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Phone  
877-355-0315
Fax  
260-459-5990
Claims  
800-237-2917
 
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Eligible Operations
 
- Private or publically held destination resorts and guest ranches
 
Ineligible for this program:
                       
Bed & Breakfast
- Franchised hotels/motels
- Ski Resort
- Waterparks, amusement parks, etc. as primary reason for patronage to the facility
 

Coverages Available & Program Highlights

   
     
General Liability   Property
- Broadened coverage form   -    More Than 50 Coverage Expansions
- Non-auditable policy   -    Equipment Breakdown Included
- No deductible   -    Vacancy Clause redefined to address seasonal operations
- Liquor Liability -    Building definition redefined to include; tent platforms,
- Fireworks Liability        pavilions & shelters, signs, boat & canoe racks,
- Expanded Bodily Injury Definition        permanently installed playground equipment
- Nonowned watercraft up to 51'   -    Business interruption, communicable disease and
- Personal and advertising injury definition expanded        food contamination extension
- Transmissible Pathogens Coverage -    Emergency vacating expenses covered up to $15,000,
     Crisis response coverage - $25,000, Full building

Commercial Auto

     ordinance "A" coverage
            

Excess Liability

Crime
                                                                                                                  

Workers' Compensation

Inland Marine
                                         
 
Common Associated Exposures
 
- Cross-country skiing - Horseback riding/hiking trails
- Fine dining - Miniature golf and playgrounds
- Fishing and hunting - Recreational boating/canoeing
- Golf courses, driving ranges Spas/health and fitness centers
 
Key Underwriting/Qualifying Factors (Including but not limited to)
 
- Manager must have 3 years industry management experience
 - $5,000 minimum account premium
 
Preliminary Underwriting Information Required
- K&K Applications - ACORD applications for other requested coverages
- Five years of detailed, currently valued company loss runs - Photos of facility
- Web site address(if available) - Copy of rental contract
- Copy of waiver/release of liability (if applicable)