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Phone  
1-800-553-8368
Fax  
1-260-459-5624
Claims  
1-800-237-2917
 
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Eligible Operations
 
- Art Displays - Pageants
- Auctions - Parades
- Banquets - Proms
- Bazaars - Religious assemblies
- Charity events - Reunions
- Concerts - Seminars
- Conventions - Shows
- Craft displays - Social gatherings
- Graduations - Weddings & receptions
- Lectures    
- Meetings  
 
 

Ineligible for this program:

- Concerts with rap, hip-hop and grunge music    
 

Coverages Available & Program Highlights

 
General Liability   Directors and Officers including Employment Practices Liability
- Written on an admitted basis in most states    
- Non-auditable policy   Property
- Broadened coverage Form   -    Equipment Breakdown included
- No General Aggregate    
- No bodily Injury Deductible   Inland Marine
- Legal Liability to Participants    
- Volunteer Accident- Accident Medical coverage for volunteers   Crime
- Volunteers as Additional Insureds    
- Contingent Ride Liability   Commercial Auto
- Fireworks Liability   -    Nonowned/Hired Auto
- Liquor Liability   -    Owned Auto
- Motorsports Liability    
- Vendor/Exhibitor Coverage   Excess Liability
- Employee Benefits Liability    
      Event Cancellation & Non-appearance
Common Associated Exposures
 
- Exhibitions - Food & beverage concessions
- Festivals - Promotional activities
 
Key Underwriting/Qualifying Factors (Including but not limited to)
 
- Minimum Premium - Management must have at least three years fair
  general liability- $2,500   management experience
  package- $5,000    
 
Preliminary Underwriting Information Required
 
- K&K Applications - Schedule of events
- ACORD applications for other requested coverages - Most current financial statement
- Four years of detailed company loss runs - Copies of contracts where insured assumes liability of
- Diagram/site plan of location/setup   others
- Copy of Certificate of Insurance from carnival ride    
  vendors/concessionaires/sub-contractors listing fair as additional insured