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Race Teams & Race Shops
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Phone  
1-800-348-1839
Fax  
1-260-459-5118
Claims  
1-800-237-2917
 
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Eligible Operations
 
- Drivers - Racing service & repair shops
- Race shops - Show car exhibitions
- Race teams - Sponsors
- Racing associations    
 
Ineligible for this program:
- Hospitality/catering risks must be for racing exposure only
     
       
Note: For more information see Racing Owners & Sponsors and Off-course & Storage
 
 

Coverages Available & Program Highlights

   
     
Race Teams   Racing Owners & Sponsors
     
General Liability   General Liability
- Liability provided while away from premises   -    No General Aggregate
- Incidental products coverage for promotional   -    Spectator Liability
  operations/souvenir sales   -    Legal Liability to Participants
Business Auto including transporters   -    No Bodily Injury Deductible
Building & Business Personal Property   -    Incidental Products Coverage
Broadened Coverage Enhancement for property   -    Testing Sessions included
Business Income and Extra Expense    
Crime  
Electronic Data Processing  
Excess Liability Off-course & Storage
Garagekeepers Written on admitted basis in all states (no surplus lines fees
Workers' Compensation   or taxes)
$25,000 Cyber Risk Included
      Valuation of loss based on agreed value of insured 
Additional Products   property rather than actual cash value
Contingency/Prize Indemnity   Coverage extends to competition vehicle under own power
Contractual Indemnity   for incidental movement
Disability Income for Crew Chiefs & Drivers   No coinsurance
Employment Practices Liability   Expediting & rental expense coverage included
Excess Liability   Flood and earthquake coverage while in transit
Flood & Earthquake   Worldwide coverage available
Ocean Marine    
Participant Accident For Tuning & Testing
Products Liability
Auto/Shop Liability
Workers' Compensation
Worldwide Coverage Available
 
Key Underwriting/Qualifying Factors (Including but not limited to)
 
- Race Teams minimum premium- $500 - Off-course & Storage minimum premium- $1,000
- Racing Owners & Sponsors minimum premium- $1,500    
 
Preliminary Underwriting Information Required
- K&K Applications - For Workers' Compensation
- ACORD applications for other requested coverages - Five years of company loss runs (including current year)
- Five years of company loss runs - Experience modification sheet