State High School Athletic Association Insurance

• High School Athletic Conferences 
• High School Athletic Associations

• Individual high schools or individual private schools 
• Stand-alone legal liability to participants

General Liability 

• Broadened Coverage Form 
• Non-audited policy 
• No deductible 
• Bodily Injury definition redefined 
• Crisis Response coverage 
• Volunteers as Additional Insureds 
• Legal Liability to Participants 
• Employee Benefits Liability 
• Sponsors, lessors as Additional Insureds 
• Sexual Abuse and Molestation Endorsement – per perp form (optional – subject to qualification based on minimum underwriting criteria and guidelines)

Property  

• Over 25 coverage enhancements 
• Equipment Breakdown 
• Business Interruption

Inland Marine 

Crime 

Commercial Auto 

Directors’ and Officers’ Liability including EPLI 

Excess Liability 

Accident Medical (Participant Accident) 

• K-12 (mandatory and voluntary) Including Athletics

Catastrophic Accident Medical 

• K-12 Including Athletics

Event Cancellation and Non-appearance (provided through Showstoppers) 

Workers’ Compensation 

To request an insurance quotation through this program, please complete the appropriate PDF application and submit as directed in the application. Coverage is subject to underwriting, may not be available to all applicants in all states, and may vary by state. It is important to carefully review the terms and conditions of any insurance quotation. Please contact a K&K representative if you have any questions.    

• K&K applications 
• Five years of detailed, currently valued company loss runs 
• Certificate of Insurance from vendors, independent contractors or exhibitors listing insured as additional insured 
• Copy of operations manual (including safety, medical, and emergency procedures) and employee/staff training manual 
• Copy of sexual abuse screening & written procedures (if coverage requested)