Eligible Operations |
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Ice skating arenas | | |
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In-line hockey facilities | | |
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Ineligible for this program: | | |
- | In-line skate activities held in parking lots or similar areas | - | Non-supervised operations |
- | Ice operations on natural waterways (ponds, lakes | - | Skate Parks |
- | and streams) | | |
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Coverages Available & Program Highlights | | |
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General Liability | |
Inland Marine |
- | Written on an admitted basis in most states | | |
- | Non-audited Policy | | Crime |
- | Broadened Coverage Form | | |
- | No deductible | | Commercial Auto |
- | Legal Liability to Participants | | |
- | Liquor Liability | | Excess Liability |
- | Stop-gap Liability | | |
- | Employee Benefits Liability | | Workers' Compensation |
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| Event Cancellation & non-appearance |
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| Property |
| - Equipment Breakdown included |
| - Newly acquired or constructed building |
| - Newly acquired business personal property |
| - Ordinance & Law |
| - Off-premises power failure |
| - Outdoor signs |
| - Outdoor property (trees, shrubs or plants) |
| - Property off premises |
| - Accounts receivable/valuable papers & records |
| - Replacement cost defined |
| - Covered property definition redefined |
| - Water Back-up of sewers & drains |
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Common Associated Exposures |
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- | Internet sales | - | Health & fitness areas |
- | Food Concessions | - | Pro shops |
- | Restaurants w/liquor | - | Sports complex activities |
- | Sports day camps | - | Vending & arcade operators |
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Key Underwriting/Qualifying Factors (Including but not limited to) |
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- | Must utilize appropriate waiver & release with | - | Must have procedures for collecting additional insured |
| established procedures to obtain signatures | | certificates from user groups |
- | Facilities should have no more than 25% | - | $5,000 minimum general liability premium |
| open public skating | | |
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Preliminary Underwriting Information Required |
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K&K applications | - | Completed ACORD applications for package line |
- | Five years of company loss runs | | coverages |
- | Copy of waiver & release forms | - | Brochure of facility (if available) |
| | - | Copy of facility rental contract |
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