Camp Insurance

K&K offers camp insurance for a variety of operations including resident, summer, and leadership camps; religious retreats; conference centers; and Girl Scout councils.

Little girl aged 10 with her brothers aged 7, wearing helmets standing on wooden platform holding zip line in the outdoors ropes course adventure park

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K&K provides customized property and liability camp insurance solutions designed for a variety of camp organizations including camps, retreats, and conference centers. Coverage may include activities such as hiking trails, horseback riding, paintball courses, ropes courses, recreational boating, and swimming.

Camps must have a system for personnel screening, written sexual abuse and molestation procedures, and criminal background checks to qualify for camp insurance.
Camp certified by ACA, CCCA or equivalent preferred.
$10,000 minimum account premium.

What is eligible for Camp Insurance?
Including but not limited to:
Activity camps
Boy and Girl Scout councils
Conference center
Day camps
Leadership camps
Learning camps
Religious retreats
Resident camps
Summer camps
What is not eligible for Camp Insurance?
Including but not limited to:
Athletic/sports focused camps, travel camps, boot camps, extreme camps
Note:
Sports camps may qualify for insurance through our Amateur Youth Sports Camps and Clinics program
Day camps may qualify for insurance through our Youth Day Camps program
Insurance coverages available
General Liability
Non-audited policy
Broadened coverage form
No deductible
Sexual Abuse & Molestation Endorsement - per perp form (subject to qualification based on minimum underwriting guidelines)
Fireworks Liability
Expanded Bodily Injury Definition
Medical Professional Employee/Volunteer Liability
Non-owned watercraft up to 51'
Personal and advertising injury definition expanded
Camp Director Liability
Cyber Liability Coverage
Crisis Response Coverage
Property
More Than 25 Coverage Expansions
Equipment Breakdown Included
Vacancy Clause redefined to address seasonal operations
Building definition redefined to include tent platforms, pavilions & shelters, signs, boat & canoe racks, permanently installed playground equipment, adventure course structures and climbing walls and athletic back stops
Outdoor property (trees, shrubs or plants)
Business interruption (Civil Authority Expansion Available in certain states)
Emergency vacating expenses covered, Building Ordinance "A" Coverage
Crime
Commercial Auto
Excess Liability
Inland Marine
Workers’ Compensation
What do I need to apply?
To request an insurance quotation through this program, complete the appropriate PDF application and submit as directed in the application. Insurance is subject to underwriting, may not be available to all applicants in all states, and may vary by state. It is important to carefully review the terms and conditions of any insurance quotation. Please contact a K&K representative if you have any questions.
K&K Applications
ACORD Applications
Five years of detailed, currently valued company loss runs
Photographs of facility
Website address (if available)
Copy of sexual abuse screening and written procedures
Diagram or “Plot Plan” of premises

Applications

Please click on the link below to download an application. Depending on your browser settings, the application may download directly to your computer without opening. Please check your download folder to find the PDF application document.

Application Package

Camps, Conference and Retreat Centers Application Package

Individual Applications

ATV/Snowmobile/Dirt Bike Supplemental Application
Employee/Volunteer Transportation Questionnaire
Scuba or Skin Diving Supplemental Application
Workers Compensation Supplemental Application
Wildfire Prevention Questionnaire
This application is to be used when the risk is in one of the following 15 states: Arizona, Alaska, California, Colorado, Florida, Idaho, Montana, New Mexico, Nevada, Oklahoma, Oregon, Texas, Utah, Washington or Wyoming.

Phone

877-355-0315
Email

Email us

Camps + Campgrounds

Insurance solutions for a variety of camp and campground operations.

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Youth Day Camp Insurance

Liability insurance for non-sport day camps for participants aged 19 and under.

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Youth Sports Camps and Clinics Insurance

Youth sports camp insurance solutions for youth camps, clinics, and sports instruction held at premises not owned or maintained by the sports camp operator.

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Camp Insurance

Program Highlights

What is eligible for Camp Insurance?

What is not eligible for Camp Insurance?

Insurance coverages available

What do I need to apply?

Applications

Did you know?

Contact information for Camp Insurance

Phone

Email

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Why choose K&K?

Related Programs

Camps + Campgrounds

Youth Day Camp Insurance

Youth Sports Camps and Clinics Insurance

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