Event Planner Insurance

K&K’s Event Planner liability insurance is designed for individuals and businesses who organize, coordinate, promote, and facilitate special events. Events may be social or corporate including corporate and charity events.

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The Event Planner Insurance program is designed for event professionals who plan public or private events and have annual gross sales of $2,000,000 or less. This event planner liability insurance is intended for planners and coordinators only and does not include catering operations or facility (venue) exposures. In addition to liability protection, optional Equipment and Contents coverage is available to help protect your event planning business property—such as office supplies, computers and electronics, office equipment, furnishings, tenant improvements and betterments, signs, and non-structural glass.

Please note: The Event Planner Insurance program does not provide event liability coverage for a specific event. For one-time or short-term event liability insurance, please visit our Short-term Events or Special Events program pages for event insurance options tailored to your needs.

Who is eligible for Event Planner Insurance?

Fee-based professionals or businesses who have annual gross sales of $2,000,000 or less, domiciled in the United States, that plan, organize, coordinate, and arrange public or private events and social gatherings for others.
Who is not eligible for Event Planner Insurance
Including but not limited to:
Athletic event promoters
Caterers
Concert promoters
Event production companies*
Rental companies
Talent agencies/companies
Travel agencies
Owners of retail stores or event/banquet facilities
*An event production company is a business that hosts events and profits from proceeds from their hosted events. (e.g.: ticket sales, merchandise, food, etc.)
Insurance coverages available
General Liability
Bodily Injury and Property Damage
Personal and Advertising Injury
Products and Completed Operations
Damage to Premises Rented to You
Medical Expense (other than participants)
Abuse, Molestation, Harassment or Exploitation Defense Reimbursement (optional)
Equipment and Contents - Inland Marine (optional)
Hired Auto Liability and Non-Owned Auto Liability (not provided while in IL, LA, UT, VT, OR WI) (optional)
Professional Liability (optional)
Sexual Abuse or Sexual Molestation Liability (optional)
Notable Exclusions (in addition to any others in the issued policy)
Abuse, molestation, harassment or sexual conduct
Amusement devices including but not limited to any mechanical or non-mechanical rides, slides, pony rides, or inflatables
Asbestos
Communicable Diseases
Designated operations exclusion - those activities listed as ineligible
Employment-related practices
Fireworks
Lead
Nuclear energy
Operations outside of the U.S.
Outside concessionaires and vendors working in conjunction with your business
Violation of statutes that govern emails, faxes, phone calls, or other methods of sending materials or information
What do I need to apply for Event Planner Insurance
To request an insurance quotation through this program, please complete the appropriate PDF application and submit as directed in the application. Coverage is subject to underwriting, may not be available to all applicants in all states, and may vary by state. It is important to carefully review the terms and conditions of any insurance quotation. Please contact a K&K representative if you have any questions.
The following information is required 10 business days prior to the desired effective date:
Completed and signed enrollment form
Full payment by check or credit/debit card

Applications

Please click on the link below to download an application. Depending on your browser settings, the application may download directly to your computer without opening. Please check your download folder to find the PDF application document. Our applications work best when opened in Adobe Acrobat Reader. For the free version of Adobe Acrobat Reader, please click here. (here should live link to Download Adobe Acrobat Reader: Free PDF viewer).

Event Planner Insurance Program and Enrollment Form
This brochure is valid for effective dates from 4/1/2025 through 3/31/2026

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877-648-6404
Email

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Event Planner Insurance

Program Highlights

Who is eligible for Event Planner Insurance?

Who is not eligible for Event Planner Insurance

Insurance coverages available

Notable Exclusions (in addition to any others in the issued policy)

What do I need to apply for Event Planner Insurance

Applications

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Contact information for Event Planner Insurance

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