| Eligible Operations |
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Activity camps |
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Learning camps |
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Boy scout councils |
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Religious retreats |
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Conference centers |
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Resident camps |
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Day camps |
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Summer camps |
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Leadership camps |
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| Ineligible for this program: |
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Athletic/sports focused camps, travel camps, boot camps, |
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extreme camps |
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| Note: Sport & smaller nonsport day camps may qualify for coverage under K&K's Risk Purchasing Group |
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Coverages Available & Program Highlights |
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| General Liability |
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Property |
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Sexual Abuse Endorsement |
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- More Than 25 Coverage Expansions |
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Non-audited policy |
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- Equipment Breakdown Included |
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Broadened coverage form |
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- Vacancy Clause redefined to address seasonal operations |
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No deductible |
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- Building definition redefined to include; tent platforms, |
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Fireworks Liability |
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pavilions & shelters, signs, boat & canoe racks, |
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Expanded Bodily Injury Definition |
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permanently installed playground equipment, adventure |
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Nonowned watercraft up to 51' |
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course structures and climbing walls and athletic back |
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Personal and advertising injury definition expanded |
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stops |
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Camp Director Liability |
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- Outdoor property (trees, shrubs or plants) |
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Medical Professional Employee/Volunteer Liability |
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- Emergency vacating expenses covered up to $15,000 |
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- Business interruption, communicable disease and |
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food contamination extension |
| Commercial Auto |
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| Excess Liability |
Crime |
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| Workers' Compensation |
Event Cancellation & Non-appearance |
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| Camp Participant Accident & Medical |
Inland Marine |
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Common Associated Exposures |
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Hiking trails |
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Horseback riding |
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On-site physician/nurse |
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Paintball courses |
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Ropes courses/climbing walls |
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Recreational boating/canoeing |
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Swimming |
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Key Underwriting/Qualifying Factors (Including but not limited to) |
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Camps must have system for personnel screening, written |
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Camp certified by ACA, CCCA or equivalent preferred |
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sexual abuse & molestation procedures and criminal |
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$5,000 minimum account premium |
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background checks |
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| Preliminary Underwriting Information Required |
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K&K Applications |
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ACORD applications for other requested coverages |
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Five years of detailed, currently valued company loss runs |
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Photos of facility |
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Web site address(if available) |
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Copy of rental contract |
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Copy of sexual abuse screening & written procedures |
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Diagram or "Plot Plan" of premises |