Race Shop and Race Team Insurance

Race teams, drivers, and race shops know that K&K Insurance has been the go-to for motorsports insurance for over 70 years, providing commercial property and casualty insurance solutions for the motorsports industry.

Download Application

What is eligible for K&K’s Race Shop and Race Team Insurance program?
Including but not limited to:
Drivers
Race shops
Race teams
Racing associations
Racing service & repair shops
Show car operations
What is not eligible for K&K’s Race Shop and Race Team Insurance program?
Hospitality/catering risks must be related to racing exposure only
Insurance coverages available
General Liability
Liability provided while away from premises
Incidental Products Coverage for promotional operations and souvenir sales
Excess Liability
Participant Accident for tuning and testing
Business Auto Including Transporters
Garage Keeper’s Legal Liability
Building & Business Personal Property
Broadened Coverage Enhancement for Property
Business Income and Extra Expense
Crime
Cyber Risk ($25,000 sublimit)
Electronic Data Processing Equipment
Workers’ Compensation
Contingency and Prize Indemnity
Contractual Indemnity
Disability Income for drivers and crew chiefs
Employment Practices Liability
Ocean Marine
On-Track Crash Damage (for certain classes)
Products Liability
What do I need to apply?
To request an insurance quotation through this program, please complete the appropriate PDF application and submit as directed in the application. Coverage is subject to underwriting, may not be available to all applicants in all states, and may vary by state. It is important to carefully review the terms and conditions of any insurance quotation. Please contact a K&K representative if you have any questions.
K&K Program Application(s)
ACORD application(s) for other requested coverages
Five years of company loss runs
For Workers’ Compensation
Five years of currently valued company loss runs (including current year)
Experience Modification Worksheet

Applications

Please click on the link below to download an application and check your download folder to find the PDF application document. Please open the form using Adobe Acrobat Reader before filling it out. Do not complete the form using a web browser, Preview (Mac), or iPhone/iPad Mail, as this may lock the file when returned. For the free version of Adobe Acrobat Reader, please click here.

Application Packages

Individual Applications

Motorsports Racing Owners and Sponsors Liability
Race Team Supplemental Questionnaire
Workers Compensation Supplemental Application
Markel Mandatory Signature Supplement to all Applications
Wildfire Prevention Questionnaire
This application is to be used when the risk is in one of the following 15 states: Arizona, Alaska, California, Colorado, Florida, Idaho, Montana, New Mexico, Nevada, Oklahoma, Oregon, Texas, Utah, Washington or Wyoming.

Did you know?

K&K Insurance was established in 1952 specifically to offer insurance solutions to motorsports.
We have experienced underwriting and claims staff dedicated exclusively to motorsports insurance.
We attend industry conventions including RPM Promoters Workshops, and the Performance Racing Industry Trade Show (PRI).
We are actively involved through sanctioning bodies, event attendance, and track surveys.
We have a 24-hour emergency claims phone service.
We have interest-free premium installment plans available.

Phone

800-348-1839
Email

Email us

Who should consider insurance for a motorsports race team?

This program is designed for race teams, drivers, and racing organizations participating in competitive motorsports. It can also support testing, tuning, and promotional activities that take place away from sanctioned events.
What types of coverage are important for race teams?

Race teams often require protection for vehicles, transport equipment, and team operations. Policies may include liability coverage, protection for transporters and racing vehicles, and options for team property and equipment, along with accident-related benefits for drivers and crew.
What types of businesses are eligible for race shop insurance?

Coverage is available for race shops, performance garages, and service providers that build, repair, or maintain competition vehicles.
What risks does race shop insurance help address?

Race shops handle high-value vehicles and specialized equipment, often with work performed both on-site and off-site. Insurance may help protect against liability claims, damage to customer vehicles, and losses involving buildings, tools, and inventory, along with business interruption and employee-related exposures.

Motorsports

Motorsports insurance for facilities, events, teams, clubs, and sponsors.

Learn More
Motorsports Events and Car Club Insurance

Motorsports event insurance and car club insurance offering coverage including commercial general liability and property.

Learn More
Motorsports Owners and Sponsors Insurance

Owners and sponsors liability insurance for risks that may not be covered by the facility or organization, including spectator and participant injury.

Learn More

Race Shop and Race Team Insurance

Program Highlights

What is eligible for K&K’s Race Shop and Race Team Insurance program?

What is not eligible for K&K’s Race Shop and Race Team Insurance program?

Insurance coverages available

What do I need to apply?

Applications

Did you know?

Contact information for Race Shops and Race Teams Insurance

Phone

Email

Ready to get started?

Frequently Asked Questions

Who should consider insurance for a motorsports race team?

What types of coverage are important for race teams?

What types of businesses are eligible for race shop insurance?

What risks does race shop insurance help address?

Why choose K&K?

Related Programs

Motorsports

Motorsports Events and Car Club Insurance

Motorsports Owners and Sponsors Insurance

Disclaimer