We Take Fun Seriuosly
  Skip navigation links
Home
Testimonials
About Us
Agents
Customer Service
FAQ
Resources
Contact Us
Login/Register
 
First time users must register in order to save their Quotes & Applications: Register here
 
E-mail
Password
   
Get Quote/Buy Policy
 
 
Other K&K Sites
  Application & Printable Documents | Glossary | Buy On-line

Amateur Sports- Teams, Leagues & Associations

 

                       
Get Your Quote Buy Online              
               
            
This program is designed for U.S.-based teams, leagues, clubs and associations conducting youth or adult amateur sports activities. Coverage provided under this program includes important liability protection for the organization, including its employees and volunteers, for liability claims arising out of its operations. For eligible sports and age groups reported to K&K, covered operations consist of your scheduled, sanctioned, approved, organized and supervised practices, try-outs, clinics, games, play-offs and tournaments in which you participate or host. In addition, coverage is provided for your registrations, meetings, concession stand operations, parades in which you participate, picnics, award banquets and ceremonies and incidental fund-raising activities involving the sale of products, coupons, raffle tickets and services, such as; car washes, bake sales and coin drops for those sports and age groups reported to us.

Note: Sports organizations that may not be eligible for the program outlined below and/or have more complex coverage needs should visit our Amateur Sports Associations program administered in our Sports Unit.

Eligible Operations

Operations providing instruction, practice, and competition in the following sports and age groups are eligible for this program, with coverage to be provided based on Class A or Class B classifications.
                  

-Amateur Sports Recreational Adult/Youth Leagues-Amateur Sports Recreational Teams
-Amateur Sports Instructional Programs
                    

Class A Sports

-Box Lacrosse
-Lacrosse (age 20 & over)
-Broomball-Roller hockey (inline)
-Diving
-Umpire/referee associations for Class A sports
-Dodgeball
-Water hockey (age 20 & over)
​-
​Flex FootballTM (age 20 & over)
​-
Water Polo (age 20 & over)
​-​Gymnastics
​-Weightlifting (age 20 & over)
-Ice Hockey
-Wrestling (age 20 & over)
-Inline Hockey

​-​Inline Skating (speed)
 
Class B Sports
-Baseball/T-ball-Softball
-Basketball-Swimming
-Cricket
-Team handball
-Dance team (age 19 & under)
-Tennis
-Drill team (age 19 & under)
-Track & field
-Flag/touch football
-Ultimate frisbee
-Frisbee
-Umpire/referee associations for Class B sports
-Golf
-Volleyball
-Kickball
-Water polo (age 19 & under)
-Pickleball
-Weightlifting (age 19 & under)



Class C Sports
​-​Cheerleading (age 19 & under)
​-​Soccer (age 19 & under)
-​Deck/floor/street hockey
​-​Tackle & contact football (age 19 & under)
​-​Field hockey
​-​Umpire/referee associations for Class C sports
​-
Flex FootballTM (age 19 & under)
​-
​Water hockey (age 19 & under)
​-​Lacrosse (age 19 & under) ​-​Wrestling (age 19 & under)
​-​Roller hockey (quad)

 

Ineligible Operations

 
-BMX/Stunt Cycling-Mixed martial arts
-Boating activities/sports-Open water sports/activities
-Boxing
-Rugby
-Cheerleading (age 20 & over)-Shooting Sports
-Cycling
-Skateboarding
​-​Dance team (age 20 & over)​-​Skiing (snow or water)
-Drill team (age 20 & over)-Soccer (age 20 & over)*
-Equestrian-Strength & Conditioning
- Gymnastics/cheer/dance/martial arts studios-Surfing
-Inline extreme/stunt/aggressive/free-style skating-Tackle and Contact Football (age 20 & over)
-Intercollegiate/Interscholastic Teams, Leagues and-
Umpire/referee associations involved with any ineligible
Associationssports operations
        
​*Contact us regarding our new program designed specifically for adult soccer teams, leagues and associations.

Sports Groups that are affiliated with the following organizations are Not eligible for this program but may contact our Sports Unit.

-American Youth Football-Soccer Association for Youth, USA (SAY Soccer)
-Babe Ruth/Cal Ripken Baseball
-U.S. Youth Soccer Association                
-Babe Ruth Softball
-World Adult Kickball Association (WAKA®)
-
Pop Warner






 

Coverages Available

 
Commercial General Liability Optional Coverages Available
-Bodily Injury & Property Damage-Directors' and Officers' Liability including Employment
-Medical Payments for Participants (not available for all sports)  Practices Liability
-Personal & Advertising InjuryEquipment & Contents (Inland Marine)
-Medical Expense (other than participants)-Hosted Tournament Coverage
-Damage To Premises Rented to You

-Products-Completed Operations

-Legal Liability to Participants (not available for all sports)
-Professional Liability (not available for all sports)  
-Hired Auto and Employers Nonownership Liability (not 
provided while in Hawaii) 
 

Program Features

 
Owners of premises and financial sponsors may be named as additional insureds for claims arising out of your operations. There is no additional premium charge or fees for certificates of insurance evidencing this coverage.
 
Coverage can be provided to tournaments you host that include participants that are not registered members of your organization. An additional fee will apply.
 

Notable Exclusions

 
-24-hour Premises Liability-Employment-related practices
-Abuse, Molestation, harassment or sexual conduct
-Events involving gambling (eg: bingo, casino nights, poker,
​-
​Aircraft/hot air balloon
​Texas hold'em tournaments)
​-
​Airport
​-
​Events where alcoholic beverages are furnished or served
-All operations listed an ineligible
by you, your employees or your "volunteer workers"
-Amusement devices (The ownership, operation, maintenance
-Fireworks

or use of: any mechanical or non-mechanical ride, slide, or 
-
Fungi or bacteria

water slide, any inflatable recreational device, any bungee 
-
Gymnastics studios

operation or equipment, any vertical device or equipment used
-
Haunted attractions

for climbing-either permanently affixed or temporarily erected, 
-Intercollegiate & Interscholastic teams, leagues and 

or dunk tank. Amusement devices do not include any video
associations

or computer games or any device that is specifically designed for
-Lead

the training or instruction of the activity for which you are 
-
Martial arts studios

enrolled.)
-Non-rostered participants at tournaments hosted by the enrolled 
​-
Animals (injury or death to, or injury, death or property damage
member (unless optional coverage is purchased)

caused by any animal owned, rented or hired by you)
-Nuclear energy liability
-
Asbestos
-
Operation, ownership or management of any athletic facility
​-
​Athletic or sports participants in: Box lacrosse, Broomball, 
​or field, other than while being used for covered activities

​Diving, Dodgeball, Gymnastics, Hurling, Ice hockey, Inline
​Operations of independent concessionaires/vendors in 

​hockey, Inline skating (speed), Flex FootballTM (age 20 &
​conjunction with your organization

​over), Judo, Karate, Larosse (age 20 & over), Martial arts, 
​-
​Performers

​Powerlifting (age 20 & over), Ringette, Roller hockey (inline),
​-
​Rodeos

​Taekwondo, Takraw, Umpire/referee association for Class A
​-
​Saddle animals

​Sports, Water hockey (age 20 & over), Water polo (age 20 &
​-
​Snowmobile

​over), Weightlifting (age 20 & over), Wrestling (age 20 & over)
​-
​Sports events/activities involving participants in sports other 
​-Babysitting/child care services
​than those reported and for whom premium has been paid
​-​Carnivals/festivals
​-
​Transportation of athletes/participants
​-
​Cheer and dance studios
​-
​Violation of statutes that govern e-mails, faxes, phone calls or
​-
​Commercial general liability standard exclusions 

​other methods of sending materials or information

​(CG0001 4/13 edition)


​-
​Communicable disease


​-
​Concerts


​-
Cryogenic chambers/therapy





 

Underwriting Information Required

 
-Completed and signed enrollment form
-Full payment by check or credit/debit card
- NOW AVAILABLE - Buy Coverage On-line and receive your coverage documents immediately, upon completion of the application and payment!