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Eligible Operations |
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| - | Aikido | - | Kickboxing (cardio/fitness only) |
| - | Brazilian jiu jitsu | - | Kickboxing (contact/sparring) |
| - | Capoeira | - | Krav maga |
| - | Chi kun | - | Kung fu |
| - | Dim mak* | - | Mixed martial arts (ultimate/extreme/cage fighting)* |
| - | Fitness boxing (non-contact) | - | Savate* |
| - | Goju-ryu | - | Sayoc kali* |
| - | Haganah* | - | Shaolinquan |
| - | Hapkido | - | Taekwondo |
| - | Jeet kune do | - | Tai Chi |
| - | Judo | - | Taijiquan |
| - | Jiu Jitsu | - | Tang soo do |
| - | Kali/escrima* | - | Thai boxing/muay thai* |
| - | Karate
| - | Wushu |
| - | Kenjitsu | | |
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| Karate includes various styles such as: Chito-ryu, Goju-ryu, Isshin-ryu, Shuri-ryu, Kyokushinkai, Seido juku, Keichu do, Keichu-ryu, Shorin-ryu, Shotokan, Shito-ryu, Uechi-ryu, Wado-ryu and Yoshukai karate |
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*Note: Coverage for these styles apply only to instruction/training type programs. Events/competitions/tournaments in which the insured's members participate with these styles are excluded and not covered under this program. |
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| If the style of martial arts that you instruct is not listed, please contact us to inquire about eligibility. |
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| Ineligible for this program: | | |
| - | The sport of boxing (contact/sparring)
| - | Training programs for law enforcement officials, |
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| The sport of wrestling
| | public safety and military personnel |
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| - | Trampoline parks/facilities
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Coverages Available & Program Highlights |
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General Liability | |
Non-Registered Member Activity Coverage |
| - | Bodily Injury and Property Damage | | (optional) |
| - | Contractual Liability | | |
| - | Personal and Advertising Injury | |
Abuse & Molestation or Exploitation Defense Cost |
| - | Products and Completed Operations | | Reimbursement (optional) |
| - | Bodily Injury to Participants Liability
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| - | Additional Insured Coverage for landlords included | |
Hosted Tournament Coverage (optional) |
| - | Coverage for off-site demonstrations, exhibitions and | | |
| | participation in tournaments conducted by others included | |
Birthday Party Coverage (optional) |
| - | Professional Liability | | |
| - | Medical Payments for Participants | |
Sexual Abuse or Sexual Molestation Liability |
| - | Premises Liability | | (optional) |
| - | Hired Auto and Employers Nonowned Liability | | |
| (Not available in IL, LA, UT, VT and WI) | |
Equipment and Contents Coverage (optional) |
| - | Damage to Premises Rented to You |
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NEW Broadening Endorsement: Emergency Real Estate |
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| Consultant Fee; Key Individual Replacement Cost; |
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| Termporary Meeting space; Workplace Violence Counseling; | | |
| Identity Theft Exposure; Lease Cancellation Moving | | |
| Expense; Terrorism Travel Reimbursement | | |
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| Notable Exclusions |
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| - | Abuse, molestation or exploitation
| - | Specified recreational vehicles and activities - Aircraft/hot air
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| - | Acupuncture and acupressure |
| balloon, Airport, Amusement device: the ownership, operation,
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| - | Asbestos
| | maintenance or use of any device or equipment a person rides
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| - | Bodily Injury to participants while in a hired auto or non-owned
| | for enjoyment, including, but not limited to: mechanical or
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| auto
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| non-mechanical ride, slide or water slide (including any ski or tow
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| Cap on losses from certified acts of terrorism
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| when used in conjunction with a water slide), inflatable
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| Childcare/babysitting services
| | recreational device, or vertical device or equipment used for
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| Climbing walls exceeding ten (10) feet with no safety harness
| | climbing, whether permanently affixed or temporarily erected.
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| | system, unless reported to and approved by us
| | This exclusion does not apply to video or computer games, or
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| Commercial general liability standard exclusions
| | any device that is specifically designed for the training or
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| | (CG0001 4/13 edition)
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| instruction of the activity for which you are enrolled,
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| - | Communicable diseases
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| Animal, Bungee, Dunk tank, Haunted attractions,
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| Crossfit® affiliate owners and/or CrossFit® programs/activities
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| Performers (injury or death to any performer or entertainer
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| - | Cryogenic chambers/therapy
| | during any activity, event or exhibition, including but not
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| - | Cyber incident, data compromise, and violation of statutes
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| limited to any stunt, concert, show or theatrical event.
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| related to personal data
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| This exclusion does not apply to participants in any activity,
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| Cycling (other than stationary)
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| event or exhibition that are part of the designated operations
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| - | Employment related practices
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| for which you are enrolled) Rodeo, Saddle animal, Snowmobile
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| - | Fireworks
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| Sports/rehabilitation services/therapy
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| - | Fungi or bacteria
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| Swimming pools
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| - | Instruction/activities held on or in open water
| - | The sale or distribution of herbal, medicinal and/or
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| (e.g.: lakes, ponds, ocean)
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| nutritional products
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| - | Lead
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| Those operations listed as ineligible
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| - | Massage therapy
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| Total pollution with a building heating, cooling & dehumidifying
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| Medical, therapy or health care services
| | equipment exception and hostile fire exception
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| - | Multi-passenger vehicles
| - | Tournaments or competitions involving the following styles:
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| Non-registered participants at event/tournaments hosted by
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| Muay Thai-Thai boxing, kali/escrima, Savate, Sayoc kali,
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| the named insured
| | Dim mak, Haganah, full contact and submission mixed martial
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| Nuclear energy
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| arts, including but not limited to: cage events, extreme
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| Parkour, obstacle course, ninja, free-running, tricking, urban
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| fighting and ultimate fighting
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| gymnastics, extreme tumbling or any similar type programs
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| Unmanned aircraft
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| Salon services or indoor tanning
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| Use of projectile weapons including, but not limited to
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| Saunas, steam rooms, jacuzzis, hot tubs, shirlpools or spas
| | firearms and tasers, and defense sprays
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| Sexually transmitted diseases
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| Use of sharpened/bladed weapons
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| Silica or silica-related dust
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Preliminary Underwriting Information Required |
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| - | Applications | | |
| - | Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form and payment |