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Franchised Motorcycle & Powersport Dealerships

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Eligible Operations
- Aprilia
- Arctic Cat - KTM
- Bennche - Kymco
- Big Bear American Made Choppers, Inc. - Lehman Trikes, Inc.
- BMW - Lynx
- Bombardier - Moto Guzzi
- Boss Hoss - Motor Trike, Inc.
- Bourget's Bike Works - Orange County Choppers
- California Side Car - Piaggio
- CanAm - Polaris
- CFMoto - Royal Enfield
- Champion Side Car - Saxon
- Derbi - SeaDoo
- Ducati - Segway
- E-TON - Schwinn Motor Scooters
- Genuine Scooters - SkiDoo
- Gilera - Suzuki
- Harley-Davidson - The Trike Shop, Inc.
- Honda - Tomberlin - Golf Carts
- Husqvarna - Triumph
- Hyosung - Ural
- Indian Motorcycles - Vespa
- Kawasaki - Yamaha
- Knievel - Zero

Coverages Available & Program Highlights

Garage   General Liability
- Demo Liability (including watercraft)    
- Federal Odometer   Property
- Hired and Non-Owned Auto Liability and Physical   -    Buildings; Business Personal 
  Damage        Property;Business Income/Extra Expense
- Title E&O   -    False Pretense
- Agents E&O   -    Property enhancement endorsements
- Truth-in-Lending   -    Equipment Breakdown
- False Pretense   Inland Marine
- Damage to Product and Work    
- Dealers Physical Damage   Crime
- Drive-Away Collision Coverage    
- Transit & Temporary Locations   Excess Liability
- GarageKeepers    
  Employment Practices Liability
Event Cancellation & Non-appearance
Program Highlights
- Interest-free payment plans available. - Boats manufactured by Bombardier, Honda and
- Personal Watercraft coverage is limited to the   Yamaha can be insured for liability, physical damage
  acceptable mfg. brands.   and includes demonstration coverage
- Program available to approved manufacturer brand  - Inventory values can be rated on the prior 12 month
  dealerships without motorcycle sales. average values.

Audit and Reporting processes eliminated.

Common Associated Exposures
- Demo rides - Parts & accessories sales
- Service & repair - Storage of customer units
Key Underwriting/Qualifying Factors (Including but not limited to)
- $7,500 & $10,000 minimum account premium,    
depending on state filing
Preliminary Underwriting Information Required
- K&K Applications - Five years of company loss runs, as applicable
- ACORD application(s) for other requested coverage - List of owned vehicles
- Employee list with name, date of birth, license number, - Prior 12 month inventory values
job title and if furnished a vehicle - If a new venture, a business plan, ProForma  and a
      narrative detailing management's experience (required)

Please note that our Motorsports Division offers Independent Club Event Liability coverage for motorcycle clubs on an annual basis starting at $500 minimum premium including the club's monthly meetings, social events, and fundraisers.  For any clubs with wheels moving events such as poker runs, tours, or rallies or operates public events like bike shows or swap meets, minimum premium of $1,500 will apply.
Call 800.348.1839 for more information.