on water
-Medical testing-Weight-loss plans or products (selling)
-Motorsports activities-Wholesale business operations
​ ​ ​ ​
Notable exclusions​ ​ ​ ​
​ ​ ​ ​
-​​Abuse, molestation, or exploitation
-​Cap on losses from certified acts of terrorism
-​Aircraft/hot air balloon​-
Commercial general liability standard exclusions
​-​Airport - the ownership, operation, maintenance, or use
(CG0001 4/13 edition)
​of any airfield or airport facility or premises.  This exclusion​-Communicable disease
does not apply to concessionaires, exhibitors or vendors​​-Cyber incident, data compromise, and violation of statutes
selling, displaying, demonstrating or promoting their products​
related to personal data
​or services at any airfield or airport facility or premises​-Dunk Tank
​-Amusement devices - the ownership, operation, maintenance,​-Employment related practices
​or use of any device or equipment a person rides for enjoyment,
including, but not limited to: mechanical or non-mechanical ride,
​-Fungi or bacteria
slide, or water slide (including any ski or tow when used in
​-Haunted attraction
conjunction with a water slide); inflatable recreational device
or vertical device or eqiupment used for climbing, whether
​-Nuclear energy
permanently affixed or temporarily erected. This exclusion
does not apply to video games or computer games or structures

that are no designed to bounce on, slide on, ride on or
-​​Saddle animal

tunnel through
​Sexually transmitted disease
​Silica or silica-related dust
-​​Specified recreational vehicles and activities

​Total pollution with a building heating, cooling & dehumidifying

​equipment exception and hostile fire exception

-​​Unmanned aircraft
Preliminary Underwriting Information Required
-Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and