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Fairs & Fairgrounds
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Phone  
1-800-553-8368
Fax  
1-260-459-5324
Claims  
1-800-237-2917
 
Ask us a Question/E-mail
 

 
Eligible Operations
 
- 4H fairs - Livestock shows
- Agricultural expositions - State fairs
- County fairs    
 
Ineligible for this program:
- Fair events involving extreme sports and - Concerts with rap, heavy metal, alternative, urban R&B
  extreme motorsports activities   and/or grunge music
 

Coverages Available & Program Highlights

 
General Liability   Directors and Officers including Employment Practices Liability
- Written on an admitted basis in most states    
- Non-Auditable policy   Property
- Broadened Coverage Form   -    Equipment Breakdown included
- No General Aggregate   -    Emergency Vacating Expenses Covered up to
- No deductible      $15,000, Crisis Response coverage - $25,000,
- Legal Liability to Participants      Full Building Ordinance "A" Coverage
- Volunteer Accident- Accident Medical coverage for fair volunteers
- Volunteers as Additional Insureds   Inland Marine
- Contingent Ride Liability    
- Fireworks Liability   Crime
- Liquor Liability    
- Motorsports Liability   Commercial Auto
- Vendor/Exhibitor Coverage   -    Nonowned/Hired Auto
- Employee Benefits Liability   -    Owned Auto
- Transmissible Pathogens Coverage    
  Excess Liability
   
    Workers' Compensation
 
Event Cancellation & Non-appearance
 
Common Associated Exposures
 
- Carnival rides - Interim events
- Concessionaires - Livestock shows or auctions
- Demolition derbies - Parades
- Displays - Rodeos
- Fireworks - Truck & tractor pulls
- Horticultural, agricultural and home economics exhibits - Vendors
 
 Key Underwriting/Qualifying Factors (Including but not limited to)
 
- Management must have at least three years fair - Minimum premiums
  management experience   general liability- $2,500
      package-$5,000 
 

Preliminary Underwriting Information Required

 
- K&K Applications - Schedule of events
- ACORD applications for other requested coverages - Copies of contracts where insured assumes liability of others
- Five years of detailed, currently-valued company loss runs - Web Site Address
- Diagram/site plan of location/setup