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Racing Owners & Sponsors Liability
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Phone  
1-800-348-1839
Fax  
1-260-459-5102
Claims  
1-800-237-2917
 
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Eligible Operations
 
- Drivers - Race team sponsors
- Event sponsors - Racing associations
- Race team owners    
 
Ineligible for this program:
- Drag boat racing - Mud bogs
- Jet vehicle exhibition/racing
 

Coverages Available & Program Highlights

   
     
General Liability
- No General Aggregate - No Bodily Injury Deductible
- Spectator Liability - Incidental Products Coverage
- Legal Liability to Participants (subject to underwriting) -  Cyber Risk ($25,000 sublimit)
- Primary Test and Tune available (refer to underwriting)
       
Additional Products    
- Auto/Shop Liability - Off-course & Storage Coverage for Competition Vehicles
- Contingency/Prize Indemnity and Racing Equipment
- Contractual Indemnity - Participant Accident Medical for Tuning & Testing
- Disability Income For Crew Chiefs & Drivers - Products liability
- Employment Practices Liability - Workers' Compensation
- Excess Liability - World Wide Liability
- Ocean Marine - On Track Crash Damage
- Commercial coverage For Race Teams (Auto Liability, Building, Business Personal Property, General Liability (Nonracing), Workers' Compensation)
 
Key Underwriting/Qualifying Factors (Including but not limited to)
 
- $1,000,000 minimum underlying coverage required - $1,500 minimum account premium
 
Preliminary Underwriting Information Required
- K&K Applications - Four years of company loss runs
- ACORD applications for other requested coverages - Copy of sponsorship agreement