Insurance solutions for cheer gyms and clubs including cheer gym liability insurance and other optional coverage. Coverage includes insurance for the organization, its employees and volunteers.
This program is designed for U.S.-based cheer gyms specializing in the instruction of cheerleading, dance, tumbling, trampolines and related programs. Insurance offered includes liability coverage for the gym including its employees and volunteers, and for liability claims arising out of the gym’s operations.
Program Highlights
Who is eligible for K&K's Cheer Gym Insurance program?
Cheer gyms and clubs
Who is not eligible for K&K's Cheer Gym Insurance program?
Cheer gyms offering circus skill training
Operations as a sports complex or multi-purpose facility, except for those sports(s) and/or subsidiary activities that have been reported, paid for, and approved by K&K.
Trampoline parks and facilities (defined as any facility having multiple trampoline beds positioned closely together and used for recreational activities)
Insurance coverages available
General Liability
Bodily Injury and Property Damage
Personal and Advertising Injury
Products and Completed Operations
Damage to Premises Rented to You
Medical Expense (other than participants)
Hired and Nonowned Auto Liability (not provided in IL, LA, UT, VT, & WI)
Professional Liability
Bodily Injury to Participants
Medical Payments for Participants
No Charge for Certificates of Insurance
Premises Liability Included
Optional Coverages:
Ancillary instructional or learning programs Coverage
On-site Birthday Party Coverage
Equipment and Contents - Inland Marine
Abuse, Molestation, or Exploitation Defense Reimbursement Coverage
Meets, Competitions & Events Coverage
Parkour, Ninja, free-running, extreme tumbling, and indoor obstacle courses coverage
Directors and Officers Liability including Employment Practices Liability for Not-for-profits
Sexual Abuse or Sexual Molestation Liability
On-site Inflatable amusement device
Open gym, parents’ night out, and special events coverage
Camps, clinics, swimming pools coverage
What do I need to apply for K&K's Cheer Gyms Insurance?
Please complete the appropriate PDF enrollment form and submit as directed in the form. Coverage is subject to underwriting, may not be available to all applicants in all states, and may vary by state. It is important to carefully review the terms and conditions of any insurance quotation. Please contact a K&K representative if you have any questions.
Full payment by check or credit/debit card
Applications
Please click on the link below to download an application. Depending on your browser settings, the application may download directly to your computer without opening. Please check your download folder to find the PDF application document.
Insuring fun is our business; since 1952, K&K has offered coverage solutions for motorsports, sports, leisure and entertainment organizations. Let’s get started; click the button below and apply now!
How soon does cheer gym insurance coverage start? When will we receive evidence of coverage?
To provide coverage for a new camp or clinic not previously reported, you must inform us in writing of the new dates by completing a youth camp/clinic supplemental request form prior to the start date of the camp/clinic along with any additional premium due. Camps or clinics not reported to us prior to occurring will not be covered.
Can I apply for cheer gym liability insurance coverage over the telephone?
Enrollment by telephone is not permitted. You can apply for coverage by completing an enrollment form and submitting it to K&K as directed on the form.
I want to receive a cheer gym insurance quote from K&K, how do I do this?
Rates are provided for you within the enrollment form. Simply complete the premium calculation to determine your annual premium and then remit your completed enrollment form with payment to begin coverage. Please note, we cannot bind coverage until the day after we receive both your completed enrollment form and the appropriate payment.
We are a newly formed school, and we are not sure how many students we will have; how should I report my student count?
You need to report the number of students you project to have within an annual term. You may add additional students at any time by using the cheer gym supplemental form.
Am I allowed to transport students to activities such as classes, tournaments or exhibitions?
This insurance program does not provide coverage for the transportation of students. Should you require insurance for the transportation of students, consult a licensed insurance agent in your area.
How do I calculate the premium? What is a minimum premium?
A minimum premium is the least amount of premiumrequiredto obtaininsurance coverage. For example, if the calculated premium for your school or organization is less than the minimum premium, the amount due will be the minimum premium. If the calculated premium for your school or organization exceeds the minimum, the total calculated premium is the minimum premium due.
Will we receive a policy after submitting the enrollment form?
Why choose K&K?
Longevity Celebrating over 70 years of providing customized insurance solutions
Stability Insuring more than 350,000 events and organizations each year
Experience Offering over 80 sports, leisure, recreation, and motorsports programs
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All descriptions, summaries or highlights of coverage are for general informational purposes only and do not amend, alter or modify the actual terms or conditions of any insurance policy. Coverage is governed only by the terms and conditions of the relevant policy.