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Eligible Operations |
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Ice skating arenas | | |
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In-line hockey facilities | | |
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| Ineligible for this program: | | |
| - | In-line skate activities held in parking lots or similar areas | - | Non-supervised operations |
| - | Ice operations on natural waterways (ponds, lakes | - | Skate Parks |
| - | and streams) | | |
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Coverages Available & Program Highlights | | |
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| General Liability | |
Inland Marine |
| - | Written on an admitted basis in most states | | |
| - | Non-audited Policy | | Crime |
| - | Broadened Coverage Form | | |
| - | No deductible | | Commercial Auto |
| - | No General Aggregate | | |
| - | Legal Liability to Participants | | Excess Liability |
| - | Liquor Liability | | |
| - | Stop-gap Liability | | Workers' Compensation |
| - | Employee Benefits Liability | | |
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| | Event Cancellation & non-appearance |
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| | Property |
| - Equipment Breakdown included |
| | - Newly acquired or constructed building |
| - Newly acquired business personal property |
| | - Ordinance & Law |
| - Off-premises power failure |
| | - Outdoor signs |
| - Outdoor property (trees, shrubs or plants) |
| | - Property off premises |
| - Accounts receivable/valuable papers & records |
| | - Replacement cost defined |
| | - Covered property definition redefined |
| | - Water Back-up of sewers & drains |
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Common Associated Exposures |
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| - | Internet sales | - | Health & fitness areas |
| - | Food Concessions | - | Pro shops |
| - | Restaurants w/liquor | - | Sports complex activities |
| - | Sports day camps | - | Vending & arcade operators |
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Key Underwriting/Qualifying Factors (Including but not limited to) |
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| - | Must utilize appropriate waiver & release with | - | Must have procedures for collecting additional insured |
| | established procedures to obtain signatures | | certificates from user groups |
| - | Facilities should have no more than 25% | - | $5,000 minimum general liability premium |
| | open public skating | | |
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| Preliminary Underwriting Information Required |
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K&K applications | - | Completed ACORD applications for package line |
| - | Five years of company loss runs | | coverages |
| - | Copy of waiver & release forms | - | Brochure of facility (if available) |
| | | - | Copy of facility rental contract |
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