| - | After prom parties (school-sponsored event only) | - | Food cooking contests |
| - | Auctions | - | Graduation ceremonies |
| - | Award presentations | - | Job fairs |
| - | Ball/dances | - | Lectures/seminars/workshops |
| - | Banquets | - | Meetings |
| - | Bar mitzvah or bat mitzvah | - | Memorial Services |
| - | Bazaars | - | Pageants |
| - | Benefits | - | Parties |
| - | Billiard events/tournaments | - | Picnics (no in or on water activities) |
| - | Bingo games (for charity/fundraising only) | - | Poet or poetry readings |
| - | Book signings | - | Proms |
| - | Card games/events (for charity/fundraising only) | - | Quinceanera |
| - | Car/motorcycle/RV/boat shows - static display | - | Recitals (dance, music) |
| - | Car washes (for charity/fundraising only) | - | Religious events |
| - | Casino events (for charity/fundraising only) | - | Reunions |
| - | Celebrations (holiday, New Year) | - | Sales (bake, charity, consignment, estate, garage) |
| - | Chamber of commerce business event/mixer | - | School band or drill team competitions |
| - | Charity events | - | School carnivals (no rides/inflatables) |
| - | Chess events | - | Showers (baby, bridal, wedding) |
| - | Christmas caroling (single location) | - | Shows (animals-arena setting only, antique, art, |
| - | Christmas lighting ceremony | | baby, business, collector, consumer, craft, fashion, |
| - | Conventions | | flower, garden, home, stage, wedding) |
| - | Debuts or debutante balls | - | Social gatherings or receptions |
| - | Dinners, luncheons or showers | - | Speaking engagements |
| - | Direct selling consultant parties | - | Talent search/shows - children only |
| - | Easter egg hunts | - | Telethons |
| - | Farmers' markets | - | Theatrical performances or musicals |
| - | Festivals | - | Walking tours (garden, holiday, parade of homes, |
| - | Film screenings or showings | | historical sites) - single location |
| - | Flea markets or swap meets | - | Wedding activities (rehearsal, ceremony or reception) |
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Ineligible for this program: |
| Certain event types are not eligible for coverage by this program.
K&K reserves the right to decline any request for coverage. |
| The ineligible event types include, but are not limited to the following (and are excluded from coverage): |
| |
| - | Activist rallies/marches/literature distribution | - | Fraternity or sorority events* |
| - | Airshows | - | Geocaching events |
| - | Animal obedience training | - | Gun and/or knife shows |
| - | Athetic events and competitions* | - | Haunted attractions |
| - | Bonfires | - | Health fairs or shows |
| - | Cannabis related events | - | Historical battle reenactments |
| - | Cinematography and photography for commercial use | - | In-or-on water activities |
| - | Circuses | - | Mazes (corn/hay/fences) |
| - | Color party, foam party or raves | - | Overnight retreats |
| - | Concerts and Music Festivals* | - | Parades* |
| - | Events - involving rap, hip-hop, alternative or | - | Political events (except private fundraising auctions, |
| or techno/DJ | | benefits, dances, dinners) |
| - | Events held on an airport premises | - | Pumpkin chuckin events |
| - | Events honoring national and/or local celebrities | - | Rodeos* |
| or professional athletes | - | Seances |
| - | Events involving any motorized vehicle(s) in, or while in | - | Tailgating events* |
| | practice for, or while being prepared for, or while | - | Tractor pulls |
| | qualifying for, or while testing for any racing, speed, | - | Union meetings |
| | demolition, distance, or stunting activity | - | Walks/running events* |
| - | Food eating contests | | |
| | | | |
| *Please contact K&K at 1-800-328-2317 for coverage options for these types of events. |
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Coverages Available & Program Highlights |
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| Commercial General Liability |
| - | Personal and Advertising Injury | | |
| - | Medical Expense | | |
| - | Damage To Premises Rented to You | | |
| - | Products-Completed Operations | | |
| |
|
| |
| - | Abuse molestation, harassment, or sexual conduct | - | E-commerce consulting |
| - | Aircraft/hot air balloon - ownership, operation, | - | Events with over 3,000 in total attendance |
| maintenance or use | - | Events held at multiple locations |
| - | Airport - ownership, operation, maintenance or use | - | Fireworks |
| - | Amusement devices - the ownership, operation, | - | Designated operations exclusion-those events listed |
| | maintenance or use of: any mechanical or non- | | as ineligible |
| mechanical ride, slide or water slide, any inflatable | - | Fungi or bacteria |
| recreational device, any bungee operation or equipment, | - | Lead |
| | any vertical device or equipment used for climbing - | - | Nuclear energy |
| | either permanently affixed or temporarily erected, or | - | Performers |
| dunk tank. Amusement devices do not include any | - | Petting zoos |
| | video or computer games or structures that are not | - | Room and board liability |
| | designed to bounce on, slide on, ride on or tunnel through. | - | Saddle animal - ownership, operation, maintenance, use, |
| - | Animals - injury or death to any animal; injury, death | | loading or unloading of any saddle animal, including |
| or property damage caused by any animal owned, | | but not limited to, riding any saddle animal or riding |
| rented or hired by you | | on any vehicle which is drawn or powered by any animal |
| - | Asbestos | - | Snowmobile |
| - | Claims arising out of the operations of concessionaires, | | |
| exhibitors and vendors at your event | | |
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| Preliminary Underwriting Information Required |
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| The following information is required 10 business days prior to the desired effective date: |
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| - | Completed and signed enrollment form | | |
| - | Full premium payment by check or credit/debit card | | |
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