Art Instructors Insurance

K&K’s Art Instructor Insurance Program offers liability insurance solutions for independent arts and science teachers instructing individuals or groups

man with headset helping woman paint on canvas

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K&K offers affordable art instructor liability insurance designed for creative professionals teaching a range of art and STEM disciplines. K&K provides liability protection for instructors working in independent settings. Coverage is available for:

Painting, drawing, pottery, and crafts
Music, photography, and drama instruction
Culinary arts, STEM programs, and more

Focus on inspiring creativity while protecting your business with specialized liability insurance from K&K.

Who’s eligible for K&K’s Art Instructor Insurance program?
Instructors 18 or older who directly supervise an individual or group in the arts and sciences including but not limited to:
Artistic painting
Clay work and/or pottery
Craft making
Culinary (chef, baker)
Digital Photography and/or art (classroom setting only)
Drama
Drawing
Instrumental music
Language
Math
Piano, keyboard, or organ
Public speaking
Sculpting
STEM classes (in grades eight and below)
Vocals
Who’s not eligible for K&K’s Art Instructor Insurance program?
Including but not limited to:
Instructors under the age of 18
Instructors employed as an exempt or non-exempt employee of a school, college or university
Instructors teaching sports, fitness or dance-related activities
Insurance coverages available
General Liability
Bodily Injury and Property Damage
Personal and Advertising Injury
Products and Completed Operations
Damage to Premises Rented to You
Medical Expense (other than participants)
Professional Liability
Bodily Injury to Participants
What do I need to apply for art instructor insurance?
Please complete the appropriate PDF enrollment form and submit as directed in the form. Coverage is subject to underwriting, may not be available to all applicants in all states, and may vary by state. It is important to carefully review the terms and conditions of any insurance quotation. Please contact a K&K representative if you have any questions.
Full payment by check or credit/debit card

Applications

Please click on the link below to download an application and check your download folder to find the PDF application document. Please open the form using Adobe Acrobat Reader before filling it out. Do not complete the form using a web browser, Preview (Mac), or iPhone/iPad Mail, as this may lock the file when returned. For the free version of Adobe Acrobat Reader, please click here.

Independent Instructor of the Arts or Sciences Enrollment Form
Effective dates from 4/1/2026 through 3/31/2027
Policy Change / Cancellation / Certificate Request Form

Phone

800-506-4856
Email

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Art Instructors Insurance

Program Highlights

Who’s eligible for K&K’s Art Instructor Insurance program?

Who’s not eligible for K&K’s Art Instructor Insurance program?

Insurance coverages available

What do I need to apply for art instructor insurance?

Applications

Contact information for Art Instructors Liability Insurance

Phone

Email

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Why choose K&K?

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