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Short Term Special Events
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Phone 1-800-955-1991
Fax 1-913-327-0201
Claims 1-800-237-2917
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This program is for those who are hosting/organizing an event.  Concessionaires, entertainers and/or vendors
click here for coverage.


This insurance program has been specifically designed for the organizers of short term special events that meet the following criteria:

  • Maximum total attendance is 3,000 or less.
  • Maximum number of consecutive event days (not including set-up or tear down) is 10.
  • Event is held at a single location.
  • Event location must be held in the U.S.
Eligible Operations
- After prom parties (school-sponsored event only) - Food cooking contests
- Auctions - Graduation ceremonies
- Award presentations - Job fairs
- Ball/dances - Lectures/seminars/workshops
- Banquets - Meetings
- Bar mitzvah or bat mitzvah - Memorial services
- Bazaars - Pageants
- Benefits - Parties
- Billiard events/tournaments - Picnics (no in or on water activities)
- Bingo games (for charity/fundraising only) - Poet or poetry readings
- Book signings - Proms
- Card games/events (for charity/fundraising only) - Quinceanera
- Car washes (for charity/fundraising only) - Recitals (dance, music)
- Casino events (for charity/fundraising only)  - Religious events
- Celebrations (holiday, New Year) - Reunions
- Chamber of commerce business event/mixer - Sales (bake, charity, consignment, estate, garage)
- Charity events - School band or drill team competitions
- Chess events - School carnivals (no rides/inflatables)
- Christmas caroling (single location) - Showers (baby, bridal, wedding)
- Christmas lighting ceremony - Shows (animals-arena setting only, antique, art,
- Conventions baby, business, collector, consumer, craft, fashion,
- Debuts or debutante balls flower, garden, home, stage, wedding)
- Dinners, luncheons or showers - Social gatherings or receptions
- Direct selling consultant parties - Speaking engagements
- Easter egg hunts - Talent search/shows - children only
- Farmers' markets - Telethons
- Festivals - Theatrical performances or musicals
- Film screenings or showings - Walking tours (garden, holiday, parade of homes,
- Flea markets or swap meets historical sites) - single location
    - Wedding activities (rehearsal, ceremony or reception)

Ineligible for this program:

Certain event types are not eligible for coverage by this program. We reserve the right to decline any request for coverage.
The ineligible event types include, but are not limited to the following (and are excluded from coverage):
- Activist rallies, marches or literature distribution - Fraternity or sorority events*
- Airshows - Geocaching events
- Animal obedience training - Gun and/or knife shows
- Athletic events and competitions* - Haunted attractions
- Bonfires - Health fairs or shows
- Cannabis related events - Historical battle reenactments
​-​Car/Motorcycle/RV/Boat shows*​-In-or-on water activities
- Cinematography and photography for commercial use - Mazes (corn/hay/fences)
- Circuses - Overnight retreats
- Color party, foam party or raves - Parades*
- Concerts or Music Festivals* - Political events (except private fundraising auctions,
- Events - involving rap, hip-hop, alternative   benefits, dances, dinners)
or techno/DJ - Pumpkin chuckin events
- Events held on an airport premises - Rodeos*
- Events honoring national and/or local celebrities - Seances
or professional athletes - Tailgating events*
- Events involving any motorized vehicle(s) in, or while in - ​Tractor pulls
​practice for, or while being prepared for, or while qualifying​-​Union meetings
​for, or while testing for any racing, speed, demolition,​-​Walks/running events*
​distance, or stunting activity
​-​Food eating contests
*Please contact us for coverage options for these types of events.​ ​ ​ ​

Coverages Available & Program Highlights

Commercial General Liability
- Personal and Advertising Injury    
- Medical Expense    
- Damage To Premises Rented to You    
- Products-Completed Operations    

Notable Exclusions

- Abuse molestation, harassment, or sexual conduct - Designated operations exclusion-those events listed
- Aircraft/hot air balloon - ownership, operation, as ineligible
maintenance or use - E-commerce consulting
- Airport - ownership, operation, maintenance or use - Events held at multiple locations
- Amusement devices - the ownership, maintenance, - Events with over 3,000 in total attendance
operation or use of: any mechanical or non-mechanical - Fireworks
  ride, slide, or water slide, any inflatable recreational - Fungi or bacteria
  device, any bungee operation or equipment, any - Lead
  vertical device or equipment used for climbing - either - Nuclear energy
  permanently affixed or temporarily erected, or dunk tank. - Performers
Amusement devices do not include any video or  - Petting zoos
  computer games or structures that are not designed  - Room and board liability
  to bounce on, slide on, ride on or tunnel through. - Saddle animals - ownership, operation, maintenance, use
- Animals - injury or death to any animal; injury, death loading or unloading of any saddle animal, including but
or property damage caused by any animal owned, not limited to, riding any saddle animal or riding on any
rented or hired by you vehicle which is drawn or powered by any animal
- Asbestos - Snowmobile
- Claims arising out of the operations of concessionaires,
exhibitors and vendors at your event
Preliminary Underwriting Information Required
The following information is required 10 business days prior to the desired effective date:
- Completed and signed enrollment form
- Full premium payment by check or credit/debit card