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Zoos & Aquariums
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Phone  
1-800-553-8368
Fax  
1-260-459-5624
Claims  
1-800-237-2917
 
Ask us a Question/E-mail
 

Eligible Operations
 
- Aquariums - Animal zoos
- Parks Walk-through zoos
- Drive-through zoos - Animal sanctuary (open to public)
 

Coverages Available & Program Highlights

 
General Liability   Directors and Officers including Employment  Practices Liability
- Written on an admitted basis in most states    
- Broadened coverage form   Property
- No General Aggregate   -    Equipment Breakdown included
- Non-auditable policy -    Emergency Vacating Expenses Covered up
- Volunteer Accident- Accident Medical coverage for      to $15,000, Crisis Response Coverage - $25,000.
zoo volunteers      Full Building Ordinance "A" Coverage
- Volunteers as Additional Insureds    
- Contingent Ride Liability   Inland Marine
 - Liquor Liability    
- Employee Benefits Liability   Crime
- Transmissible Pathogens Coverage    
  Commercial Auto
  -    Nonowned/Hired Auto
      -    Owned Auto
       
      Excess Liability
       
      Workers' Compensation
       
      Event Cancellation & Non-appearance
 
Common Associated Exposures
 
- Animal rides - Food & beverage concessions
- Kiddie rides - Day camps
- Play areas - Special event liability for promotions, etc.
 
Key Underwriting/Qualifying Factors (Including but not limited to)
 
- Prefer parks that are AZA certified - Parks that comply with USDA licensing requirements
- Parks with 24-hour security - Parks in compliance with safety and fire codes
- Parks that secure certificates of insurance from vendors/ - Management must have at least three years zoo
  concessionaires/sub-contractors or lessors   management experience
- Minimum Premium    
  general liability- $2,500    
  package- $5,000    
 
Preliminary Underwriting Information Required
 
- K&K Applications - ACORD applications for other requested coverages
- Five years of detailed company loss runs - Diagram/map of the aquarium/zoo
- Brochure (if available) - Schedule of events/ promotions/exhibitions
- Web site address - Most current financial statement
- Copy of Liquor License - Copies of contracts
- Animal loan agreement - Amusement/carnival ride description
- Copy of USDA license/certification