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  Application & Printable Documents | Glossary
Martial Arts Schools
                

                           
                             
 
Program Description
This insurance program is specifically designed for U.S.-based martial arts schools and other organizations specializing in the instruction of martial arts.  For eligible martial arts schools or programs, coverage extends to the ownership, maintenance or use of the premise(s) reported to the Company as well as to your "Covered Operations".  Covered Operations consist of those operations and activities at your locations involving registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.  As well as, off-site competitions, demonstrations, parades and fundraising activities, directly associated with those operations and activities at your location involving registered members/participants that are under your direct supervision, or organized by you; and ancillary events or activities at off-site locations involving registered members/participants under your direct-supervision, or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid.
 
In addition, coverage can be considered for birthday/Social parties at your premises that are under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; as well as for, activities involving non-registered members/participants, under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has been paid; and tournaments or competitions hosted by you under your direct supervision or organized by you, that have been reported to and approved by the Company, and for which the applicable premium has
been paid.  

 

 
Eligible Operations
 
-Aikido-Kickboxing (cardio/fitness only)
-Brazilian jiu jitsu-Kickboxing (contact/sparring)
-Capoeira-Krav maga
-Chi kun-Kung fu
-Dim mak *-Mixed martial arts (Ultimate/extreme/cage fighting) *
-Fitness boxing (non-contact)-Savate *
-Goju-ryu-Sayoc kali *
-Haganah *-Shaolinquan
-Hapkido-Taekwondo
-Jeet kune do-Tai Chi
-Judo-Taijiquan
-Jiu Jitsu-Tang soo do
-Kali/escrima *-Thai boxing/muay thai *
-Karate -Wushu
-Kenjitsu
    
Karate includes various styles such as : Chito-ryu, Goju-ryu, Isshin-ryu, Shuri-ryu, Kyokushinkai, Seido juku, Keichu do, Keichu-ryu,
Shorin-ryu, Shotokan, Shito-ryu, Uechi-ryu, Wado-ryu and Yoshukai karate

* Note: Coverage for these styles apply only to instruction/training type programs. Events/competitions/tournaments in which the insured’s members participate with these styles are excluded and not covered under this program.

 

If the style of martial arts that you instruct is not listed, please call 1-800-648-6406 to inquire about eligibility.
    
Ineligible for this program:  
-CrossFit Affiliate Owners and/or-The sport of wrestling
​CrossFit programs/activities​-​Training programs for law enforcement officials,
-The sport of boxing (contact/sparring)public safety and military personnel
-Trampoline parks/facilities
 
Coverages Available & Program Highlights
 
General Liability

Non-Registered Member Activity Coverage (optional)

-Bodily Injury and Property Damage  
-Contractual Liability Abuse Molestation or Exploitation Defense Cost
-Personal and Advertising Injury   Reimbursement(optional)
-Products and Completed Operations   
-Bodily Injury to Participants Liability  Hosted Tournament Coverage(optional)
-Additional Insured Coverage for landlords included  
-Coverage for off-site demonstrations, exhibitions and Birthday Party Coverage (optional)
participation in tournaments conducted by others
included  Sexual Abuse or Sexual Molestation Liability
-Professional Liability  (optional)
-Medical Payments for Participants
-Premises Liability  Equipment and Contents Coverage (optional)
-Hired Auto and Employers Nonowned Liability
not available in all states
(not available in IL, LA, UT, VT and WI)

-Damage to Premises Rented to You

- NEW Broadening Endorsement: Emergency Real Estate
Consultant Fee; Key Individual Replacement Cost;
Temporary Meeting space; Workplace Violence Counseling;
Identity Theft Exposure; Lease Cancellation Moving
Expense; Terrorism Travel Reimbursement
​ ​ ​ ​
Notable Exclusions
​ ​ ​ ​    
-​​Abuse, molestation or exploitation​-Parkour/ninja/obstacle course/free-running/tricking/urban
​-All operations listed as ineligible

gymnastics/extreme tumbling or any similar type
​-Amusement devices (eg: rides, slides, inflatables, bungees,

activities/programs

dunk tanks)
​-
Sexually transmitted disease
​-Climbing walls exceeding ten (10) feet with no safety harness
-
Tournaments or competitions involving the following 

system

styles:  muay thai/thai boxing; kali/escrima; savate; sayoc kali;
​-Communicable diseases

dim mak; haganah; and full contact mixed martial arts, including
​-
Crossfit® Affiliate Owners and/or CrossFit® programs/activities

but not limited to: cage events, extreme and ultimate fighting
​-Crygenic chambers/therapy
​-
Transportation of participants
​-Cyber incident, data compromise, and violation of statutes
-​Use of projectile weapons including, but not limited to

related to personal data

firearms and tasers, and defense sprays
-
Non-registered participants at events/tournaments hosted by
​-
Use of sharpened/bladed weapons

the named insured






 
 
Preliminary Underwriting Information Required
 
- K&K applications  
-Coverage will be bound upon receipt and approval of your completed enrollment form and payment
 
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