Short-Term Event Insurance

Liability insurance for short-term events with fewer than 12,000 attendees for up to 10 days including banquets, benefits, concerts, conventions, and other special events.

Apply Online

K&K’s short-term event insurance helps protect the host or organizer of an event from liability if someone is injured or if the venue’s property is damaged. Many venues require proof of liability insurance from the event host; check the venue’s contract for any specific liability insurance requirements. Whether you’re looking for event insurance for one day or coverage up to 10 days, our short-term event insurance program offers fast, affordable insurance solutions through our apply-and-buy-online process.

For larger events with more complex insurance needs, please see our Special Events Insurance program.
Wedding liability and cancellation coverage is offered here: Wedding Insurance.

What is eligible for K&K’s short-term event insurance program?
The Short-term Special Event insurance program is designed for events that meet the following criteria:
Total attendance is 12,000 or less
Maximum number of consecutive event days is 10 not including set-up or tear-down
Event is held at a single location (except for weddings – coverage can be extended to include the rehearsal, ceremony, and reception as a single event)
Event must take place in the United States
Short-term event insurance is offered for (including but not limited to):
After-prom parties (school-sponsored event only)
Auctions
Award presentations
Ball/dances
Banquets
Bar mitzvah or bat mitzvah
Bazaars
Benefits
Billiard events/tournaments
Bingo games (for charity/fundraising only)
Book signings
Card games/events (for charity/fundraising only)
Car/motorcycle/RV/boat shows-static display only
Car washes (for charity/fundraising only)
Casino events (for charity/fundraising only)
Celebrations (holiday, New Year)
Chamber of commerce business events/mixers
Charity events
Chess events
Christmas caroling (single location)
Christmas lighting ceremony
Concerts - other than rap, hip-hop, heavy metal/screamo or techno/electronic (call for approval)
Conventions
Debuts or debutante balls
Dinners, luncheons, or showers
Direct selling consultant
Easter egg hunts
Farmers' markets
Festivals
Film screening or showings
Flea markets or swap meets
Food cooking contests
Graduation ceremonies
Job fairs
Lectures/seminars/workshops
Meetings
Memorial services
Pageants
Parties
Picnics (no in or on water activities)
Poet or poetry readings
Proms
Quinceaneras
Recitals (dance, music)
Religious events
Reunions
Sales (bake, charity, consignment, estate, garage)
School band or drill team competitions
School carnivals (no rides/inflatables)
Showers (baby, bridal, wedding)
Shows (animals-arena setting only, antique, art, baby, business, collector, consumer, craft, fashion, flower, garden, home, stage, wedding)
Social gatherings or receptions
Speaking engagements
Talent searches/shows-children only
Telethons
Theatrical performances or musicals
Wedding activities (rehearsal, ceremony, or reception)
Walking tours (garden, holiday, parade of homes, historical sites)-single location parties
What is not eligible for K&K’s short-term event insurance program?
Including but not limited to:
Activist rallies/marches/protests
Airshows/events
Animal obedience training
Any events involving organized athletic events or competitions
Any events involving in or on water activities
Any events or concerts involving rap, hip-hop, electronic heavy metal, screamo or techno DJ
Any events held on an airport premises
Any events honoring national or local celebrities or professional athletes
Any events involving battle reenactments
Bonfires
Christmas tree sales and lots
Cinematography and photography for commercial use
Circuses
Color party, foam party, or raves
Food eating contests
Fraternity or sorority events (except alumni association off-site events that have been approved by K&K)
Geocaching events
Gun and knife shows
Haunted attractions
Health fairs/expositions
Hunting, fishing, and hiking events
Mazes (corn, hay, or fence)
parades (or any event involving a parade)
Political events (except private fundraising auction, benefits, dances, dinners)
Pumpkin chunkin events
Rodeos
Seances
Shooting events and activities (skeet, trap, clay, guns)
Tailgating events (unless reported and approved by K&K)
Tractor pulls
Union meetings
Walking and running events insured through our Walking and Running Insurance Program
Short-term event insurance coverage available
General Liability
Bodily Injury and Property Damage
Personal and Advertising Injury
Products and Completed Operations
Damage to premises rented to you
Medical Expense
NO charge for Certificates of Insurance
Host Liquor Liability included
Liquor Liability - Primary (not available in AK, DC, HI, IA, MI)
Increased Medical Expense (optional and not available online)
What do I need to apply?
Please apply online or complete the appropriate PDF enrollment form and submit as directed in the form. Coverage is subject to underwriting, may not be available to all applicants in all states, and may vary by state. It is important to carefully review the terms and conditions of any insurance quotation. Please contact a K&K representative if you have any questions.
Full payment by check or credit/debit card

Applications

Please click on the link below to download an application. Depending on your browser settings, the application may download directly to your computer without opening. Please check your download folder to find the PDF application document. Our applications work best when opened in Adobe Acrobat Reader. For the free version of Adobe Acrobat Reader, please click here. (here should live link to Download Adobe Acrobat Reader: Free PDF viewer).

Short Term Events Insurance Program and Enrollment Form
This brochure is valid for effective dates of 1/1/2026 through 12/31/2026
Certificate of Insurance Request Form
Policy Change / Cancellation / Certificate Request Form

Phone

877-648-6404
Email

Email us

Ready to get started?

Insuring fun is our business; since 1952, K&K has offered coverage solutions for motorsports, sports, leisure and entertainment organizations. Let’s get started; click the button below and apply now!

Apply Online

Download Application

How soon does coverage start? When will we receive proof of coverage?

Coverage can be bound the date after we receive a completed enrollment form and the appropriate premium. Please allow adequate time for us to process your enrollment form and issue certificates.
When should I make our insurance coverage effective?

The effective date is the date you need your insurance to start. For many, this is the first day that your organization sets up for the event. Coverage will be in effect for the time period of the event.
What is Host Liquor?

This program offers coverage if a named insured conducts an event or activity where alcoholic beverages are served or furnished, with or without a charge, and a license or permit is not required to do so. If a liquor license or permit is required, the Liquor Liability Coverage option must be purchased if insurance is desired.
Will we receive a policy after submitting the enrollment form?

No. You will receive a certificate of insurance as proof of coverage. By applying for this insurance, you are applying for membership in the Sports, Leisure and Entertainment Risk Purchasing Group (RPG), a group formed and operating pursuant to the Liability Risk Retention Act of 1986 (15 USC 3901 et seq.). Coverage is offered exclusively through the Sports, Leisure and Entertainment Risk Purchasing Group (RPG). The RPG receives a master policy from the insurance company. Submission of this enrollment form confirms your desire to receive coverage through the RPG. Each member receives their own certificate of insurance as evidence of coverage. The limits of insurance apply individually to each insured member organization - there are no shared limits of liability with any other members. For a copy of the RPG master policy, please submit your request in writing to: K&K Insurance Group, In., PO Box 2338, Fort Wayne, IN, 46801-2338.
Can I apply for Short-term or one-day event liability insurance coverage over the phone?

Enrollment by telephone is not permitted. You can apply for coverage online or by completing an enrollment form and submitting it to K&K via e-mail, fax, or mail.

Big event planned? Make sure your travel is protected.

You’ve secured your spot, blocked your calendar, and made all the arrangements. Now protect your investment in the experience. One80 Travel Protect provides travel protection plans tailored for event travel like conferences, concerts, festivals, group meetings, and more, so you can stay focused on why you’re going, not what could go wrong.

With One80 travel protection plans, you can be covered for:

Trip Cancellation – If you need to cancel due to covered reasons before departure.
Emergency Accident & Sickness – Protection if you become ill or injured during your trip.
Telemedicine Access – On the go care and medical advice without leaving your hotel room.
Emergency Evacuation & Repatriation of Remains – Coordinated support in serious emergencies.
24/7 Travel Assistance – Real time help with medical referrals, travel changes, and more.
& much more…

Whether it’s a professional conference or a can’t miss show, One80 Travel Protect offers personalized protection so you can travel with confidence.

Learn More

Events

Insurance solutions for events, fairs, festivals, vendors, and performers.

Learn More
Special Event Insurance

General Liability and Property package insurance solutions designed for large events.

Learn More
Vendor Liability Insurance

Concessionaire, exhibitor, and vendor liability insurance for vendors selling, displaying, demonstrating, or promoting products or services on a short-term basis.

Learn More

Short-Term Event Insurance

Program Highlights

What is eligible for K&K’s short-term event insurance program?

What is not eligible for K&K’s short-term event insurance program?