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Entertainer & Performer


This insurance program is specifically designed for a US based entertainer and performer who works on an independent contractor basis entertaining at local fairs, festivals, special events, private parties, convention or tradeshow booths. Coverages provided under this program include important liability protection for the performer for liability claims arising out of their operations.

The following criteria must be met to be eligible for consideration of coverage under this program:

  • Entertainer or performer must be at least 18 years of age.
  • Annual gross income from the performer's activities can not exceed $100,000

NOTE:  This program only provides coverage for your individual operations as an entertainer/performer.  The policy does not extend coverage for activities conducted by employees or anyone else assisting or performing on your behalf.

Eligible Operations
This list does not encompass all entertainers/performers that may be eligible for coverage. If the type of entertainer or performer is not listed in the eligible or ineligible listing, please contact our office at 1-800-328-2317 for classification.
- Actor Portraying Historical Person (Actual or - Impersonator
Fictional) - Impressionist
- Balloon Artist - Individual musician/singer/vocalist
- Belly Dancer - Juggler
- Caricature Artist - Magician
- Celebrity Look-a-like - Mime
- Clown - Poet
- Comedian - Puppeteer
- Conductor - Singing Telegram Deliverer
- Contortionist - Story teller
- DJ/KJ - Ventriloquist
- Face/Body painter (FDA approved/compliant paint only) - Western Performer
- Holiday character - Yodeler

Ineligible Operations

- Acrobatic/Aerialist performer - Performer putting on an athletic exhibition
- Actor or Actress - Performer using weapons (with live ammunition
- Circus performer or sharpened blades)
- Cosmetologist/Beautician - Permanent tattoo artist/body piercing artist
- Escape artist - Production/entertainment companies
- Exotic dancer - Public speaker
- Fire handlers - Pyrotechnician
- Group acts or bands - Rap, hip-hop, alternative or techno musical
 - Henna/Mehndi artist entertainer/performer/DJ
- Hypnotist - Strength performer
- Jouster - Stripper
- Mascot (college, high school, professional) - Stunt performer
- Model - Touring entertainer/performer

Coverages Available

Commercial General Liability
- Bodily Injury and Property Damage    
- Medical Expense    
- Damage To Premises Rented to You    
- Products-completed Operations    
- Legal Liability to Participants    
- Medical Payments to Participants    
- Broadening Endorsement Included

Notable Exclusions:

- Asbestos - Full body art and painting
- Abuse or molestation, harassment or sexual conduct - Fungi or bacteria
- Amusement devices (rides, slides, inflatables) - Haunted attractions
- Animals (injury or death to, or injury, death or property - Historical battle reenactments
damage caused by any animal owned, rented or hired by - Hot wax impressions
you.  However, rabbits, doves, mice, hamsters,  - Lead
non-venomous/non-constricting snakes and dogs weighing  - Nuclear energy
less than 15 lbs are covered for the liability arising out of - Ownership of a facility for performances
the insured's operations that include the use of these - Personal and advertising injury
animals) - Pollution
- Athletic activity - Those activities listed as ineligible
- Body surfing or mosh pits - Use of any substance to paint or apply on the face
- Employment-related practices or body that is not classified as non-toxic and/or
- Events hosted/organized by the entertainer/performer manufactured using only FDA compliant ingredients
- Fireworks (exclusion does not apply to flashboxes) - Violation of statutes that govern e-mails, faxes, phone calls
or other methods of sending materials or information
Preliminary Underwriting Information Required


- Coverage will be bound for your requested dates upon receipt and approval of your completed enrollment form
and payment