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NOW AVAILABLE - Buy Coverage On-line!
  Liability limits of $500,000 to $5,000,000 are available online.
    

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This insurance program has been specifically designed to meet the unique needs of a U.S. based sports instructor directly supervising an individual or a group engaged in sports-related skills.

One and Two Year Coverage Terms Available!
 
Eligible Operations

A U.S.-based instructor age 18 or older conducting private or group instruction in any of the following:

 

-Baseball- Lacrosse
-Basketball-Racquetball
-Baton twirling-Road running
-Bowling-Soccer
-Cheerleading-Softball
-Cross Country-Swimming
-Dance**-Table tennis
-Fencing-Tennis
-Figure skating-Track & field
-Football-Tumbling (floor only, no gymnastic apparatus)
   -GolfVolleyball
   -Hockey-Wrestling
* If your risk doesn't fit the eligibility of this program, please contact us.
​** For instruction of dance only, please visit our dance instructor page.
 

Ineligible for this program:

Certain operations are not eligible for coverage by this program.  We reserve the right to decline any request for coverage.  The ineligible operations include, but are not limited to the following (and are excluded coverage):
      
-Certified athletic trainers-Instructors under the age of 18
-Coaching of organized competitive athetic teams-Instructor's employment as en exempt or a non-exempt
employee of a school, university or college
   
    
Instruction of the following activities:  
-Canoeing-Lifeguarding
-Cycling-Martial Arts
-Diving-Rowing
-Equestrian-Scuba diving
-Gymnastics-Skiing
-Kayaking-Surfing
 
  
Liability Coverage
 
  

General liability coverage protects you if you are legally obligated to pay damages for bodily injury to others and for damage to the property of others resulting from your sports-related skills instruction. The policy also provides coverage (professional liability) for wrongful acts (breach of duty, neglect, error, omission, misstatement or a misleading statement in the discharge of sports-related skills instruction) that occur as a result of your instruction.

  
General Liability
-Bodily Injury & Property Damage-Professional Liability
-Products-completed Operations-Damage to Premises Rented to You
-Personal and Advertising Injury -Medical Expense Limit (other than participants)
-Legal Liability to Participants  
 

Exclusions

 
-Abuse, molestation, harassment, or sexual abuse-Operation, ownership or management of a commercial
-Amusement devices (e.g. rides, slides, inflatables,sports facility
climbing walls, bungees, and dunk tanks)-Physicals/stress testing
​-​Cryogenic chambers/therapy​-​Physical therapy, massage or salon services
​-​Cycling (other than stationary)-​​Sale or distribution of herbal, medicinal and/or
-Employment-related practicesnutritional products
-Instruction/activities being held on or in open water-Those operations listed as ineligible
(e.g.: lakes, ponds, ocean)-Violation of statutes that govern e-mails, faxes, phone calls
-Medical, therapy or health care servicesor other methods of sending materials or information